Heritage USA Credit Union Midland TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Heritage Usa Federal Credit Union, where your financial well-being is our top priority! Located at 1923 S County Road 1083, Midland, TX 79706, we have been serving our community since 1949. With a strong commitment to our members, we proudly support over 6,635 individuals and families in achieving their financial goals. At Heritage Usa, we understand that trust is the foundation of any relationship. That's why we focus on building lasting connections with our members through personalized service and a wide range of financial products tailored to meet your needs. Our total assets stand at an impressive $106,192,442, and we maintain a robust net worth of $10,766,129, demonstrating our stability and dedication to sound financial practices. Whether you're looking for auto loans (with a total of 3,747 loans facilitated), savings accounts, or credit card options that reward your loyalty, we have the resources to help you succeed. Our total deposits reach $18,003,499, ensuring that your money is safe and growing. Plus, with more than 28 dedicated employees, we are here to assist you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1923 S County Road 1083, Midland, TX 79706. You can also reach us by phone at 432-681-1729 or send a fax to 432-681-1057. Join us today and experience the difference that community-focused banking can make! Visit our website at heritage-usa.net for more information or to become a member. Your journey towards better financial health starts here!

Branch History & Mission

Welcome to Heritage Usa, where our journey began in 1949, right here in Midland, TX. Over the decades, we have proudly grown into a trusted financial partner for our community, now serving over 6,635 members. With total assets of $106,192,442, our commitment to providing exceptional financial services has never wavered. Located at 1923 S County Road 1083, our branch stands as a beacon of support for local families and businesses. Just a stone's throw from popular landmarks, we are easily accessible to all who seek our services. We also welcome any official correspondence at the same address, ensuring you can reach us without hassle. Our mission is simple yet powerful: to empower our members through quality financial services while fostering community growth. We believe in making banking approachable and inclusive, offering everything from personal checking and savings accounts to auto loans and credit cards with rewards. Our drive-thru service and ATM availability provide added convenience for busy lifestyles. As technology has advanced, so have we. Heritage Usa embraces digital solutions that enhance your banking experience. With options like online banking, mobile payments, and e-statements, managing your finances has never been easier or more efficient. We are proud of our partnerships within the community and actively engage in outreach efforts to support local initiatives. Whether it's sponsoring events or working with local businesses, we strive to create positive change right here in Midland. At Heritage Usa, we invite you to join our family. Experience the difference of being part of a credit union that truly cares about its members and their financial well-being. Visit us today or give us a call at 432-681-1729 to learn how you can benefit from being a member of Heritage Usa Federal Credit Union!

Branch Location & Accessibility

Convenient Access

Parking is readily available for our members, and we have features that ensure everyone can visit us comfortably, including ADA-compliant entrances. Plus, if you prefer not to come inside, we offer drive-thru banking so you can manage your transactions without leaving your car.

Operating Hours

At Heritage Usa, we want to be there when you need us. Our lobby hours are designed to fit into your busy schedule: we're open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:30 PM. On Wednesdays, we open a bit later at 10:00 AM and close at 5:30 PM.

Services Offered

We pride ourselves on providing a wide range of services tailored for all our members. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is conveniently available for withdrawals and balance checks whenever you need it.

Stay Connected

While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to the same address: 1923 S County Road 1083, Midland, TX 79706. Feel free to call us at 432-681-1729 if you have questions or need assistance. We're here to help! Visit Heritage Usa today and discover how we can support your financial journey.

Member Eligibility

At Heritage Usa, we believe in building a community where everyone can thrive together. Becoming a member is easy and welcoming, and we invite you to join us at our branch located at 1923 S County Road 1083 Midland Tx 79706. To be eligible for membership, you simply need to live, work, worship, or attend school in our service area or have a family member who is already a member. We're committed to supporting our members with various financial services designed just for you, including checking accounts, loans, and more! If you're curious about the specific eligibility details, feel free to check out more information at http://www.heritage-usa.net/accounts/become-a-member. Ready to take the next step? Opening an account with us is straightforward! You can start your journey by visiting http://www.heritage-usa.net/loans/apply-online or give us a call at (432) 681-1729 if you have any questions. We can't wait to welcome you into the Heritage Usa family!

