Heritage Credit Union Henderson KY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Heritage, your trusted financial partner located at 2011 Us Highway 60 E, Henderson, KY 42420. Since our establishment in 1965, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet your needs. With a growing membership of over 65,249 individuals, we take pride in being more than just a credit union; we are a part of the fabric of Henderson. At Heritage, we believe in empowering our members through sound financial services. Our total assets amount to an impressive $968,867,742, reflecting our strength and stability in the industry. We manage over $54,768,652 in deposits and have facilitated more than 34,888 loans and leases to help our members achieve their financial goals. Our dedication to responsible lending is further underscored by our net worth of $111,521,017, ensuring that you can trust us with your financial future. Under the leadership of CEO Tony Aylsworth and Board President Nicolette Sledd, our team of 213 employees is dedicated to delivering exceptional service. Whether you're looking for personal banking options like checking and savings accounts or business loans to help grow your enterprise, we are here to support you every step of the way. While members can visit us at our physical location, official correspondence should be sent to the same address: 2011 US Highway 60 E, Henderson, KY 42420. We encourage you to reach out with any questions or concerns. You can contact us at 812-253-6928 or explore our wide range of services online at heritagefederal.org. Join us at Heritage as we continue to build a stronger community together!

Branch History & Mission

Embracing Innovation

As part of our dedication to serving you better, we have embraced digital advancements that make managing your finances easier than ever before. With online banking options available alongside mobile payments and e-statements, you can stay connected with your accounts on your terms. We are also proud to ensure ADA compliance throughout our facilities so that everyone can access our services comfortably. If you're looking for a credit union that values community engagement while offering modern financial solutions, look no further than Heritage Credit Union. Join us today and experience firsthand the benefits of being part of a supportive family dedicated to your financial well-being. For more information about membership eligibility or to open an account, please visit our website or call us at 812-253-6928. Together, let's build a brighter future!

Our Mission

At Heritage Credit Union, our mission goes beyond just providing financial products. We aim to empower our members through education and resources that help them achieve their financial goals. Our mission statement emphasizes the importance of community support alongside exceptional service. Whether you need personal banking solutions like checking accounts and auto loans or business banking services like merchant services and business loans, we are here to help. In addition to our core services, we actively participate in community outreach initiatives. We believe that strong communities build strong futures. Through partnerships with local organizations and programs designed to uplift our neighbors, we strive to make a lasting impact in Henderson and beyond. While members can visit us at 2011 Us Highway 60 E, official correspondence should be sent to the same address as our mailing address. Our team is committed to ensuring that every member feels valued and supported.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our facility is compliant with ADA standards, featuring ramps and designated parking spaces to ensure everyone can easily access our services. Plus, we offer both ATM availability and drive-thru banking for those on the go.

Get in Touch

We invite you to visit us or give us a call at 812-253-6928 for any inquiries or assistance. At Heritage Credit Union in Henderson, we're committed to making banking easy and accessible for everyone in our community. We look forward to serving you soon!

Location Highlights

Our branch is situated along a major thoroughfare, making it simple for you to stop by for your banking needs. Whether you're coming from downtown Henderson or nearby neighborhoods, you'll find us just a quick drive away. While our physical address is perfect for visiting, if you need to send any official correspondence, please use our mailing address: 2011 US Highway 60 E, Henderson, KY 42420.

Operating Hours

At Heritage Credit Union, we understand that flexibility is key. Our lobby hours are designed to fit your schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need help with personal banking, loans, or simply want to ask a question, we're here for you during these hours.

Services Offered

From checking and savings accounts to auto loans and mortgage refinancing, we provide a full range of services tailored to meet your financial needs. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of one of our partner credit unions, feel free to take advantage of shared services at our location!

