Heritage Credit Union Elberfeld IN | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Heritage, your trusted partner in financial growth and community support, located at 55 W Main St, Elberfeld, IN 47613. Since our establishment in 1965, we have proudly served over 65,249 members, providing a wide range of financial services designed to meet your needs. With total assets reaching an impressive $968,867,742 and total deposits of $54,768,652, we are committed to ensuring the financial well-being of our community. At Heritage, we understand that banking is more than just transactions; it's about relationships built on trust and reliability. Our dedicated team of 213 employees, led by CEO Tony Aylsworth and Board President Nicolette Sledd, is here to provide personalized service tailored to you. Whether you're looking for auto loans, mortgages, or everyday banking solutions, our diverse offerings are crafted with your success in mind. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to PO Box 189, Newburgh, IN 47629. We invite you to explore our website at heritagefederal.org for more information or to reach out via phone at 812-253-6928. Join us as we continue to make a positive impact in Elberfeld and beyond. Discover how we can support your financial journey today!

Branch History & Mission

Welcome to Heritage, a cornerstone of financial support in Elberfeld, Indiana. Since our establishment in 1965, we have dedicated ourselves to fostering a strong community spirit while providing exceptional financial services. Our journey began with a simple yet powerful mission: to enhance the lives of our members through reliable banking solutions and unwavering community support. Over the years, Heritage has grown significantly. Today, we proudly serve over 65,000 members and manage total assets of nearly $970 million. Our branch is located at 55 W Main St, Elberfeld, IN 47613, conveniently situated near local landmarks that are part of the fabric of our town. Whether you're stopping by for a loan consultation or just to ask questions about your account, we are here to help. At Heritage, our mission goes beyond just providing financial services; we aim to uplift our community. We understand that financial wellness is crucial for everyone, which is why we offer a range of services tailored to meet diverse needs from personal banking and auto loans to business financing options. We also embrace modern technology with features like online banking and mobile payments, making it easier for you to manage your finances anytime, anywhere. While members can visit us at 55 W Main St, official correspondence should be sent to PO Box 189, Newburgh, IN 47629. Our drive-thru service ensures convenience for those on the go, and our ATM availability means you can access your funds whenever necessary. Heritage takes pride in being an inclusive institution that supports all individuals and families in the area. We believe in giving back through various outreach programs and partnerships with local organizations. This commitment is evident not only in our lending practices but also in how we engage with our community. As we continue on this journey together, we invite you to join us at Heritage. Experience firsthand the benefits of membership where your financial goals are nurtured within a supportive environment. For more information or to open an account, please visit our website or give us a call at 812-253-6928. Together, let's build a brighter financial future!

Branch Location & Accessibility

Banking Services Tailored for You

Heritage provides a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options that fit your lifestyle. Plus, our ATM services ensure you can access cash whenever you need it. While members can visit us at 55 W Main St, official correspondence should be sent to PO Box 189, Newburgh, IN 47629 if necessary. If you have any questions or need assistance, feel free to call us at 812-253-6928 we're here to help! We invite you to stop by and experience the warmth and dedication of Heritage. Join our community today and let us support you on your financial journey!

Convenient Access and Features

At Heritage, we understand the importance of accessibility. Our branch is equipped with features that cater to everyone, including ADA-compliant ramps for easy entry. Parking is available nearby, ensuring that you can quickly hop in and out for your banking needs. Our operating hours are designed with your busy schedule in mind: our lobby is open Monday through Friday from 8:30 AM to 5 PM, and Saturdays from 9 AM to 12 PM by appointment only. For those who prefer convenience, we also offer drive-thru banking during the same hours, allowing you to complete simple transactions without leaving your car.

Member Eligibility

Becoming a member of Heritage feels like joining a close-knit community where your financial well-being is our top priority. To qualify for membership, you should live, work, worship, or attend school in the areas we serve. This includes those residing in Warrick County and surrounding regions. We welcome individuals from all walks of life who are ready to take advantage of our personalized services and competitive rates. If you're curious about the specific eligibility criteria, feel free to explore more on our website at http://www.heritagefederal.org/about-us/membership-eligibility. Opening an account is a breeze! With just a few simple steps, you can start enjoying all that Heritage has to offer. From checking and savings accounts to loans and other financial services tailored just for you, we're here to help you thrive financially. Don't hesitate to reach out at (812) 253-6928 if you have any questions or need assistance with the application process. You can also get started right away by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=heritagefcu071422&list=ccvlplhest. We can't wait for you to join us at Heritage, located at 55 W Main St Elberfeld In 47613, where your journey towards better banking begins!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help you streamline transactions and enhance customer experiences. Imagine having an easy way to accept payments from your customers whether they pay by card, mobile wallet, or cash right at your fingertips. Our services ensure your business runs smoothly, allowing you to focus on what you do best. Located at 55 W Main St Elberfeld In 47613 in Elberfeld, IN, we're here to empower your business dreams. Contact us today at (812) 253-6928 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions such as Business Banking, including merchant services and business loans designed to help your company thrive. Whether you're just starting out or looking to expand, we're committed to supporting local businesses in Elberfeld.

