HERITAGE SOUTH COMMUNITY CREDIT UNION - Smyrna, TN

Welcome to Heritage South Community Credit Union, where your financial journey matters to us! Located at 941 Sgt Asbury Hawn Way, Smyrna, TN 37167, we have proudly served our community since 1957. With a total membership of 33,870 and assets reaching an impressive $334,285,700, we are committed to providing personalized banking solutions tailored to your needs. At Heritage South, we believe in building strong relationships with our members. Our dedicated team of 86 employees, led by CEO Laura Parham and Board President Ken Malone, is here to assist you every step of the way. Whether you're looking for auto loans, savings accounts, or business services, we've got you covered. While members can visit us at our branch in Smyrna, official correspondence should be sent to our mailing address at P.O. Box 81, Smyrna, TN 37167. With total loans amounting to 18,832 and deposits totaling $20,185,639, we ensure that your money is not only safe but also working hard for you. With a net worth of $52,921,751 and cash readily available at $4,425,199, we stand strong in our mission to support our members financially. We invite you to explore the various services we offer like online banking and mobile payments designed to make your banking experience as smooth as possible. Discover how we can help you achieve your financial goals today! Feel free to call us at 615-995-7070 for more information or visit our website at heritagesouth.org to learn more about becoming a member or opening an account. Let's build a brighter financial future together!

Heritage South Community Credit Union has been a cornerstone of financial support in Smyrna, TN, since its establishment in 1957. With over six decades of service, we have grown alongside our community, building a strong legacy rooted in trust and commitment to our members. Located at 941 Sgt Asbury Hawn Way, near local landmarks that make Smyrna vibrant, we are more than just a financial institution; we are your neighbors dedicated to helping you achieve your dreams. As we evolved, so did our services. From humble beginnings, Heritage South has expanded its offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Today, we proudly serve 33,870 members with total assets exceeding $334 million. Our mission is simple yet profound: to provide accessible financial solutions while fostering a sense of community and support for every member. At Heritage South, we believe in the power of community. Our efforts extend beyond traditional banking; we actively participate in outreach programs and partnerships that uplift those around us. We strive to create a welcoming environment where everyone feels valued and empowered. Whether you need assistance with a loan or guidance on financial planning, our dedicated team is here to assist you every step of the way. Our branch operates with convenience in mind, featuring lobby hours from 8:30 AM to 5 PM (Monday - Friday) and extended drive-thru hours on weekends. We also offer ATM availability for quick access to your funds whenever you need them. While members can visit us at 941 Sgt Asbury Hawn Way, official correspondence should be sent to P.O. Box 81, Smyrna, TN 37167. In an age where technology plays a crucial role in banking, Heritage South has embraced digital advancements to ensure our members have access to modern banking solutions. Our online banking platform and mobile app make managing your finances easier than ever while remaining compliant with ADA standards for accessibility. Join us at Heritage South Community Credit Union and experience the difference that comes from being part of a community-focused credit union. Together, let's build a brighter financial future for all! For more information or to open an account today, visit heritagesouth.org or call us at 615-995-7070.

Welcome to Heritage South Community Credit Union! Conveniently located at 941 Sgt Asbury Hawn Way in Smyrna, TN, our branch is here to serve you. Whether you're stopping by for a quick transaction or exploring our wide range of financial services, you'll find us nestled near local favorites and essential landmarks that make your visit easy and enjoyable. At Heritage South, we understand the importance of accessibility. Our branch features ADA-compliant facilities, including ramps and designated parking, ensuring everyone can visit us comfortably. Plus, our drive-thru banking service allows for quick and convenient transactions without leaving your vehicle. We are proud to offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is available for your convenience, offering easy access to withdrawals and balance checks. Our friendly team is ready to assist you during our operating hours: Monday through Friday from 8:30 a.m. to 5 p.m., and Saturday from 8:30 a.m. to 12 p.m. For those on the go, our drive-thru is open Monday through Thursday from 7:30 a.m. to 5 p.m., and Fridays until 5:30 p.m., providing flexibility for your busy schedule. While members can visit us at 941 Sgt Asbury Hawn Way Smyrna Tn 37167, official correspondence should be sent to P.O. Box 81, Smyrna, TN 37167. For any questions or assistance, don't hesitate to call us at (615) 995-7070. We invite you to stop by Heritage South Community Credit Union today! Experience our welcoming atmosphere and discover how we can help you achieve your financial goals.

At Heritage South Community Cu, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Rutherford County, or are related to someone who does, you're likely eligible to join us. Our membership isn't just about banking; it's about being part of something bigger where you can access personal banking services, loans, and financial guidance tailored just for you. For detailed eligibility criteria, feel free to visit our website at this link. Once you're ready to take the next step, opening an account with us is straightforward. You can find all the information you need on how to get started by visiting this page. If you have any questions or want to chat about membership options, don't hesitate to call us at 6159957070. Join us at our branch located at 941 Sgt Asbury Hawn Way in Smyrna, TN 37167, and let's build your financial future together!

At Heritage South Community Cu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing with you, as it reflects our commitment to serving your needs effectively. With a net worth of $52,921,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1653 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,271,730 in share certificates and $34,336,960 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,921,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,459 in used auto loans and a total of $243,491,346 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 82 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 62,029, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage South Community Cu is your trusted partner. Visit us at 941 Sgt Asbury Hawn Way Smyrna TN 37167 or call us at 615-995-7070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.