Heritage Credit Union Newburgh IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Heritage, your trusted partner in financial wellness located at 5388 W State Route 66, Newburgh, IN 47630. Since our establishment in 1965, we've dedicated ourselves to serving our community with integrity and care. With a thriving membership of over 65,000 and total assets amounting to an impressive $968,867,742, we pride ourselves on being a cornerstone of financial support for individuals and families alike. At Heritage, we understand the importance of local connections. Our team, led by CEO Tony Aylsworth and Board President Nicolette Sledd, is committed to providing personalized service that meets your unique financial needs. Whether you're looking for auto loans, savings accounts, or business financing options, we're here to help every step of the way. We currently offer 34,888 loans and leases and manage total deposits of $54,768,652 a testament to the trust placed in us by our valued members. While you can visit us at our branch location for friendly service, please note that any official correspondence should be directed to our mailing address: PO BOX 189, Newburgh, IN 47629. We invite you to explore our range of services available through online banking and mobile applications at heritagefederal.org. With a strong net worth of $111,521,017 and cash in hand totaling $10,206,851, Heritage remains financially sound and ready to assist you with all your banking needs. Our commitment extends beyond just numbers; we strive to make a positive impact within our community. Ready to take the next step towards achieving your financial goals? Call us today at 812-853-7306 or visit our website for more information about how we can serve you best!

Branch History & Mission

Join Us

Heritage is not just a place for banking; it's a community hub where you can find support and resources for your financial journey. We invite you to become part of the Heritage family today! Experience firsthand the benefits of membership whether it's through competitive loan rates or personalized service from our dedicated team. Visit us during our operating hours: M-Th 9-5, Fri 9-6, Sat 9-12. We look forward to welcoming you!

Our Evolution

From humble beginnings, Heritage has continually adapted to better serve our members. Over the decades, we have expanded our offerings beyond traditional banking. Today, we provide a wide range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards. We've embraced technology by offering online and mobile banking options for easy access to your finances anytime and anywhere. Our drive-thru service makes transactions even more convenient for those on the go. As we continue to evolve, we've remained committed to ensuring that our services are accessible to everyone. We take pride in being ADA compliant and enhancing our digital platforms so that all members can easily engage with us.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in the communities we serve. We believe that when our members succeed financially, it strengthens the entire community. We actively participate in local outreach programs and partnerships that foster economic growth and support those in need. While members can visit us at 5388 W State Route 66 Newburgh In 47630, official correspondence should be sent to PO BOX 189, Newburgh, IN 47629. We encourage you to reach out via phone at (812) 853-7306 or explore our website at Heritage Federal Credit Union for more information about how we can help you achieve your financial goals.

Branch Location & Accessibility

Welcome to Heritage, your friendly financial partner located at 5388 W State Route 66 in Newburgh, Indiana! Situated conveniently along a major route, our branch is easy to find and access. Whether you're heading to the nearby Newburgh Plaza or passing through the charming downtown area, stopping by is a breeze. For any official correspondence, please note that our mailing address is PO BOX 189, Newburgh, IN 47629. While visiting us, you'll enjoy ample parking with accessible spaces available for all members. Our facility is designed with ADA compliance in mind, ensuring everyone can comfortably access our services. At Heritage, we strive to make your banking experience as smooth as possible. Our lobby hours are designed with your schedule in mind: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. We are proud to offer an array of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Plus, with ATM availability right at our branch and shared service center access for partner credit union members, managing your finances has never been easier. Got questions? Feel free to reach out at 812-853-7306; our friendly staff is here to assist you. We invite you to visit us soon at Heritage where community matters!

