Heritage Credit Union New Harmony IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Heritage, your trusted community partner in financial growth! Located at 502 Main St, New Harmony, IN 47631, our branch has been serving the needs of local families and businesses since 1965. With a strong commitment to our members, we proudly support 65,249 individuals who have chosen us for their banking needs. At Heritage, we understand that financial decisions can be daunting. That's why we strive to make banking simple and accessible. With total assets exceeding $968,867,742, you can feel confident knowing that your money is safe with us. We offer a range of services tailored to meet the diverse needs of our community from personal checking and savings accounts to auto loans and business financing. If you need assistance or have questions, don't hesitate to reach out! Our friendly team of 213 employees, led by CEO Tony Aylsworth and Board President Nicolette Sledd, is here to help you every step of the way. You can contact us at 812-853-7306 during our lobby hours on Monday, Wednesday, and Friday from 9:00 AM to 4:00 PM. While members can visit us at our New Harmony location, please note that official correspondence should be sent to our mailing address at 8266 Bell Oaks Dr, Newburgh, IN 47630. Join us today and discover how Heritage can help you achieve your financial goals! Visit our website at heritagefederal.org for more information or to open an account online. We look forward to welcoming you into our family!

Branch History & Mission

Heritage Credit Union has a rich history rooted in community service and financial empowerment. Founded in 1965, our branch located at 502 Main St, New Harmony, IN 47631 has been a cornerstone of support for local residents and businesses alike. Over the years, we have grown significantly, currently serving 65,249 members with a total asset base of nearly $968,867,742. This growth reflects our unwavering commitment to providing personalized financial solutions that meet the evolving needs of our community. From our humble beginnings, Heritage has always prioritized the well-being of its members. Our mission is clear: to enhance the quality of life for our members through exceptional financial services and community engagement. We believe in fostering strong relationships and creating opportunities for financial success. Whether it's through offering competitive rates on auto loans or providing tailored business banking solutions, we strive to make banking accessible and beneficial for everyone. While members can visit us at 502 Main St, official correspondence should be sent to 8266 Bell Oaks Dr, Newburgh, IN 47630. This dual approach allows us to manage our operations effectively while remaining close to our roots in New Harmony. Heritage Credit Union prides itself on being more than just a financial institution; we are a part of the fabric that holds this community together. Our branch embraces digital advancements to ensure convenience and accessibility for all members. We offer online banking services, mobile applications, and electronic signatures to simplify your banking experience. Our commitment extends beyond finances as we engage actively in community outreach efforts. By partnering with local organizations and participating in community events, we strive to make a positive impact in New Harmony and surrounding areas. To better serve our members, we provide various services including personal checking accounts, savings options, auto loans, mortgage refinancing, and credit cards with rewards. Additionally, our branch features an ATM for easy access to funds at any time. We invite you to join the Heritage family and experience the difference that comes from being part of a credit union dedicated to your success. Stop by our branch during lobby hours Monday, Wednesday, and Friday from 9:00 AM to 4:00 PM or give us a call at 812-853-7306. Let us help you achieve your financial goals today!

Branch Location & Accessibility

Accessibility and Parking

At Heritage, we believe that accessibility matters. Our branch is designed with features to accommodate all members. You'll find ample parking available nearby, making your visit hassle-free. Plus, our facilities are ADA compliant, ensuring everyone can access our services comfortably.

Call to Action

Ready to experience exceptional service? We invite you to visit us at Heritage Credit Union in New Harmony! If you have questions or need assistance before your visit, don't hesitate to call us at 812-853-7306. We look forward to helping you achieve your financial dreams!

Operating Hours

We're here for you on Mondays, Wednesdays, and Fridays from 9:00 AM to 4:00 PM. Our welcoming staff is ready to assist you with everything from personal banking needs to loan inquiries during these hours.

Services Offered

Heritage Credit Union provides a wide range of services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing, we have solutions to meet your financial goals. If you're a member of another credit union, feel free to take advantage of our shared service center for basic transactions like deposits and withdrawals. For your convenience, we also offer ATM services right at our location so you can access cash quickly and easily. While we don't have drive-thru banking at this branch, we encourage you to come inside where our team is eager to assist you.

