Heritage Valley Credit Union York PA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Heritage Valley, your trusted financial partner located at 1700 Roosevelt Ave, York, PA 17408. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch. With over 13,500 members, we pride ourselves on building lasting relationships that foster financial growth and stability. At Heritage Valley, we manage assets totaling an impressive $117,014,975. Our commitment to you is evident in our robust offerings: from competitive auto loans and personal loans to business banking solutions. With $1,645,710 in total deposits and a net worth of $9,430,162, we ensure your funds are secure while providing the financial services you need. Led by our experienced CEO, Michael Gutshall, and Board President, Kathleen Neff, our team of 30 dedicated employees is here to assist you with all your banking needs. Whether you're looking for help with everyday transactions or planning for future investments, we're here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2400 Pleasant Valley Rd, York, PA 17402-9624. We invite you to explore our website at heritagevalleyfcu.org for more information on how we can support your financial journey. Ready to take the next step? Call us today at 717-840-4981 or stop by during our lobby hours from Monday to Friday. Join us at Heritage Valley and experience the difference of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of our story. Whether you're seeking financial guidance or looking for a supportive community bank that truly cares about your well-being, Heritage Valley is here for you. Join us today and experience firsthand the benefits of being a member of Heritage Valley. For inquiries or assistance, feel free to contact us at 717-840-4981. Together, let's build a brighter financial future!

Our Journey

From its humble beginnings, Heritage Valley has consistently prioritized the needs of its members. Throughout the years, we have expanded our offerings and services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our commitment to innovation is reflected in our robust online and mobile banking services that make managing finances easier than ever. In our dedication to serving all members of the community, we ensure accessibility through features like ADA compliance and a range of customer-centric initiatives. Our drive-thru service allows for convenient transactions without leaving your vehicle, while our ATMs are available for quick cash withdrawals and balance checks.

Our Mission

At Heritage Valley, our mission goes beyond just providing financial services; we strive to enrich the lives of our members and give back to the York community. We believe that everyone deserves access to affordable financial solutions and personalized support. This belief drives us to partner with local organizations for outreach efforts aimed at uplifting those in need. While members can visit us at our branch address on Roosevelt Avenue, official correspondence should be sent to 2400 Pleasant Valley Rd, York, PA 17402-9624.

Branch Location & Accessibility

Welcome to the Heritage Valley branch, your friendly financial partner located at 1700 Roosevelt Ave in York, PA! We pride ourselves on being easily accessible for all your banking needs. Nestled in a vibrant community, our branch is just a stone's throw away from local favorites like the York Fairgrounds and the beautiful John C. Rudy County Park, making it a convenient stop whether you're running errands or enjoying a day out. At Heritage Valley, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps and accessible parking spots, ensuring that everyone can comfortably visit us. If you're looking for quick service, our drive-thru banking option allows you to take care of deposits and withdrawals without ever leaving your car. Plus, we have an ATM available for those who prefer self-service banking. While members can visit us at 1700 Roosevelt Ave for all their banking needs, official correspondence should be sent to our mailing address at 2400 Pleasant Valley Rd, York, PA 17402-9624. Our operating hours are designed to fit your busy schedule: our lobby is open Monday through Friday from 9 AM to 5 PM. For those who need a bit more flexibility, our drive-thru service is available Monday to Thursday from 8:30 AM to 5 PM and extends until 6 PM on Fridays. We also welcome you on Saturdays from 9 AM to 1 PM! Feel free to reach out with any questions at 717-840-4981. Whether you're interested in personal banking services like checking and savings accounts or looking into loans and credit options, we're here to help. We invite you to stop by or give us a call today we can't wait to assist you!

Member Eligibility

At Heritage Valley, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 1700 Roosevelt Ave York Pa 17408, you're likely eligible to join our family. We aim to help individuals and families thrive financially, offering a variety of services tailored just for you. You can find more detailed eligibility information on our website. Once you see that you qualify, opening an account is a breeze! Just visit us online at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadzzw4wxcoff0ymgcwc8dv55ub1peaqaqyazhihqrytdgyw7uaroykolakwvtlypfhnpfahzrqx7z0-njvgjtg3vxlsocmxmhlwzee-q1eigvdvrfpg2ds0j2gt3fqhfdrlozqmtkexhutejbvkyzpwojecwlhqqcc7gbr4flhlx9dl2a1tla__fszlaeyi3qsrr6_xo1x5nlmq4e3joylrse0h9qquhzzqy5jpeqy_x-3tcsuoa4_nuij75tkqyejziudca8qj2u0wdae_dzs8m to get started today. If you have any questions or need assistance, feel free to give us a call at (717) 840-4981. We're excited to welcome you into the Heritage Valley community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. This support has enabled local entrepreneurs to invest in new equipment, hire additional staff, or expand their facilities all crucial steps for thriving in today's competitive market.

