HERITAGE FINANCIAL FEDERAL CREDIT UNION - Washingtonville, NY

At Heritage Financial, we believe that banking should be more than just numbers; it should be about community, trust, and empowering our members to achieve their financial goals. Located at 131 E Main St, Washingtonville, NY 10992, our branch has been a cornerstone of the local community since 1940. With a strong commitment to serving over 56,304 members, we are proud to offer personalized financial services tailored to meet your needs. Our credit union boasts impressive financial strength with total assets reaching an astounding $721,218,176. This allows us to provide robust services such as auto loans, mortgages, and personal loans with confidence. We have facilitated 20,451 loans and leases, helping our members secure the funding they need for their dreams. Our total deposits stand at $13,680,628, reflecting the trust our community places in us. Under the leadership of CEO Michael Ciriello and Board President Kenneth Affeldt, we prioritize member satisfaction and community engagement. Our dedicated team of 161 employees is here to assist you with any banking inquiries or financial advice you may need. Whether you are visiting us in person or connecting through our online services at heritagefcu.com, we strive to make every interaction positive. While members can visit us at our branch location for friendly service and support, official correspondence should be sent to our mailing address at 25 Rykowski Lane, Middletown, NY 10941. We invite you to explore all that Heritage Financial has to offer! Whether you're looking for a new checking account or considering a loan for your next vehicle purchase, our knowledgeable staff is ready to help. Call us today at 845-561-5607 or stop by our branch during business hours M-Th from 8:30 AM to 5 PM and Fri until 6 PM. Together, let's build a brighter financial future!

Joining the Heritage Financial community is a wonderful way to take control of your financial future while being part of a supportive network. To become a member, you'll find that eligibility is quite straightforward. If you live, work, worship, or attend school in the Washingtonville area or have family members who are already members, you're likely eligible to join us! We believe that everyone deserves access to friendly and personalized banking services. To get started with your membership at Heritage Financial, simply visit our website for more information on eligibility details. Once you're ready to open an account, the process is easy! You can complete it online through this link: https://www.myaccountaccess.com/enroll/user?appid=trancore&tenantid=icselan&channelid=web#/verifyenrollment. If you have any questions or need assistance, feel free to give us a call at (845) 561-5607. We're excited to welcome you into our family!

At Heritage Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, ensuring that you can trust us with your savings and loans. With a net worth of $79,605,093, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $101,653,289 in share certificates and $56,780,976 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,463,377, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,042,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,614 in used auto loans and a total of $614,105,015 in loans and leases. Our operational efficiency is reflected in our net income of $530,173, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 153 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $31,189,985. Total Share Accounts: 63,685, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage Financial is your trusted partner. Visit us at 131 E Main St Washingtonville NY 10992 or call 845-561-5607 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.