Member Eligibility

At Heritage, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports each other. If you're wondering whether you qualify for membership, the good news is that many people do! To become a member of Heritage, you simply need to meet a few friendly criteria. For instance, if you live, work, worship, or attend school in the Newburgh area or surrounding communities, you're likely eligible. We welcome individuals and families alike, fostering an inclusive environment where everyone can thrive. Getting started with us is easy! You can find detailed information about eligibility on our website at http://www.heritagefederal.org/about-us/membership-eligibility . Once you're ready to open an account, just follow the straightforward steps outlined here: https://app.consumer.meridianlink.com/apply.aspx?lenderref=heritagefcu071422&list=ccvlplhest . Should you have any questions or need assistance along the way, feel free to reach out to us at (812) 853-7306. We're excited to help you take this important step toward financial well-being at Heritage, located at 5388 W State Route 66 Newburgh In 47630!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments from customers effortlessly, whether they pay with cash, cards, or mobile payments. Our services can help you manage transactions easily and efficiently, allowing you to focus on what truly matters growing your business. Located at 5388 W State Route 66 Newburgh In 47630 in Newburgh, IN, we're just a call away at (812) 853-7306. Come visit us today and discover how our business banking solutions can make a difference for you!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer traditional banking methods, we offer ATM and cash withdrawal services for quick access to your funds. Our basic drive-thru banking lets you conduct deposits, withdrawals, and simple transactions without leaving your car. And if you're a member of one of our partner credit unions, enjoy hassle-free transactions through our shared branch services. At Heritage, we aim to make your banking experience as smooth as possible while ensuring that all services are accessible when you need them. For more details or to speak with one of our friendly representatives, please call us at 812-853-7306 or visit us online at heritagefederal.org. Ready to take the next step? Visit us today at our Newburgh location or explore how easy it is to become a member by checking out our membership eligibility page!

Business Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, provide essential tools to help grow your enterprise.

Digital Banking Features

In today's fast-paced world, convenience matters. With our online and mobile banking, managing your finances has never been easier. Access your accounts anytime, anywhere whether you're checking balances or making transfers on the go. Our mobile payments feature allows you to pay directly from your phone, giving you more freedom than ever.

Loans and Credit

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services, allowing you to tackle those financial hurdles without added stress. Plus, our credit cards with rewards give you the chance to earn while you spend, making each purchase more rewarding.

Personal Banking

Our personal banking options are designed with you in mind. You can choose from various checking and savings accounts that fit your lifestyle. For those considering a new vehicle, our auto loans and vehicle financing solutions make it easy to drive away in the car of your dreams. If homeownership is on your mind, explore our mortgage loans and refinancing options to find the right plan that suits your financial situation.

Digital & Online Banking

Key Features

Need to sign documents quickly? Our electronic signature authorization feature allows you to sign documents from the comfort of your home, making transactions smoother and faster. And if you're looking to go paperless, we provide e-statements that let you view your account details without the clutter of physical mail. For those who prefer managing their finances on the go, our mobile application is a game changer. It offers a convenient way to check balances, deposit checks, and even make mobile payments all from your smartphone. Want to send money to friends or family? Our person-to-person transfer option makes it simple and hassle-free.

Security and Convenience

At Heritage, security is a top priority. Our digital banking platform uses advanced security measures to keep your information safe while providing an accessible experience for all members. You can feel confident knowing that your data is protected as you manage your accounts in real-time. In summary, with features like mobile payments, electronic signatures, e-statements, and easy transfers, Heritage's digital banking services truly put you in control of your finances. Experience the convenience today!

Financial Strength

Committed Workforce

We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce helps us maintain operational efficiency reflected by our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members.

Growing Membership Base

Our total share accounts stand at 143,800, showing a strong and growing member base that trusts us with their finances. Net shares available for lending and investments amount to $4,825,940, further demonstrating our commitment to providing valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 5388 W State Route 66 Newburgh IN 47630 or call 812-853-7306 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust as evidenced by $11,750 in used auto loans and a total of $697,622,843 in loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For business owners looking for growth capital, our outstanding commercial loans total $83,069,137, providing essential funds to expand and invest in your business. If you're interested in learning more about eligibility or refinancing options available at our branch located at 5388 W State Route 66 Newburgh IN 47630, feel free to reach out at (812) 853-7306. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Heritage, we're here to support you every step of the way on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $19,596,857 in used vehicle loans and $4,668,710 in new vehicle loans, helping members get on the road with confidence. Whether you are financing a brand-new model or a reliable used vehicle, we provide competitive rates and flexible terms to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,583,379, making buying or refinancing simple. We also offer refinancing options to help you adjust your mortgage terms as your financial situation changes.

Unsecured Credit Card Loans

Managing finances effectively is crucial for every member. We offer flexible terms on unsecured credit card loans, with a total of $20,592,114 in loans available. These cards come with features that help you keep track of your spending while enjoying benefits like rewards and no annual fees.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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HERITAGE FEDERAL CREDIT UNION