Merchant Services

In addition to loans, we offer tailored merchant services that help businesses manage transactions efficiently. Imagine a bustling café where customers pay effortlessly using mobile wallets or contactless cards. Our merchant solutions ensure that you can accept payments seamlessly, giving you more time to focus on what you love serving your customers. With an outstanding commercial loan portfolio of $261,366, we continue to drive economic growth by financing new and expanding businesses right here in York, PA. Partner with Heritage Valley for your business banking needs and watch your vision come to life! For more information, feel free to reach out at (717) 840-4981 or visit us at 1700 Roosevelt Ave York Pa 17408.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our business banking services are designed to support growth. From merchant services that facilitate easy payment processing to business loans that provide the funds necessary for expansion, Heritage Valley is here to assist local businesses thrive.

Convenient Digital Banking Features

In this digital age, convenience is key. That's why we offer robust online and mobile banking features. You can easily check balances, transfer money, pay bills, and even deposit checks right from your phone or computer. With ATM access for cash withdrawals and balance checks available at multiple locations, managing your money has never been easier.

Drive-Thru & ATM Services

Sometimes you just need quick service without stepping inside. Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions with ease during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Plus, our ATMs are ready when you need them for fast cash access. At Heritage Valley, we're committed to making your banking experience as smooth as possible while providing the services that matter most to you. If you're ready to explore what we can do for you, give us a call at 717-840-4981 or visit us online at heritagevalleyfcu.org. We look forward to serving you!

Personal Banking Solutions

Whether you're opening your first checking account or looking for a savings plan, we have you covered. Our personal banking options include checking and savings accounts tailored to help you manage your finances effectively. If you're in the market for a new vehicle, consider our auto loans and vehicle financing, which provide competitive rates to get you on the road without breaking the bank. Are you dreaming of homeownership? Our mortgage loans and refinancing options make it easier to secure a home loan that fits your budget. For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation services can help simplify your financial obligations.

Rewarding Credit Options

In today's world, having access to credit is essential. That's why we offer credit cards with rewards, allowing you to earn points or cash back on your everyday purchases. This not only helps you build credit but also rewards you for spending.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter with our e-statements feature. You can view your account statements online at any time, ensuring you stay organized and environmentally friendly. Plus, our mobile application gives you the flexibility to bank on the go. With mobile payments enabled, you can make purchases directly from your phone no wallet needed!

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and quick. Just a few taps on your smartphone or clicks on your computer can help you send money securely. At Heritage Valley, we aim to provide accessible and user-friendly banking solutions that fit into your lifestyle. Experience real-time account management with our online services, where everything you need is right at your fingertips. Join us today and discover how easy managing your finances can be!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $161,445, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 24,119, demonstrating a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage Valley is your trusted partner. Visit us at 1700 Roosevelt Ave York Pa 17408 or call (717) 840-4981 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $9,001,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $961 in used auto loans and $65,052,298 in total loans and leases to support your financial goals across various sectors.

Member Savings and Security

Members' savings are secured through $18,523,397 in share certificates and $13,418,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $9,430,162, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,502,266 in used vehicle loans and $4,537,091 in new vehicle loans already helping members get on the road. We have a simple application process and competitive interest rates that make it easy for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $261,366 provide the capital needed to grow and expand. We understand the challenges small businesses face and are here to support your journey toward success. Heritage Valley is dedicated to ensuring you have access to the financial resources necessary for achieving your personal and professional dreams. Don't hesitate to reach out if you have any questions about our loan offerings or if you'd like assistance with an application. You can call us at (717) 840-4981 or visit us at 1700 Roosevelt Ave York Pa 17408 in York, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,445,988, make buying or refinancing simple. We also offer refinancing options that can help lower your monthly payments or tap into your home's equity. Let us guide you through each step of the process so that you feel comfortable and informed.

Unsecured Credit Card Loans

For those looking to manage everyday expenses more effectively, we offer flexible terms on unsecured credit card loans. With a total of $5,289,017 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit you for your everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that all loan offers presented are fair and transparent. By adhering to these rigorous standards, LendMesh guarantees that users receive accurate information when comparing their loan options.

HERITAGE VALLEY FEDERAL CREDIT UNION - York, PA

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