Heritage Credit Union Boonville IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Heritage, your trusted partner in financial well-being located at 966 N State Route 61, Boonville, IN 47601. Established in 1965, we have proudly served our community for over five decades, building strong relationships with our 65,249 members and helping them achieve their financial dreams. Our commitment to you goes beyond banking; it's about fostering a sense of belonging and trust. At Heritage, we understand that each member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, or seeking financing options such as auto loans or mortgages, we've got you covered. With total assets exceeding $968 million and a robust portfolio of over 34,888 loans, our financial strength ensures that we can meet your needs effectively. While members can visit us at our Boonville branch, official correspondence should be sent to PO Box 189, Newburgh, IN 47629. Our dedicated team is here to assist you with any inquiries you may have. You can reach us at (812) 897-3114. Under the leadership of CEO Tony Aylsworth and Board President Nicolette Sledd, we strive to create an inclusive environment where every member feels valued. With a net worth of over $111 million and cash reserves of approximately $10 million, Heritage is not just a credit union; it's a safe haven for your finances. We invite you to explore the various services we offer from online and mobile banking to business loans designed to make your banking experience seamless and convenient. Join us today and become part of a community that truly cares about your financial success! Visit our website at heritagefederal.org or give us a call for more information about how we can serve you better!

Branch History & Mission

Welcome to Heritage, a credit union with a rich history and a deep commitment to serving the community of Boonville, Indiana. Established in 1965, Heritage has been dedicated to providing quality financial services and support for nearly six decades. Our branch, located at 966 N State Route 61, Boonville, IN 47601, stands as a testament to our growth and dedication to our members. Since opening our doors, we have grown significantly, now proudly serving over 65,000 members with total assets exceeding $968 million. This journey began with a simple mission: to offer reliable financial solutions that empower individuals and families in our community. Over the years, we have expanded our services to include personal banking, auto loans, mortgages, business banking, and much more. Our focus remains on helping members achieve their financial goals while building lasting relationships. At Heritage, our mission is clear: we are here to enhance the financial well-being of our members while fostering a sense of community. We believe in providing accessible and affordable financial services that cater to the diverse needs of our members. Whether it's through online banking or mobile payment options, we strive to make banking easier for everyone. We understand the importance of convenience in today's fast-paced world. That's why we offer both drive-thru banking and ATM services for quick transactions. If you prefer face-to-face interactions, our lobby is open Monday through Thursday from 8:30 AM to 4 PM, Friday until 6 PM, and Saturday by appointment only from 9 AM to 12 PM. As part of our commitment to accessibility, we also operate a shared service center, allowing members from partner credit unions to conduct basic transactions easily. Additionally, we're proud of our continuous outreach efforts within the community. We partner with local organizations and participate in events that help strengthen the bonds within Boonville. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO Box 189, Newburgh, IN 47629. Join us at Heritage Credit Union today and experience the difference that comes from being part of a community-focused organization. Together, let's build a brighter financial future! For more information or to become a member today, call us at 812-897-3114 or visit our website at heritagefederal.org.

Branch Location & Accessibility

Welcome to Heritage Credit Union, your trusted financial partner located conveniently at 966 N State Route 61 in Boonville, Indiana. Nestled in the heart of Warrick County, our branch is easily accessible and surrounded by familiar landmarks that make finding us a breeze. Whether you're visiting for personal banking services or business needs, we strive to provide a welcoming atmosphere that feels just like home. At Heritage, we understand that convenience is key. Our branch offers ample parking and is equipped with ADA-compliant features to ensure accessibility for all our members. If you prefer banking from your vehicle, our drive-thru service is ready to assist you with deposits, withdrawals, and simple transactions without the need to leave your car. Our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM. If Saturday works better for you, we welcome you from 9:00 AM to noon by appointment only. For any inquiries or assistance, feel free to call us at 812-897-3114; our friendly team is always here to help! While members can visit us at our Boonville address, please note that official correspondence should be directed to PO Box 189 in Newburgh if needed. Heritage Credit Union offers a variety of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgages. Plus, with ATM availability and shared services for partner credit union members, managing your finances has never been easier. We invite you to stop by our branch today or reach out via phone. Let us show you how we can support your financial journey!

