Heritage Credit Union Evansville IN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Heritage, your trusted financial partner located at 331 E Boonville New Harmony Rd, Evansville, IN 47725. Since our establishment in 1965, we have dedicated ourselves to serving our community with a warm and friendly approach to banking. Our commitment is reflected in our growing family of over 65,000 members, each of whom we proudly support with tailored financial services that meet their unique needs. At Heritage, we understand that every member's journey is different. That's why we offer a wide range of services, from checking and savings accounts to auto loans, mortgages, and personal loans. With total assets exceeding $968 million and total deposits amounting to $54.8 million, you can trust that your finances are in capable hands. Our net worth stands strong at $111.5 million, ensuring stability and reliability for all our members. Our leadership team, headed by CEO Tony Aylsworth and Board President Nicolette Sledd, works diligently to ensure that we remain a valuable resource in the Evansville community. We're proud of our team of 213 employees, who are always ready to assist you with personalized service. While you can visit us directly at our branch for all your banking needs, official correspondence should be sent to our mailing address at PO Box 189, Newburgh, IN 47629. We invite you to explore all that Heritage has to offer. Whether you're looking for assistance with a loan or simply want more information about our services, don't hesitate to reach out! Give us a call at (812) 867-6800 or visit us online at heritagefederal.org today. Join us as we continue to grow together!

Branch History & Mission

At Heritage, located at 331 E Boonville New Harmony Rd, Evansville, IN 47725, we take pride in our rich history and the mission that drives us forward. Since our doors opened in 1965, we have been dedicated to serving our community with a commitment to financial well-being and support. Over the years, Heritage has evolved significantly. What began as a small credit union has grown into a trusted financial partner for over 65,000 members. With total assets of nearly $968 million, we have built a strong foundation that allows us to offer a wide range of services tailored to meet the diverse needs of our members. We understand that every member's financial journey is unique, and we strive to provide personalized solutions that empower individuals and families alike. Our mission is clear: to enhance the lives of our members by providing exceptional financial services while fostering a sense of community. We are not just about banking; we are about building relationships. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we aim to help our members achieve their dreams. While members can visit us at our physical location in Evansville, official correspondence should be sent to PO Box 189, Newburgh, IN 47629. Our convenient operating hours Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM (by appointment only) make it easy for you to reach us when you need assistance. Heritage is proud to offer ATM availability and drive-thru banking services for added convenience. As an ADA-compliant institution, we ensure that all members can access our facilities comfortably. We also engage in shared service center partnerships that allow us to extend our reach and better serve our community. In addition to providing essential financial services, we are deeply committed to community outreach initiatives. We believe in giving back and supporting local organizations that make Evansville a better place for everyone. Our efforts include sponsoring events, participating in local charity drives, and partnering with schools and nonprofits. Join us at Heritage today! Experience the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! For more information or to become a member, please call us at 812-867-6800 or visit our website at heritagefederal.org.

Branch Location & Accessibility

Accessibility Features

At our Evansville North location, we prioritize accessibility for all our members. Our branch is compliant with ADA standards, featuring ramps and spacious entrances to ensure everyone can navigate easily. Ample parking is available right outside the branch, so you won't have to worry about finding a spot when you visit us.

Get in Touch

If you have any questions or would like more information about our services or membership options, feel free to give us a call at 812-867-6800. We invite you to stop by our branch today and see how we can help you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday by appointment only from 9 AM to noon. If you're looking for quick transactions, our drive-thru service operates during the same hours as the lobby on weekdays and Saturdays.

Services Offered

At Heritage, we offer a wide range of banking services tailored to meet your needs. Whether you're interested in personal accounts, auto loans, mortgage options, or business banking solutions, we've got you covered. Plus, we have an ATM on-site for quick cash withdrawals and balance checks whenever you need them. For those who may require shared services from partner credit unions, we also provide basic shared branch transactions right here! While members can visit us at 331 E Boonville New Harmony Rd for all their banking needs, official correspondence should be sent to PO Box 189 in Newburgh, IN.

Member Eligibility

Becoming a member of Heritage is like joining a caring community where your financial well-being is our top priority. If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership! It's that simple. We aim to create a welcoming environment, and as a member, you gain access to a variety of services designed to meet your needs whether it's personal banking, loans, or financial education. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed information at http://www.heritagefederal.org/about-us/membership-eligibility. Ready to open an account? We've made it easy for you! Visit us at https://app.consumer.meridianlink.com/apply.aspx?lenderref=heritagefcu071422&list=ccvlplhest to start your journey with us today. If you have any questions, don't hesitate to give us a call at (812) 867-6800. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable way to accept payments from customers whether online or in-store. Our services not only enhance customer satisfaction but also streamline your cash flow, allowing you to focus more on what matters most: growing your business. Located at 331 E Boonville New Harmony Rd Evansville In 47725, Evansville, IN, we invite you to discover how our tailored solutions can empower your business. For more information, feel free to call us at (812) 867-6800 or visit our website at heritagefederal.org. Let's work together to build your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

At Heritage, we also cater to local businesses through our Business Banking services. Whether you're a small business owner or an entrepreneur just starting out, our Merchant Services & Business Loans provide the financial support needed to grow and thrive in today's market.

