HERITAGE FEDERAL CREDIT UNION

Welcome to Heritage, your trusted financial partner in the heart of Evansville, Indiana. Located at 6432 Florida Road, our branch has been serving the community since 1965. With a rich history and a commitment to our members, we take pride in offering a range of financial services designed to meet your needs. Whether you are looking for checking and savings accounts, auto loans, or business banking solutions, we have something for everyone. At Heritage, we believe in building strong relationships with our members. With over 65,000 members and total assets exceeding $968 million, we are dedicated to providing personalized service that makes banking easier and more accessible. Our friendly team is led by CEO Tony Aylsworth and supported by Board President Nicolette Sledd, who together ensure that our credit union remains focused on you the member. While members can visit us at 6432 Florida Road, official correspondence should be sent to the same address. With a net worth of over $111 million and total deposits amounting to $54.8 million, Heritage is not just about numbers; it's about community impact and financial security for all our members. We invite you to explore the various services we offer, including personal loans, mortgage refinancing, credit cards with rewards, and more. Plus, with modern conveniences like online and mobile banking, managing your finances has never been simpler. Have questions? We're just a phone call away at (812) 253-6928. Join us today and experience the Heritage difference where you're not just a member; you're family! Visit our website at heritagefederal.org to learn more or start your membership journey. Your financial future awaits!

At Heritage, located at 6432 Florida Road in Evansville, IN, we carry a proud legacy that began in 1965. Since opening our doors, we've grown into a vital part of the community, serving over 65,000 members with total assets nearing $968.9 million. Our mission is clear: to provide exceptional financial services while supporting the dreams and aspirations of our members and the surrounding community. Heritage started as a small credit union dedicated to helping individuals and families achieve their financial goals. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage loans, business banking, and online banking services. Each step of our journey has been marked by a commitment to member satisfaction and community involvement. We understand that our success is intertwined with the well-being of those we serve. Our branch is easily accessible, situated near local landmarks that make it convenient for everyone in Evansville. While members can visit us at 6432 Florida Road for all their banking needs, official correspondence should be sent to our mailing address: 6432 Florida Road, Suite 104, Evansville, IN 47715. At Heritage, we believe in creating a welcoming environment for all members. Our drive-thru service offers added convenience for quick transactions without leaving your vehicle. Additionally, our ATM availability ensures that you can access your funds anytime you need them. Our mission extends beyond just providing financial products; we are deeply committed to enhancing the community's quality of life through various outreach programs and partnerships. Whether it's sponsoring local events or collaborating with schools and organizations, we strive to give back and support initiatives that uplift Evansville. As technology continues to advance, so do we. Our digital services are designed with you in mind allowing easy access to your accounts through mobile payments and online banking. We prioritize accessibility by ensuring our facilities meet ADA compliance standards so everyone can experience the benefits of membership. Join us on this journey! If you're looking for a credit union that values community engagement and customer-centric service, look no further than Heritage. Discover how we can help you achieve your financial goals today by visiting our website or giving us a call at 812-253-6928. Together, let's build a brighter future!

Joining Heritage feels like becoming part of a close-knit family that truly cares about your financial well-being. If you're wondering whether you can become a member, the good news is that eligibility is quite accessible! Generally, anyone who lives, works, worships, or attends school in the areas we serve can join. This means if you're in our community at 6432 Florida Road Evansville In 47715, you're likely already qualified! We encourage everyone to check out the detailed criteria on our website at http://www.heritagefederal.org/about-us/membership-eligibility . Becoming a member opens the door to a range of benefits designed to make your financial journey smoother and more rewarding. From personalized service to competitive rates on loans and savings accounts, Heritage strives to support you every step of the way. Plus, opening an account is as easy as pie! You can start the process online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=heritagefcu071422&list=ccvlplhest , or feel free to give us a call at (812) 253-6928 if you have any questions. We can't wait to welcome you into our community!

At Heritage, we understand that every business has its own unique journey. That's why we offer tailored business banking solutions designed to support your growth. Whether you're just starting out or looking to expand, our commercial loan options can help you reach your goals. Imagine a local café wanting to upgrade its equipment or a retail store looking to open a new location. With our loans, these dreams become achievable realities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make it easier for you to manage transactions seamlessly. Accepting payments quickly helps enhance customer satisfaction and keeps your cash flow steady. Located at 6432 Florida Road, Evansville, IN 47715, we're here to partner with you every step of the way. Reach out to us at 812-253-6928 to discover how we can help your business thrive!

At Heritage, we understand that life can get busy. That's why our digital and online banking services are designed to offer you convenience and security at your fingertips. Whether you're managing your finances from home or on the go, our online platform provides a user-friendly experience that makes banking easier than ever. With our comprehensive online banking services available 24/7 at https://www.heritagefederal.org/ , you can easily check your account balances, transfer funds, and pay bills without stepping foot in a branch. Our mobile application takes this convenience further, allowing you to perform these tasks right from your smartphone. Want to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and securely. Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are safe and efficient. Plus, with e-statements available, you can manage your finances while reducing paper clutter helping the environment while keeping everything organized. If you're out shopping and want to make quick payments, our mobile payments feature allows you to pay directly from your phone. No need for cash or cards; just a few taps and you're done! Our digital services are all about giving you control over your finances when it suits you best. You can access your accounts any time of day or night, making it easy to stay on top of your budget and financial goals. At Heritage, we're committed to helping you bank smarter so you can focus on what really matters in life.

At Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable partner in your financial journey, ensuring that you have the support you need to achieve your goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support our community with $11,750 in used auto loans and a total of $697,622,843 in loans and leases, empowering our members to pursue their financial dreams. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $4,825,940. Total Share Accounts number at 143,800, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 6432 Florida Road Evansville In 47715 or call 812-253-6928 to learn more about how we can help you achieve your financial goals.