Member Eligibility

Joining the Heritage family means becoming part of a caring community that prioritizes your financial well-being. To become a member at Heritage, located at 966 N State Route 61 Boonville In 47601, you just need to meet a few simple criteria. If you live, work, worship, or go to school in our service areas, you're likely eligible to join us! We welcome individuals from various walks of life, ensuring everyone has access to our supportive financial services. For those who want to dive deeper into the specific eligibility requirements, feel free to check out more details at http://www.heritagefederal.org/about-us/membership-eligibility. Opening an account is just as straightforward! You can start your journey towards membership by visiting us online or giving us a call at (812) 897-3114 for assistance. We're here to help you every step of the way. With the benefits of being part of Heritage, including competitive rates and personalized service, you'll find that joining us is a decision you won't regret. Let's work together to achieve your financial goals! For more information on how to open your account, visit https://app.consumer.meridianlink.com/apply.aspx?lenderref=heritagefcu071422&list=ccvlplhest.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $270 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,069,137, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday operations smoother. Imagine being able to accept payments quickly and efficiently, whether it's in-store or online. Our solutions help you manage transactions seamlessly, giving you more time to focus on what really matters growing your business. Join us at Heritage and take advantage of tailored banking services designed specifically for your needs. For more information, reach us at (812) 897-3114 or visit us online at Heritage Federal Credit Union.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also offer convenient access through our ATM & Cash Withdrawal Services. Need quick access? Use our drive-thru for deposits and withdrawals without stepping out of your car. Our basic shared branch transactions enable partner credit union members to perform deposits and withdrawals seamlessly. As part of the community-focused approach at Heritage, we aim to ensure that all members have easy access to essential banking services in a friendly environment. To learn more about how we can assist you or if you have any questions regarding our offerings, feel free to reach out at 812-897-3114. We invite you to visit us or check out our website at Heritage Federal Credit Union for more information about membership eligibility and how to open an account today!

Business Banking

If you're an entrepreneur, our Business Banking services provide essential tools like Merchant Services & Business Loans to help you grow and manage your business efficiently. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Credit Options

For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services offer flexible solutions tailored to fit your budget. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases turning spending into savings.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. Whether it's transferring funds, paying bills, or checking balances, our digital banking features make it simple and secure.

Personal Banking

Our personal banking options cater to everyone. Start with our Checking & Savings Accounts designed to help you manage your day-to-day expenses while building your savings. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it easy and affordable to get behind the wheel. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services that can help you secure the best rates available.

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring that you have easy access to your funds. Our systems use advanced security measures to protect your information, giving you peace of mind as you bank online. At Heritage, we are committed to providing our members with innovative solutions that enhance their banking experience. Explore all these digital services today at https://www.heritagefederal.org/ and discover how easy managing your finances can be!

Key Features

One standout feature of our digital banking is the ability to access e-statements. This service not only helps you keep track of your transactions but also supports a more environmentally friendly approach by reducing paper waste. Plus, with our electronic signature authorization, signing documents has never been easier or more secure. For those who enjoy using their smartphones, our mobile application allows you to bank on the go. With features like mobile payments, making purchases directly from your phone is simple and quick. You can also take advantage of person-to-person transfers, allowing you to send money instantly to friends and family without any hassle.

Financial Strength

A Strong Foundation

With a net worth of $111,521,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team Ready to Serve You

We also take pride in having 202 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you've placed in us is reflected in our total share accounts: 143,800, showing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage is your trusted partner. Visit us at 966 N State Route 61 Boonville In 47601 or call (812) 897-3114 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $202,735,080 in share certificates and $63,234,088 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member-driven savings distinguishes us from traditional banks. While they may prioritize profits, our resources are aimed at benefiting you directly through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $95,338,983 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We believe that your trust deserves more than just promises; it deserves action.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. With $11,750 in used auto loans and $697,622,843 in total loans and leases, we are here to help you secure the financing you need for your next vehicle or project. Our operational efficiency is highlighted by our current $2,198,209, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $195,968,576 in used vehicle loans and $46,686,710 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $83,069,137 can provide the financial support necessary to take your business to the next level. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. You can find more information about eligibility here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Heritage, we're committed to providing our members with transparent lending solutions that align with their financial aspirations. Come visit us today and let's discuss how we can assist you!

Credit Lines

For those who need ongoing access to funds, our credit lines are here for you. We have a total of $362,531,571 allocated for credit lines that can support various personal or business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $49,583,379. This is an excellent choice for those looking to invest in real estate or refinance their current mortgage.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $20,592,114 in these loans available, our offerings can help you manage your finances effectively and navigate unexpected expenses with ease.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. Each loan comparison reflects current market conditions and reliable information, allowing you to make informed decisions.

HERITAGE FEDERAL CREDIT UNION - Boonville, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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