Heritage Credit Union Haubstadt IN | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Heritage, your trusted partner in financial services located at 803 E Hwy 68, Haubstadt, IN 47639. Since our establishment in 1965, we have been dedicated to serving our community and providing exceptional banking solutions tailored to meet the needs of our members. With a proud membership of 65,249 and total assets amounting to an impressive $968,867,742, we stand as a cornerstone of financial support in the area. At Heritage, we believe in the power of community and are committed to enhancing the financial well-being of our members. Our comprehensive range of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more. We also cater to businesses with tailored banking solutions that foster growth and success. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 189, Newburgh, IN 47629. With a total of 213 dedicated employees led by CEO Tony Aylsworth and Board President Nicolette Sledd, we strive to create an environment where everyone feels valued and supported. Our commitment extends beyond just numbers; it's about building lasting relationships within our community. We invite you to experience the Heritage difference where trust meets excellence. Feel free to reach out via phone at 812-253-6928 or explore more about our offerings on our website at heritagefederal.org. We look forward to serving you!

Branch History & Mission

Community Engagement

Heritage is committed to being more than just a credit union; we're a vital part of the Haubstadt community. We engage in various outreach efforts aimed at supporting local events and initiatives. By working together with local organizations, we strive to make a positive impact on lives within our community. As we look forward to the future, we invite you to join us on this journey. Experience firsthand how Heritage can help you achieve your financial goals while being part of a supportive community. Whether you're looking for a checking account or planning for your future with savings and loans, we're here for you every step of the way. Feel free to reach out at (812) 253-6928 or visit us during our operating hours: Lobby: M-Th 8:30-4, F 8:30-6, Sat 9-12 (by appointment only). Let's work together towards building a brighter tomorrow!

Mission Statement

At Heritage, our mission is clear: we aim to provide financial solutions that empower our members and support our community's development. We believe in offering competitive rates and personalized service while ensuring accessibility for everyone. Our dedication extends beyond just banking; we actively engage in outreach programs and partnerships that uplift those around us. Our branch proudly features modern conveniences such as ATM availability and drive-thru banking for quick and easy transactions. We also prioritize digital advancements through online and mobile banking options, making it easier than ever for you to manage your finances on the go.

Our Journey

Since opening our doors nearly six decades ago, Heritage has embraced the mission of serving not just as a financial partner but also as a cornerstone of the local community. Our journey is marked by significant milestones that reflect our commitment to growth and member satisfaction. With total assets reaching an impressive $968,867,742, we have successfully expanded our offerings to include personal banking, auto loans, mortgage loans, and business banking services. While members can visit us at 803 E Hwy 68 Haubstadt In 47639, official correspondence should be sent to PO Box 189, Newburgh, IN 47629. This ensures that your communication reaches us promptly while you enjoy convenient access to our services.

Branch Location & Accessibility

Accessibility and Features

At Heritage, we understand that accessibility matters. Our branch is designed with features that ensure everyone can easily visit us. We have convenient parking available, along with ADA-compliant access points and ramps for those who need them. If you prefer a quick transaction, our drive-thru service allows for simple deposits and withdrawals without leaving your car.

Call to Action

We invite you to come by our branch today! Experience the friendly service that sets Heritage apart and discover how we can help you achieve your financial goals. Whether it's for a quick question or setting up an account, we look forward to seeing you soon!

Operating Hours

We're here to help during flexible hours to fit your schedule! You can visit us Monday through Thursday from 8:30 AM to 4:00 PM, and on Fridays, we extend our hours until 6:00 PM. For those who want to stop by on Saturdays, we're open from 9:00 AM to 12:00 PM by appointment only. Feel free to reach out at 812-253-6928 if you have any questions or need assistance.

Services Offered

Heritage Credit Union is proud to offer a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgage loans, or credit cards with rewards, we've got you covered. Plus, our ATM is available for your convenience, ensuring that cash withdrawal is never a hassle. While members can visit us at 803 E Hwy 68, official correspondence should be sent to PO Box 189 in Newburgh, IN.

Member Eligibility

At Heritage, we believe that everyone deserves a place in our community, and becoming a member is as simple as reaching out! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us. We welcome individuals and families alike, aiming to provide financial services that make life a little easier. By becoming a member at Heritage, you'll enjoy benefits like competitive loan rates, personalized service, and a range of banking products designed with your needs in mind. Ready to take the next step? Opening an account is straightforward! You can find all the details about membership eligibility on our website at http://www.heritagefederal.org/about-us/membership-eligibility . Once you're ready to join, simply visit our account opening page here: https://app.consumer.meridianlink.com/apply.aspx?lenderref=heritagefcu071422&list=ccvlplhest . If you have any questions or need assistance, don't hesitate to give us a call at (812) 253-6928. We can't wait to welcome you into the Heritage family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to streamline your transactions and improve cash flow. Our merchant services offer practical benefits such as easy payment processing, which allows you to focus more on what you do best running your business. From credit card processing to mobile payment solutions, we're here to help you thrive in a competitive marketplace. Visit us at 803 E Hwy 68 Haubstadt In 47639 in Haubstadt, IN, or call us at (812) 253-6928 to learn how we can empower your business with financial solutions tailored just for you.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For those who run a business, we offer robust business banking services including merchant services and business loans. We know how vital it is to have the right tools to manage your operations smoothly.