Member Eligibility

Joining the Heritage family is more than just opening an account; it's about becoming part of a supportive community that truly cares about its members. At Heritage, we welcome individuals who live, work, worship, or attend school in our service areas to become members. This means if you're connected to our vibrant community in any of these ways, you're already eligible! Enjoy a range of benefits designed to help you achieve your financial goals and feel empowered every step of the way. To learn more about the specific eligibility criteria, check out this resource: Membership Eligibility. Getting started is easy! Simply visit us at 502 Main St, New Harmony, IN 47631, or give us a call at 812-853-7306 for assistance with the account opening process. You can also apply online through our convenient application portal available here: Account Opening. We can't wait to welcome you into our Heritage family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a shop where customers can pay easily, whether it's cash or card. Our merchant services simplify transactions so you can focus on what you do best growing your business. With user-friendly tools and dedicated support, we ensure your payment processes are smooth and efficient. Let us partner with you on your journey to success. Visit us at 502 Main St New Harmony In 47631, New Harmony, IN or call us at (812) 853-7306 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

We don't just cater to individuals; businesses can also benefit from our robust business banking solutions. From merchant services that make transactions smooth for your customers to business loans that help grow your enterprise, we're dedicated to supporting local businesses in New Harmony.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why Heritage provides online and mobile banking options that allow you to manage your finances anytime, anywhere. Whether it's checking your balance or making transfers between accounts, it's all just a click away. Plus, with ATM access available for cash withdrawals and balance checks, getting cash when you need it is easy.

Credit Cards and Rewards

To add even more value to your spending, we offer credit cards with rewards that allow you to earn points on every purchase. This means that as you shop for everyday items or plan for special occasions, you're also earning rewards that can be redeemed for exciting perks.

Personal Banking Solutions

For everyday banking needs, our personal banking services include checking and savings accounts designed for easy management of your funds. Imagine having a place where you can keep your money safe while earning interest on your savings. With Heritage, that's exactly what you get. Our auto loans and vehicle financing options make it easy for you to drive away in the car you've always wanted without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and flexible terms. We understand that life can sometimes throw unexpected expenses your way, which is why our personal loans and debt consolidation options are there to help you regain control over your finances.

Shared Branching and Member Services

For those who bank with partner credit unions, we offer basic shared branch transactions such as deposits and withdrawals, making it easier than ever to manage your accounts no matter where you are. Our friendly team is always ready to assist you with any questions or concerns you may have about our services. You can reach us at 812-853-7306 during our lobby hours on Monday, Wednesday, and Friday from 9:00 AM to 4:00 PM. Ready to take the next step? Visit us at Heritage today or explore our website at heritagefederal.org to learn more about how we can assist you in achieving your financial goals!

Digital & Online Banking

At Heritage, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a comprehensive range of digital and online banking services designed to make your banking experience as smooth and straightforward as possible. With our user-friendly tools, you can access your accounts anytime, anywhere, ensuring that you're always in control of your finances. One of the standout features available is our robust online banking platform, which you can explore at https://www.heritagefederal.org/. This service allows you to manage your accounts with just a few clicks. Whether you need to check your balance, pay bills, or transfer funds, everything is at your fingertips. Plus, our 24/7 online banking ensures you have access whenever you need it. For those who prefer mobile banking, our dedicated mobile application offers a convenient way to bank on the go. You can easily make person-to-person transfers or set up mobile payments with just a tap. If you've ever needed to send money to a friend quickly or handle payments without cash, our mobile features are here to help. We also prioritize security with electronic signature authorization for transactions, giving you peace of mind while banking online. Additionally, e-statements are readily available, allowing you to keep track of your financial activities without the hassle of paper clutter. At Heritage, we're committed to providing accessible and easy-to-use banking solutions that fit into your busy life. Our online services not only simplify account management but also empower you with real-time insights into your finances. No matter where you are or what time it is, we ensure that managing your money is just a click away!

Financial Strength

Committed Team Ready to Serve You

We take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable and dedicated team. This commitment reflects our goal of making your banking experience smooth and satisfying.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 502 Main St New Harmony IN 47631 or call 812-853-7306 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us. We currently hold $202,735,080 in share certificates and $63,234,088 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates and exclusive perks.

Our Solid Financial Position

With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1150 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Member Services

With $95,338,983 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is further supported by $11,750 in used auto loans and a total of $697,622,843 in loans and leases, helping you achieve your financial goals across various sectors.

Loan Offering

Additional Information

If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out! You can contact us at 812-853-7306 during our lobby hours on Monday, Wednesday, and Friday from 9:00 am to 4:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Heritage can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,968,576 in used vehicle loans and $46,686,710 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our competitive rates make it easier for you to drive away with confidence.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $83,069,137 provide the capital needed to grow and expand your business. We understand that running a business comes with its challenges; that's why we aim to provide financial solutions tailored specifically for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,583,379, making buying or refinancing simple. We provide personalized service to help you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,592,114 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday spending.

Loan Aggregator

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HERITAGE FEDERAL CREDIT UNION - New Harmony, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in New Harmony, IN (47631)