Business Banking & Commercial Services

At Heritage Usa in Midland, TX, we understand that every business has unique needs and goals. Whether you're a startup looking for your first loan or an established company aiming to expand, our business banking and commercial services are designed to support your journey. Imagine having the financial resources to turn your vision into reality. Our commercial loans can help you achieve just that. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services offer practical benefits that make daily operations smoother. From payment processing to cash management, we provide tools that help you manage transactions efficiently, giving you more time to focus on what matters growing your business. Visit us at 1923 S County Road 1083 Midland Tx 79706 or call us at (432) 681-1729 to learn how we can assist you in reaching your business goals today!

Comprehensive List Of Services

Business Banking Solutions

At Heritage Usa, we understand that businesses have unique needs too. Our Business Banking services include merchant services that help streamline transactions and business loans designed to give your company the boost it deserves. We pride ourselves on being supportive partners in your business journey.

Convenient Access

We know that life can get busy, so we offer convenient ways to access your money. With our ATM & Cash Withdrawal Services, you can easily manage your cash flow wherever you are. Prefer face-to-face interactions? Our basic drive-thru banking allows for quick deposits and withdrawals without ever leaving your car.

Digital Convenience

In today's fast-paced world, having the option to manage your finances digitally is essential. That's why we provide comprehensive Online & Mobile Banking solutions. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on-the-go using our mobile app. Whether you need assistance with personal finances or business needs, our team at Heritage Usa is here for you every step of the way. If you're ready to take control of your financial future or simply want more information about our services, feel free to give us a call at 432-681-1729 or visit us online at Heritage Usa. We look forward to helping you achieve your financial goals!

Personal Banking Services

Managing your finances should be as easy as possible. That's why we offer Personal Banking options that include checking and savings accounts designed to fit your lifestyle. With our online and mobile banking features, accessing your account anytime is simple and secure. Need a little extra help with larger purchases? Our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel without breaking the bank. If you're thinking about buying a home, our Mortgage Loans & Refinancing options can guide you through the process with competitive rates. For those unexpected expenses or consolidating debt, our Personal Loans provide flexibility and support when you need it most. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on every purchase perfect for treating yourself later!

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience. You can easily navigate through your accounts and get real-time updates on your transactions. Whether you're using our mobile application or accessing our website, you'll find it straightforward to manage your finances. Need to sign documents? With our electronic signature authorization feature, you can complete paperwork securely from anywhere. Plus, if you prefer going paperless, we offer e-statements that allow you to view your account statements conveniently online.

Mobile Convenience

For those on the go, our mobile payments feature makes it easy to pay for purchases directly from your smartphone. Imagine leaving your wallet at home while still having everything you need right in your pocket! Additionally, with person-to-person transfers available, sending money to friends or family is just as easy as sending a text.

Stay Connected

Whether you're at home or out and about, managing your finances has never been easier with Heritage Usa's comprehensive digital banking services. We prioritize security so you can feel confident when banking online. Join us today and experience the convenience of modern banking tailored just for you!

Financial Strength

Commitment to Growth

With $9,974,217 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $79,020,494 in total loans and leases. This includes $1,408 in used auto loans that support your financial goals across various sectors.

Member Trust

Total Share Accounts: 11,155, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage Usa is your trusted partner. Visit us at 1923 S County Road 1083 Midland Tx 79706 or call 432-681-1729 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $791,912 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees who are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $23,642,323 in share certificates and $6,361,728 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,622,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $10,766,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,012,386 in used vehicle loans and $29,079,336 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got financing options that can work for you.

Credit Lines

For those who need flexibility in managing expenses or planning for unexpected costs, our credit lines totaling $6,000,000 are available to meet your needs. This option allows you to borrow only what you need when you need it. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Heritage Usa, we prioritize transparency and are here to support you in making informed financial decisions. To learn more about our loan offerings or to check eligibility for refinancing options, feel free to reach out at (432) 681-1729 or visit us at 1923 S County Road 1083 Midland Tx 79706, located in Midland, TX. We're committed to finding solutions that work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $321,179, make buying or refinancing simple. We strive to provide clear guidance through the mortgage process so you can feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,485,328 in loans helping members manage their finances effectively. These cards come with benefits that can enhance your purchasing power without tying up your savings.

Loan Aggregator

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Heritage Usa

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Offered

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Access

Digital Convenience

Personal Banking Services

Digital & Online Banking

Key Features

Mobile Convenience

Stay Connected

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Why Choose LendMesh?

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