Heritage Credit Union Newburgh IN | Top Checking & Auto Loans

Introduction

At Heritage, we believe that strong communities are built on trust and support. Located at 8266 Bell Oaks Dr, Newburgh, IN 47630, our branch has been serving our members since 1965. With a commitment to helping you achieve your financial goals, we proudly support over 65,000 members with a wide range of services tailored to your needs. While you can visit us at our main branch, official correspondence should be sent to our mailing address: PO Box 189, Newburgh, IN 47629. We understand that financial decisions are personal and often complex, which is why we prioritize making banking as accessible and straightforward as possible. As of today, we manage total assets of $968,867,742, with total deposits reaching $54,768,652. Our members benefit from a variety of loan options, including personal loans and auto financing, with a total of 34,888 loans and leases currently active. This robust portfolio reflects our dedication to providing reliable financial solutions that empower you to make the best choices for your future. Under the leadership of CEO Tony Aylsworth and Board President Nicolette Sledd, our team is here to guide you through every step of your financial journey. With a dedicated workforce of 213 employees, we're always ready to assist you whether you're looking for advice or need help managing your accounts. We invite you to explore how Heritage can make a difference in your life. From convenient online banking options to personalized service at our branch, we're here for all your banking needs. Feel free to give us a call at 812-853-8808, or visit us online at heritagefederal.org to learn more about what we offer. Join us today and discover the Heritage difference!

Branch History & Mission

Commitment to Innovation

As technology continues to change how we bank, Heritage is committed to staying ahead by embracing digital advancements. Our online banking services offer convenience at your fingertips with features like mobile payments and e-statements available for all members. We also ensure ADA compliance so that everyone can access our services comfortably. Our drive-thru service allows for quick transactions without leaving your vehicle while maintaining the personal touch you expect from us. With ATM availability at your service as well as shared service center options for partner credit union members, we aim to meet your needs wherever you are.

Join Us

With operating hours designed for your convenience Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM we invite you to experience all that Heritage has to offer. Call us at (812) 853-8808 or visit our website at heritagefederal.org today! Become part of our growing family and discover how Heritage can help you achieve your financial goals while enriching the community around us!

Our Journey

Heritage began with a simple mission: to empower individuals and families in our community through accessible financial services. From humble beginnings, we have evolved into a vibrant credit union offering a range of services, including personal banking, auto loans, mortgage financing, business banking, and more. As we celebrate decades of service, our focus remains on fostering financial wellness for all our members. Our branch is not just a place for transactions; it is a hub for community engagement. We actively participate in local events and initiatives that uplift our neighbors. By partnering with various organizations and supporting local causes, we strive to make a meaningful impact in Newburgh and beyond.

Our Mission

At Heritage, our mission is clear: to provide quality financial services while enhancing the lives of our members and supporting the communities we serve. We believe that everyone deserves access to affordable banking options tailored to their needs. Whether you're opening your first savings account or looking for business solutions, we're here to guide you every step of the way. While members can visit us at 8266 Bell Oaks Dr Newburgh In 47630, official correspondence should be sent to PO Box 189, Newburgh, IN 47629 if needed.

Branch Location & Accessibility

Welcome to Heritage, your trusted credit union! Located at 8266 Bell Oaks Dr in beautiful Newburgh, IN, our branch is designed with your convenience in mind. Whether you're stopping by for personal banking services or looking to explore our lending options, we are here to help you every step of the way. Nestled in Warrick County, our location is easy to find and accessible from major roadways. You can enjoy nearby landmarks like the scenic Newburgh Riverfront Park, making your visit even more pleasant. We have ample parking available right outside our entrance, plus ADA-compliant features to ensure everyone can access our services comfortably. While members can visit us at 8266 Bell Oaks Dr, official correspondence should be sent to PO Box 189, Newburgh, IN 47629. Our branch operates with flexible hours to suit your busy lifestyle: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you're in need of a quick transaction outside of lobby hours, don't forget about our drive-thru service which operates Monday through Saturday during similar hours. At Heritage, we take pride in offering a range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we aim to meet all your financial needs under one roof. Plus, with ATM availability right on-site and shared service options for partner credit union members, accessing your money has never been easier. Have questions or need assistance? Feel free to call us at 812-853-8808 we're always happy to help! We invite you to stop by and experience the friendly service that makes Heritage not just a credit union but a community partner dedicated to your financial well-being.

