HERITAGE FINANCIAL FEDERAL CREDIT UNION - Wappingers Falls, NY

Welcome to Heritage Financial, your trusted partner in financial growth located at 1476 Route 9D, Wappingers Falls, NY 12590. Since our establishment in 1940, we have been dedicated to serving our community with a commitment to transparency and personalized service. With over 56,304 members relying on us, we take pride in offering a range of financial services tailored to meet your needs. At Heritage Financial, our total assets amount to an impressive $721,218,176, reflecting our strong position in the market. We understand the importance of your hard-earned money; that's why we've secured $13,680,628 in deposits and maintain a healthy net worth of $79,605,093. Our team has worked diligently to provide loans totaling 20,451 to help you achieve your dreams whether it's purchasing a new vehicle or consolidating debt. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: 25 Rykowski Ln, Middletown, NY 10941-4019. Our dedicated staff of 161 employees, led by CEO Michael Ciriello and Board President Kenneth Affeldt, is here to support you every step of the way. We are not just about numbers; we believe in making a positive impact on our community. Our commitment extends beyond banking we strive to foster relationships built on trust and mutual success. Ready to take the next step? Whether you're looking to open an account or need assistance with loans and mortgages, don't hesitate to reach out! Call us at 845-561-5607 or explore more about our services at heritagefcu.com. Join us today and experience the difference that dedicated financial service can make in your life!

At Heritage Financial, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Dutchess County, or if you're related to someone who is already a member, you're likely eligible to join us. We offer a variety of benefits tailored to our members, including competitive rates on loans and savings accounts, personalized service, and access to a range of financial products designed with your needs in mind. Ready to take the next step? Opening an account is easy! Just visit our website for more details on how to become a member at Heritage Financial. You can also call us at (845) 561-5607 if you have any questions or need assistance. For the most up-to-date eligibility criteria, check out our resource. We can't wait to welcome you into our family at 1476 Route 9D Wappingers Falls Ny 12590!

At Heritage Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which is supported by data from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $79,605,093, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $101,653,289 in share certificates and $56,780,976 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,463,377, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $52,042,933 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,614 in used auto loans and $614,105,015 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $281,581 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 153 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $31,189,985. Total Share and Deposit Accounts: 63,685, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage Financial is your trusted partner. Visit us at 1476 Route 9D Wappingers Falls Ny 12590 or call (845) 561-5607 to learn more about how we can help you achieve your financial goals.