Convenient Access and Support

Our branch features basic drive-thru banking for quick transactions like deposits and withdrawals. Additionally, if you're a member of a partner credit union, you can benefit from our shared branch transactions. With so many ways to access your funds easily, you'll never feel out of touch with your finances. At Heritage in Haubstadt, our goal is simple: to provide comprehensive financial services that cater to all aspects of life. If you'd like more information or need assistance with any of our offerings, feel free to give us a call at (812) 253-6928. Join us today and experience the difference in personalized banking!

Credit Cards with Benefits

Enhance your spending power with our credit cards that come with rewards. Whether you're looking to earn points for travel or simply want a card with great perks, we have options that will suit your lifestyle.

Loans Tailored for You

When life presents unexpected expenses or opportunities, our auto loans and vehicle financing options can help you get behind the wheel quickly. If you're thinking about purchasing a home or refinancing your current mortgage, our mortgage loans are designed with competitive rates to ease the process. We also offer personal loans for debt consolidation or other personal needs giving you flexibility when it matters most.

Personal Banking Solutions

We understand that managing your finances is essential for achieving your goals. That's why at Heritage, we offer checking and savings accounts designed to fit different lifestyles. Need quick access to cash? Our ATM and cash withdrawal services make it easy for you to get what you need without any hassle. You can also enjoy the convenience of online and mobile banking, allowing you to manage your accounts anytime, anywhere.

Digital & Online Banking

Key Services

Our online banking platform at https://www.heritagefederal.org/ allows you to access your accounts 24/7. You can check your balances, transfer funds, and pay bills with just a few clicks. If you're on the go, our mobile application makes it even simpler to stay connected to your finances right from your smartphone. Plus, with features like electronic signature authorization, signing documents is quick and hassle-free. When it comes to keeping track of your transactions, we offer e-statements so you can go paperless and access your account statements whenever you need them. Our person-to-person transfer service means sending money to friends or family is as easy as sending a text.

Security & Convenience

Your security is our top priority. We implement robust measures to ensure that your information stays safe while using our digital services. Enjoy peace of mind knowing that your data is protected while you take care of your banking needs. With mobile payments available, shopping has never been easier. Simply link your accounts and make payments directly from your phone. Whether you're paying for groceries or splitting a dinner bill, we've got you covered. In summary, Heritage is committed to providing accessible, convenient banking solutions that empower you to manage your money on your terms. Explore our digital offerings today at https://www.heritagefederal.org/ and experience the freedom of modern banking!

Financial Strength

Growing Membership Base

Our total share accounts stand at 143,800, reflecting a strong and growing member base that trusts us with their finances. With $4,825,940 in net shares available for lending and investments, we are well-positioned to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 803 E Hwy 68 Haubstadt IN 47639 or call 812-253-6928 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering you stable and rewarding growth opportunities. Unlike traditional banks that often prioritize profit over people, we focus on benefiting our members. With no non-member deposits amounting to $0 we ensure that our resources are concentrated on providing you with better loan rates and lower fees.

Operational Efficiency

Our operational efficiency shines through with a recorded net income of $0, allowing us to maintain competitive loan rates while still providing solid financial products for our members. Additionally, we take pride in having 202 full-time employees and 11 part-time employees, ensuring that our branches are always ready to assist you with knowledgeable service.

Reinvestment in Member Services

With $95,338,983 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our commitment to helping you achieve your financial goals is evident in our diverse offerings. We have $11,750 in used auto loans and an impressive total of $697,622,843 in loans and leases available to support your aspirations.

Solid Financial Foundation

With a net worth of $111,521,017, we maintain robust financial health. This strong foundation enables us to provide competitive loan options and savings products designed with our members in mind. Additionally, our net worth ratio of 11.50% demonstrates a solid capital base, ensuring that we can continue delivering loans and uninterrupted services even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,968,576 in used vehicle loans and $46,686,710 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $83,069,137 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to invest in equipment or inventory, we have options tailored for businesses of all sizes. We also have refinancing options available if you're looking to lower your monthly payments or consolidate debt. Visit us online or contact us directly for eligibility information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Heritage in Haubstadt, IN, we're committed to serving our community's financial needs with transparency and trustworthiness. Explore our loan offerings today and see how we can help you succeed financially!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $49,583,379. With competitive rates and tailored solutions, we're here to help you navigate the path to owning your home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $20,592,114 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits.

Loan Aggregator

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HERITAGE FEDERAL CREDIT UNION - Haubstadt, IN