Heritage Credit Union Evansville IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Heritage, your trusted partner in financial well-being, located at 2350 Washington Ave, Evansville, IN 47714. Since our establishment in 1965, we have proudly served our community with a commitment to exceptional member service and financial guidance. With over 65,000 members and a strong foundation built on $968,867,742 in total assets, we are dedicated to helping you achieve your financial goals. At Heritage, we believe that banking should be personal and accessible. Our team of 213 employees, led by CEO Tony Aylsworth and Board President Nicolette Sledd, works tirelessly to ensure you receive the support you need for every stage of life. Whether you're looking for auto loans, mortgage options, or business financing solutions, we offer a wide range of services tailored just for you. With total deposits reaching $54,768,652 and a net worth of $111,521,017, Heritage stands strong as a financially sound credit union ready to assist you. Our commitment extends beyond numbers; we strive to make a positive impact in the Evansville community through our various initiatives. While members can visit us at our branch location on Washington Avenue, official correspondence should be sent to the same address for your convenience. If you're looking for reliable banking solutions or simply want to learn more about how we can help you thrive financially, don't hesitate to reach out! Call us at 812-253-6928 or visit our website at heritagefederal.org today. Join us as we continue to foster financial growth and community support in Evansville and beyond!

Branch History & Mission

Heritage Credit Union has a proud history rooted in community service and dedication to its members. Established in 1965, our Evansville branch, located at 2350 Washington Ave, Evansville, IN 47714, has grown from humble beginnings into a cornerstone of financial support for our community. Over the years, we have welcomed more than 65,000 members and managed total assets of nearly $970 million, showcasing our commitment to responsible banking and member satisfaction. From the start, our mission has been clear: to provide accessible financial services that empower individuals and families while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. This belief drives us to offer a wide range of products tailored to meet diverse needs, including personal banking, auto loans, mortgages, and business financing solutions. Heritage Credit Union is not just about numbers; it's about people. Our dedicated team is here to help you navigate your financial journey with personalized support. We are proud to be ADA compliant and have made significant strides in digital advancements like online banking and mobile payments to ensure convenience for our members. Our branch also focuses on community outreach. We partner with local organizations to enhance economic growth and improve the quality of life in Evansville. Whether it's through educational workshops or sponsorships for community events, we strive to make a positive impact beyond just banking. While members can visit us at 2350 Washington Ave Evansville In 47714, official correspondence should be sent to 2350 Washington Ave, Evansville, IN 47714-2320. Our operating hours are designed with your convenience in mind: Lobby hours are Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday by appointment only. Our drive-thru service operates similarly for those who prefer quick access. Join us at Heritage Credit Union today! Experience firsthand how we can help you reach your financial dreams while being part of a supportive community-focused organization. For inquiries or assistance, feel free to call us at (812) 253-6928 or visit our website at Heritage Federal Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

Ready to experience exceptional service? We invite you to visit us at Heritage today or give us a call at 812-253-6928. Our friendly team is eager to assist you! Check out our website here for more information on membership eligibility and services. We look forward to seeing you soon!

Convenient Access and Amenities

At Heritage, we prioritize accessibility for all our members. The branch features ADA-compliant entryways and ramps to ensure everyone can access our services comfortably. Ample parking is available right outside, making it easy for you to pop in and out. Plus, if you're in a hurry, our drive-thru service allows you to complete simple transactions without leaving your vehicle.

Operating Hours

We know your time is valuable! That's why our lobby hours are designed with your schedule in mind. You can visit us Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday by appointment from 9 AM to 12 PM. Our drive-thru operates during similar hours, ensuring you have flexible options for banking.

Services Offered

Heritage offers a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, if you need quick cash withdrawal or balance checks, our ATM is available onsite for your convenience. For those who may be members of partner credit unions, basic shared branch transactions are also an option. While members can visit us at 2350 Washington Ave for all their banking needs, official correspondence should be sent to the same address: 2350 Washington Ave, Evansville, IN 47714-2320.

Member Eligibility

At Heritage, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, worship, or attend school in Vanderburgh County, you're already on your way to joining us at our Evansville branch located at 2350 Washington Ave. We welcome individuals from diverse backgrounds and experiences because we know that together we can achieve more. By choosing Heritage, you gain access to a range of benefits designed to support your financial goals, whether that's saving for the future or securing a loan. To explore the specific eligibility requirements and ensure you're ready to take this exciting step, feel free to check out our detailed information at this link. When you're ready to open an account, the process is simple! Just visit us online at this page or give us a call at 812-253-6928. We're here to help you every step of the way as you embark on this rewarding journey with Heritage!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. Imagine being able to purchase new equipment or open a new location all made possible by the financial support from your trusted credit union.

