HERITAGE FEDERAL CREDIT UNION

Welcome to Heritage, your trusted partner in financial well-being, located at 3700 Frederica St, Owensboro, KY 42301. Since our establishment in 1965, we have proudly served our community with a commitment to excellence and member satisfaction. With a total membership of 65,249 and assets exceeding $968,867,742, we are dedicated to helping you achieve your financial goals. Our passionate team, led by CEO Tony Aylsworth and Board President Nicolette Sledd, understands the importance of personalized service. Whether you're seeking a new auto loan or looking to open a savings account, we're here for you every step of the way. With over 213 employees ready to assist you, we ensure that each interaction is meaningful and efficient. At Heritage, we believe in giving back to our community while providing competitive rates on loans and deposits. Our total loans amount to 34,888, and our deposits stand at an impressive $54,768,652. We maintain a strong net worth of $111,521,017, ensuring your investments are secure with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3700 Frederica St, Owensboro, KY 42301-6905. You can reach us easily by phone at 812-253-6928 or explore more about our offerings on our website: heritagefederal.org. Join us at Heritage today where community meets opportunity! Your financial future starts here; let's build it together!

Heritage Credit Union, located at 3700 Frederica St in Owensboro, KY, has a rich history rooted in community service and member support. Since opening its doors in 1965, this branch has grown from a small local credit union into a vital financial partner for over 65,000 members. With total assets amounting to an impressive $968,867,742, Heritage has continually adapted to meet the evolving needs of the community it serves. The mission of Heritage is clear: to provide accessible financial services while fostering a sense of community. It strives to empower its members with the tools they need for financial success, whether that's through personal banking solutions like checking and savings accounts or through more extensive services like auto loans and mortgages. The credit union is dedicated not only to helping individuals achieve their financial goals but also to giving back to the Owensboro area through various outreach programs. Heritage is not just about numbers; it's about people. The branch's commitment to its members goes beyond traditional banking services. With features such as drive-thru banking and shared service centers, Heritage ensures convenience and accessibility for everyone. Members can enjoy digital advancements like online banking and mobile payments, making managing finances easier than ever. While you can visit us at our branch address of 3700 Frederica St., official correspondence should be directed to our mailing address: 3700 Frederica St, Owensboro, KY 42301-6905. We invite you to experience the friendly service and community-focused approach that sets Heritage apart. With our dedicated staff available during lobby hours from Monday through Thursday (9 AM - 4 PM), Friday (9 AM - 6 PM), and Saturday by appointment only (9 AM - 12 PM), we are here to assist you every step of the way. For any inquiries or assistance, feel free to reach out at 812-253-6928. Join us at Heritage Credit Union today! Discover how we can help you achieve your financial dreams while being part of a caring community that values your membership. Visit our website at heritagefederal.org for more information on services and membership eligibility. Together, let's build a brighter financial future!

At Heritage, we believe that joining our community is not just about banking; it's about being part of a family that supports each other. Becoming a member at our Owensboro branch is an easy and welcoming process. If you live, work, or worship in Daviess County, or if you are related to someone who does, you're already eligible to join! We aim to create an inclusive environment where everyone can benefit from our personalized services and competitive rates. For more specific eligibility details, feel free to visit our website at heritagefederal.org. Opening your account is just as simple! You can start the process online by visiting this link, or if you prefer a personal touch, give us a call at (812) 253-6928. We're here to help you every step of the way and look forward to welcoming you to Heritage at 3700 Frederica St Owensboro Ky 42301!

At Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health so that you can rely on us for your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1150 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,750 in used auto loans and a total of $697,622,843 in loans and leases available. Our operational efficiency is evident in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 143,800, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $4,825,940. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 3700 Frederica St Owensboro Ky 42301 or call 812-253-6928 to learn more about how we can help you achieve your financial goals.