Convenient Access

Accessibility is key at Heritage. We have an ATM on-site for quick cash withdrawals and basic transactions. For those who prefer face-to-face interactions, our Drive-Thru Banking allows for deposits and withdrawals without leaving your vehicle perfect for busy days! Moreover, if you're a member of a partner credit union, enjoy basic shared branch transactions with ease.

Embracing Digital Features

In today's world, convenience is crucial. That's why we provide comprehensive Online & Mobile Banking services so you can transfer money, check balances, and even pay bills right from your phone or computer. With features like mobile payments and person-to-person transfers, managing your finances has never been simpler. If you're ready to explore how our services can work for you or if you have any questions about what we offer at our branch located at 55 W Main St Elberfeld IN 47613, don't hesitate to reach out! Give us a call at 812-253-6928, or visit us online at Heritage Federal Credit Union. We look forward to serving you!

Financing Options

Thinking about buying a new car? Our Auto Loans & Vehicle Financing make it easier than ever to hit the road in style. With competitive rates and flexible terms, you can drive away in the vehicle of your dreams without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are designed to guide you through the process smoothly. We provide personalized support so you can feel confident in your financial decisions. Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services can help simplify your finances by combining multiple debts into one manageable payment. Plus, if you're looking for rewards while spending, check out our Credit Cards with Rewards, giving you benefits for every purchase.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to access your funds whenever you need them, whether it's making everyday purchases or saving for a special occasion. Our accounts come with convenient online and mobile banking features, allowing you to manage your money from anywhere.

Digital & Online Banking

Convenient Features for Every Member

Our digital banking services include e-statements, so you can go paperless and keep track of your finances without clutter. You'll receive your account statements electronically, ensuring that you always have the most current information at your fingertips. Plus, if you ever need to sign documents, our electronic signature authorization feature allows you to do so quickly and safely from the comfort of your home. For those who love the ease of mobile payments, we've got you covered! With our mobile payments feature, making purchases or sending money is just a tap away. Whether you're out shopping or dining with friends, enjoy the convenience of handling transactions right from your smartphone.

Stay Connected Anytime, Anywhere

Don't forget to download our mobile application! It's user-friendly and packed with features that allow real-time account management. You can also easily set up person-to-person transfers, making it simple to send money to friends or family in just moments. Security is a top priority for us at Heritage. Our online banking system is designed with robust security measures to protect your personal information while providing an enjoyable user experience. In short, our digital and online banking services are crafted to enhance your banking experience giving you control over your finances with unmatched convenience and peace of mind. Join us today and discover how easy banking can be!

Financial Strength

A Dedicated Team for You

Our strength is also reflected in our workforce. We take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Investing Back into the Community

With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,750 in used auto loans and $697,622,843 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Robust Financial Health

With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at 143,800, showing a strong and growing member base that trusts us with their finances. This trust allows us to thrive as your community-focused credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 55 W Main St Elberfeld IN 47613 or call 812-253-6928 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Heritage, we understand that everyone has unique financial needs. Whether you're looking to buy a new car, purchase your first home, or manage everyday expenses, we have a variety of loan products designed to help you achieve your goals. Located at 55 W Main St, Elberfeld, IN 47613, our team is ready to assist you with personalized service. With over 34888 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering buying a vehicle, our rates are among the lowest in the industry. We currently offer over $195,968,576 in used vehicle loans and $46,686,710 in new vehicle loans to get you on the road quickly and affordably. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,583,379, making buying or refinancing simple. If you're already a homeowner and want to explore refinancing options, our knowledgeable staff can guide you through the process. For those needing capital for business ventures, our outstanding commercial loans amounting to $83,069,137 provide the support necessary for growth and expansion. In addition to these offerings, we also provide flexible terms on unsecured credit card loans. With a total of $20,592,114 in unsecured credit card loans available, managing your finances has never been easier. If you have questions about eligibility or want to learn more about our refinancing options, feel free to reach out at 812-253-6928. We are committed to helping you find the right loan product that fits your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at heritagefederal.org for more information!

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HERITAGE FEDERAL CREDIT UNION - Elberfeld, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Elberfeld, IN (47613)