HERITAGE FEDERAL CREDIT UNION

Welcome to Heritage, your trusted financial partner located at 2011 Us Highway 60 E, Henderson, KY 42420. Since our establishment in 1965, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet your needs. With a growing membership of over 65,249 individuals, we take pride in being more than just a credit union; we are a part of the fabric of Henderson. At Heritage, we believe in empowering our members through sound financial services. Our total assets amount to an impressive $968,867,742, reflecting our strength and stability in the industry. We manage over $54,768,652 in deposits and have facilitated more than 34,888 loans and leases to help our members achieve their financial goals. Our dedication to responsible lending is further underscored by our net worth of $111,521,017, ensuring that you can trust us with your financial future. Under the leadership of CEO Tony Aylsworth and Board President Nicolette Sledd, our team of 213 employees is dedicated to delivering exceptional service. Whether you're looking for personal banking options like checking and savings accounts or business loans to help grow your enterprise, we are here to support you every step of the way. While members can visit us at our physical location, official correspondence should be sent to the same address: 2011 US Highway 60 E, Henderson, KY 42420. We encourage you to reach out with any questions or concerns. You can contact us at 812-253-6928 or explore our wide range of services online at heritagefederal.org. Join us at Heritage as we continue to build a stronger community together!

At Heritage, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining our family is simple! If you live, work, or worship in the Henderson area, you're likely eligible for membership. Additionally, we welcome immediate family members of current members, making it easy to share the benefits of being part of our credit union with those you love. As a member, you'll enjoy great rates on loans and savings, personalized service, and access to a wide range of financial products designed just for you. To learn more about the specific eligibility criteria and see if you qualify, visit our website at http://www.heritagefederal.org/about-us/membership-eligibility . When you're ready to take the next step, opening an account is easy! Just head over to https://app.consumer.meridianlink.com/apply.aspx ?lenderref=heritagefcu071422&list=ccvlplhest or give us a call at (812) 253-6928. We're excited to help you get started on your journey with us at Heritage, located at 2011 Us Highway 60 E Henderson Ky 42420!

At Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to being a reliable partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $11,750 in used auto loans and a total of $697,622,843 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $4,825,940, while our total share accounts reach an impressive 143,800, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 2011 Us Highway 60 E Henderson KY 42420 or call 812-253-6928 to learn more about how we can help you achieve your financial goals.