Digital Access and Convenience

In today's fast-paced world, having access to your finances at any time is essential. That's why we offer robust Online & Mobile Banking features. You can easily manage your accounts from anywhere using our user-friendly mobile app or website. This includes making deposits, transferring funds, and paying bills all at your convenience. For quick cash needs, our ATM & Cash Withdrawal Services ensure you have access to your money when you need it most. And if you're on the go but still need to handle basic transactions like deposits or withdrawals, our Basic Drive-Thru Banking offers quick service without leaving your vehicle.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking options like Checking & Savings Accounts tailored to help you save and grow your money. Our accounts come with no hidden fees and competitive interest rates, making it easier for you to reach your financial goals. If you're considering a new vehicle, our Auto Loans & Vehicle Financing can make the process smooth and straightforward. With flexible terms and competitive rates, we help turn your dream ride into reality without breaking the bank. Need a home? Our Mortgage Loans & Refinancing options can help you secure the right mortgage plan for your budget, ensuring you're comfortable throughout the entire process.

Shared Services for Greater Accessibility

As part of our commitment to community banking, we provide Basic Shared Branch Transactions for members of partner credit unions making it easy for everyone in Evansville and beyond to manage their accounts efficiently. Our branch located at 331 E Boonville New Harmony Rd, is here to serve you! Feel free to reach us at 812-867-6800 during lobby hours (M-Th 9-4, F 9-6) or visit us online at Heritage Federal Credit Union for more information about all our services. We invite you to become part of our family today! Explore membership eligibility here and open an account online. At Heritage, we're not just another financial institution; we're your partners in achieving financial success!

Support for Your Financial Journey

For those looking to consolidate debt or fund personal projects, our Personal Loans & Debt Consolidation services are designed with you in mind. We'll work with you to find a solution that fits your financial situation perfectly. Plus, our Credit Cards with Rewards give you the chance to earn points on every purchase, turning everyday spending into exciting rewards.

Digital & Online Banking

Key Features

Our online banking offers a variety of features that put you in control. Need to sign documents quickly? Our electronic signature authorization makes this process simple and efficient, saving you time without compromising security. Plus, with e-statements available, you can keep track of your finances without the hassle of paper clutter. For those on the go, our mobile application is a game-changer. It allows you to manage your accounts right from your smartphone whether you're paying bills or making person-to-person transfers with ease. And if you prefer using mobile payments, we've got you covered there too! Enjoy the convenience of making purchases directly from your device.

Security and Accessibility

Security is a top priority at Heritage. We use advanced technology to protect your information while ensuring that accessing your accounts remains user-friendly. You can feel confident knowing that your financial data is safe with us. Real-time account management means you'll always be up to date with your transactions and balances, so you can make informed decisions about your money anytime, anywhere. Whether it's checking an account balance or reviewing recent transactions, everything is just a few clicks away. In short, our digital and online banking services at Heritage offer the perfect blend of convenience and security. Experience how easy it is to manage your finances today!

Financial Strength

Commitment to Growth

With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,750 in used auto loans and $697,622,843 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 143,800, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,825,940. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 331 E Boonville New Harmony Rd Evansville In 47725 or call (812) 867-6800 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,198,209 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $195,968,576 in used vehicle loans and $46,686,710 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your budget and preferences.

Business Loans

For business owners looking to expand or invest in their enterprises, our outstanding commercial loans totaling $83,069,137 provide the capital needed to grow and thrive. We understand the unique challenges businesses face and are committed to supporting your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,583,379, make buying or refinancing simple. Whether you're looking for your first home or want to refinance an existing mortgage, our team is ready to assist you every step of the way.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is here to provide guidance tailored to your situation. We aim to ensure you receive the best possible terms that align with your financial goals. At Heritage Federal Credit Union, we pride ourselves on offering a comprehensive suite of lending products designed with you in mind. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take a step towards achieving your financial aspirations! For more information about membership eligibility or to apply for a loan online, visit our website.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $20,592,114 in loans available, we help members effectively manage their finances while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect current market conditions. Each loan offer is verified to guarantee its legitimacy, so you can trust that the information you receive is accurate.

HERITAGE FEDERAL CREDIT UNION - Evansville, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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