Non-Member Commercial Loans

But our support doesn't stop there. We also assist the broader business community with $30 in non-member commercial loans, providing flexible financing solutions that cater to various needs. Whether it's a short-term cash flow issue or a long-term investment, we have options that can work for you.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses. Our goal is not just to lend money but to partner with you on your journey toward success. Located conveniently at 2350 Washington Ave, Evansville, IN 47714, our team is ready to discuss how we can help your business thrive. Contact us today at 812-253-6928 and discover the benefits of banking with Heritage!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our convenient ATM services let you withdraw cash or check balances without hassle. For quick transactions like deposits or withdrawals, our drive-thru banking makes it easy to complete simple tasks without leaving your car.

Business Banking

For entrepreneurs, we offer robust business banking services, including merchant services and business loans. We're here to help you grow your business by providing the tools and resources necessary for success.

Contact Us

We invite you to visit us at our Evansville location or call us at 812-253-6928 if you have any questions about our services or how we can assist you further. Our friendly staff is here to help! Explore all that Heritage has to offer by visiting our website: heritagefederal.org. We look forward to being a part of your financial journey!

Credit Cards

Imagine earning rewards while you spend! Our credit cards with rewards are perfect for everyday purchases or special occasions. They allow you to earn points that can be redeemed for various benefits, making each transaction more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in advanced online and mobile banking features that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or paying bills everything is just a few taps away on your smartphone.

Personal Banking

We understand that managing your money is essential. That's why we offer various checking and savings accounts designed to fit your lifestyle. You can easily open an account online or in-person, giving you flexibility and convenience. For those looking to make significant purchases, our auto loans and vehicle financing options help you get behind the wheel without stress. When it comes to housing, our mortgage loans and refinancing services make home ownership attainable and manageable. If you find yourself in need of extra cash, our personal loans and debt consolidation solutions can provide the support you need to get back on track.

Shared Branch Transactions

If you're a member of another credit union that partners with us, take advantage of our shared branch transactions. This feature allows you to conduct basic banking tasks such as deposits and withdrawals right here at Heritage.

Digital & Online Banking

Mobile Application

For those who prefer to bank on their smartphones, our mobile application makes it simple to access your accounts right at your fingertips. You can easily manage transactions, deposit checks using electronic signatures, and view e-statements whenever you need them making it a breeze to stay on top of your finances.

Online Banking Services

With our 24/7 online banking services available at https://www.heritagefederal.org/, you can check your account balances, transfer money, and pay bills anytime, anywhere. The platform is user-friendly and secure, ensuring that your personal information is protected while you handle your banking tasks with ease.

Quick Transfers & Payments

Need to send money quickly? With our person-to-person transfers feature, you can send funds directly to friends or family members in just a few taps. Plus, our mobile payments option lets you make purchases without the hassle of cash or cards.

Security First

Your safety is our priority. Our online banking system incorporates advanced security measures to protect your information. We also offer electronic signature authorization for added peace of mind when approving transactions. In summary, whether you're accessing e-statements or making payments through our mobile app, Heritage provides all the tools you need for effective and secure banking. Enjoy real-time account management and take control of your financial life today!

Financial Strength

At Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your money is safe and working hard for you. With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1150 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,750 in used auto loans and an impressive total of $697,622,843 in loans and leases. Our operational efficiency is highlighted by our reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 143,800, showing a strong and growing member base that trusts us with their finances. With available funds for lending and investments totaling $4,825,940, we stand ready to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 2350 Washington Ave Evansville IN 47714 or call 812-253-6928 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $19,596,857 in used vehicle loans and $46,686,710 in new vehicle loans to help our members get on the road with confidence. Our flexible terms make it easy for you to find a loan that fits your budget.

Business Financing

For business owners looking to grow their operations, our outstanding commercial loans amounting to $83,069,137 provide the capital needed for expansion and investment opportunities. We understand the unique challenges faced by businesses and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $49,583,379, making buying or refinancing simple and straightforward. We are here to guide you through the process so you can feel confident in your investment.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility for new ones, we encourage you to reach out. Our team is ready to discuss your options and help you find solutions that fit your financial situation. At Heritage, we're committed to providing personalized service and competitive rates across all our loan products. For more information or assistance with an application, call us at 812-253-6928 or visit us online at heritagefederal.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $20,592,114 in loans helping members effectively manage their finances, our credit card options provide convenience and support when you need it most.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By using verified data, LendMesh allows you to make informed choices without worrying about hidden fees or misleading information.

HERITAGE FEDERAL CREDIT UNION - Evansville, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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