Member Eligibility

At Heritage, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining our family is simple! If you live, work, or worship in the Henderson area, you're likely eligible for membership. Additionally, we welcome immediate family members of current members, making it easy to share the benefits of being part of our credit union with those you love. As a member, you'll enjoy great rates on loans and savings, personalized service, and access to a wide range of financial products designed just for you. To learn more about the specific eligibility criteria and see if you qualify, visit our website at http://www.heritagefederal.org/about-us/membership-eligibility. When you're ready to take the next step, opening an account is easy! Just head over to https://app.consumer.meridianlink.com/apply.aspx?lenderref=heritagefcu071422&list=ccvlplhest or give us a call at (812) 253-6928. We're excited to help you get started on your journey with us at Heritage, located at 2011 Us Highway 60 E Henderson Ky 42420!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine streamlining your payment processes and enhancing customer satisfaction with our merchant services. Whether you're a local café or an online retailer, our tools can help you accept payments easily and securely. This way, you can focus on what truly matters growing your business. Visit us at 2011 Us Highway 60 E Henderson Ky 42420 in Henderson, KY, or give us a call at (812) 253-6928 to learn more about how we can assist you in reaching your business goals!

Our Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Accounts Made Easy

Whether you prefer visiting us in person or handling transactions from the comfort of your home, we have options for everyone. Our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car, while our shared branch transactions enable easy access for members of partner credit unions. Located at 2011 Us Highway 60 E, Henderson, KY 42420, we're here to assist you Monday through Saturday with friendly service and expert guidance. If you have questions or want to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out at 812-253-6928.

Business Banking Services

For small business owners, we offer specialized support through our Business Banking options. From Merchant Services that simplify transactions to accessible Business Loans, we aim to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your accounts anytime and anywhere. Need cash? Our ATMs are readily available for quick withdrawals and balance checks.

Join Us Today!

Your financial wellness is important to us. Come visit us at Heritage or explore our website at heritagefederal.org for more information on how our comprehensive services can benefit you. We're excited to be part of your financial journey!

Personal Banking Solutions

Starting with personal banking, we offer convenient Checking & Savings Accounts that can help you manage your day-to-day expenses and save for the long term. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel of your dream car without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing solutions provide competitive rates and terms designed to fit your budget.

Support for Your Financial Goals

When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can give you the financial boost you need. Plus, enjoy the flexibility of our Credit Cards with Rewards, which allow you to earn points while making everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our Mobile Application, which brings banking right to your fingertips. You can make Person-to-Person Transfers in just a few taps, allowing you to send money to friends or family without any hassle. Our app also supports Mobile Payments, making it easy for you to pay for purchases directly from your smartphone. For those who prefer paperless options, we offer E-Statements Availability so you can receive your account statements electronically. This not only helps the environment but also keeps your financial documents organized and easily accessible. Additionally, our Electronic Signature Authorization feature allows you to complete transactions securely without needing to visit a branch in person.

Security and Accessibility

We take security seriously at Heritage. All digital transactions are protected with robust security measures, ensuring that your personal information remains safe. With everything designed for ease of use and real-time account management, you can feel confident while banking online. Whether you're using our website or mobile app, every feature is built with you in mind making banking more accessible than ever. Experience the freedom of managing your finances on your terms with Heritage's digital and online banking services!

Financial Strength

At Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to being a reliable partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $11,750 in used auto loans and a total of $697,622,843 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $4,825,940, while our total share accounts reach an impressive 143,800, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 2011 Us Highway 60 E Henderson KY 42420 or call 812-253-6928 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those interested in more specialized financing, our total credit lines amount to $362,531,571, ensuring that we can support various financial needs whether for personal projects or business ventures. For business owners specifically, our outstanding commercial loans totaling $83,069,137 provide the capital needed to grow and expand. If you're considering refinancing any existing loans or need information about eligibility for our products, we're here to help! Visit our website or contact us directly for more details on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options with us today and see how we can support your journey towards financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,968,576 in used vehicle loans and $46,686,710 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible terms designed to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,583,379, make buying or refinancing simple. We aim to provide you with straightforward options that suit your personal circumstances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,592,114 in loans helping members manage their finances effectively. These cards can provide an excellent way to build credit while enjoying rewards and benefits tailored to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

HERITAGE FEDERAL CREDIT UNION - Henderson, KY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Henderson, KY (42420)