Member Eligibility

Becoming a member of Heritage is like opening the door to a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the Newburgh area, you're already on your way to joining us! We also extend membership to family members of current members, which means you can share the benefits of our services with those you love. At Heritage, we offer a variety of personal banking options, from checking and savings accounts to auto loans and mortgages, all designed to help you achieve your financial goals. Ready to take the next step? Opening an account is simple and straightforward. Just visit us at 8266 Bell Oaks Dr Newburgh In 47630 or give us a call at (812) 853-8808 for more information. For detailed eligibility criteria and updates, feel free to check out our membership guidelines at http://www.heritagefederal.org/about-us/membership-eligibility. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help you streamline your payment processes. Imagine being able to accept payments easily from your customers whether they're paying at your store or online. Our tailored merchant solutions ensure you can focus on what you do best: running your business. Visit us at 8266 Bell Oaks Dr Newburgh In 47630 in Newburgh, IN or give us a call at (812) 853-8808 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive Business Banking solutions that include merchant services and business loans. We recognize how vital small businesses are to our community, and we aim to empower them with the right financial tools.

Connect With Us

Our friendly staff is always ready to assist you during lobby hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Feel free to reach out at 812-853-8808 for any inquiries or visit us online at heritagefederal.org for more information about our services. Join the many satisfied members who trust Heritage for their banking needs. Experience personalized service and a community-focused approach today!

Convenience at Your Fingertips

In addition to traditional banking services, we also feature convenient options such as ATM access for cash withdrawals and basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're a member of partner credit unions, you can utilize our shared branch transactions without hassle.

Credit Options Tailored For You

At Heritage, we know that credit plays a crucial role in achieving your financial goals. That's why we offer competitive Credit Cards with Rewards, giving you the opportunity to earn while you spend. Whether it's for everyday purchases or special occasions, our cards are designed with your needs in mind.

Personal Banking Made Easy

Managing your finances should be straightforward. That's why we offer Personal Banking services, including checking and savings accounts designed for your lifestyle. Imagine having the ability to set up automatic savings or easily track your spending through our Online & Mobile Banking platforms. With features like mobile payments and e-statements, you can bank on the go making it easier than ever to keep an eye on your finances. Need a vehicle? Our Auto Loans & Vehicle Financing make purchasing or refinancing a car simple. We understand that life can be unpredictable, which is why our Personal Loans & Debt Consolidation options are available to help ease financial burdens when needed. And if you're ready to invest in a home, our Mortgage Loans & Refinancing services can guide you through the process smoothly.

Digital & Online Banking

Key Features

One of the standout features we provide is electronic signature authorization. This means you can sign important documents right from your device without the hassle of printing or mailing anything. If you prefer going paperless, we also offer e-statements, which allow you to view your account statements online whenever you want. Need to send money to a friend or family member? Our person-to-person transfers make it easy and fast! Just a few taps on your phone, and you're done. Plus, if you're always on the move, our mobile payments feature lets you make purchases without needing cash or cards just use your phone! At Heritage, we strive to make banking as accessible as possible. With these digital tools at your fingertips, you can take control of your finances anytime and anywhere. Join us today and experience how our online banking services can enhance your financial management!

Financial Strength

Member Savings

Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts: 143,800, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (funds available for lending and investments) stand at $4,825,940, which further enhances our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 8266 Bell Oaks Dr Newburgh IN 47630 or call 812-853-8808 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $0 reflects our operational efficiency during this period. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,750 in used auto loans and $697,622,843 in total loans and leases.

Loan Offering

Auto Loans

Are you in the market for a new vehicle? Our auto loans provide some of the lowest rates in the industry. We've issued over $23,500 in total auto loans, with $19,596,857 allocated to used vehicle loans and $46,686,710 for new vehicles. Whether you're considering a brand-new model or a reliable used car, our competitive rates make it easier to hit the road.

Business Financing

For business owners in our community, we offer outstanding commercial loans totaling $83,069,137. These loans are designed to provide the capital needed to grow and expand your business effectively.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, we also provide various credit lines totaling $362,531,571. This can be an excellent option if you need quick access to funds without the hassle of multiple loans. Additionally, our unsecured credit card loans amounting to $20,592,114 come with flexible terms to help you maintain control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,583,379, simplifying the process of buying or refinancing your home. We know how important this investment is for you and are here to guide you through every step.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, we're here to assist you! Contact us at 812-853-8808 or visit our website at heritagefederal.org for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial needs may be, Heritage is committed to providing tailored solutions that suit you best. Come visit us today!

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Ensuring Accurate Comparisons

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HERITAGE FEDERAL CREDIT UNION - Newburgh, IN

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