Heritage Family Credit Union South Londonderry VT | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Heritage Family Credit Union, your trusted financial partner since 1956! Located at 2826 Vt Route 100, South Londonderry, VT 05155, we are dedicated to serving our community and providing personalized banking solutions. With a proud history of supporting over 50,741 members, we are here to help you achieve your financial goals. At Heritage Family, we understand that every member's needs are unique. That's why we offer a wide range of services, from checking and savings accounts to auto loans and mortgages. With total assets exceeding $773 million and total deposits reaching $44,811,579, you can trust that your finances are in capable hands. Our commitment to excellence is reflected in our leadership team. Under the guidance of CEO Chris Gomez and Board President Gwen Flewelling, our experienced staff of 187 employees is here to assist you with all your banking needs. We pride ourselves on being more than just a financial institution; we strive to be a valuable part of the South Londonderry community. While members can visit us at our branch for friendly service and support, official correspondence should be sent to our mailing address: 2826 VT Route 100, South Londonderry, VT 5155. Whether you're looking to open an account or apply for a loan, we're ready to help! For inquiries or assistance, don't hesitate to call us at 888-252-8932. Join us today and experience the Heritage Family difference where your financial well-being is our top priority. Visit our website at www.hfcuvt.com to learn more about how we can serve you!

Branch History & Mission

Our Mission

At Heritage Family, our mission extends beyond providing financial services; we are dedicated to uplifting our community. We believe in supporting local initiatives and fostering partnerships that make a difference. Whether it's sponsoring local events or offering educational workshops on financial literacy, we are committed to giving back to South Londonderry. While members can visit us at 2826 Vt Route 100, official correspondence should be sent to 2826 VT Route 100, South Londonderry, VT 05155. We invite you to experience our friendly service firsthand during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. As part of our commitment to accessibility, we offer an ATM and drive-thru banking options for your convenience. If you're looking for a financial institution that truly cares about its members and the community it serves, look no further than Heritage Family. Join us today and become part of a legacy built on trust and care. Visit us at heritagefamilycu.org or call us at 888-252-8932 for more information on how you can become a member. Together, let's build a brighter future!

Our Story

Nestled at 2826 Vt Route 100, Heritage Family started as a small, member-driven organization focused on fostering strong relationships with each member. Over the decades, we have expanded our services significantly while maintaining the core values that define us integrity, service, and commitment to community. Today, our total assets stand at an impressive $773,424,965, reflecting our growth and stability in the financial landscape. Our branch is more than just a place for transactions; it's a hub for community engagement. We strive to be present in every aspect of our members' lives by offering a wide range of products including personal banking accounts, auto loans, mortgage options, and business banking solutions. Additionally, we embrace technology to enhance convenience with features like online banking and mobile payments.

Branch Location & Accessibility

Welcome to Heritage Family at our convenient branch located at 2826 Vt Route 100 in the beautiful South Londonderry, Vermont. Nestled within Windham County, our branch is not just a financial hub; it's a community cornerstone where you can enjoy personalized banking services in a friendly atmosphere. Whether you're stopping by for a quick transaction or seeking financial advice, we're here to help. If you're heading our way, you'll find us near popular local landmarks that make your visit even easier. Our location is accessible and offers ample parking, ensuring that you can come in without any hassle. For those who may need assistance, we are proud to be ADA compliant with features such as ramps to provide easy access for everyone. Our lobby hours are designed to fit into your busy schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM. If you need assistance outside of these hours, don't worry! We also offer drive-thru banking for those quick transactions on the go, as well as ATM access for cash withdrawals and balance checks. While members can visit us at 2826 Vt Route 100, official correspondence should be sent to the same address. Feel free to reach out to us at 888-252-8932 for any inquiries or support. We invite you to explore our range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more all designed with your needs in mind. Come see us today and experience how Heritage Family is dedicated to serving our community!

Member Eligibility

At Heritage Family, we believe that everyone deserves to be part of a caring and supportive community. Joining us as a member is simple and rewarding! If you live, work, worship, or attend school in Windham County or the surrounding areas, you're likely eligible to become a member. We welcome individuals from all walks of life to experience the benefits of our financial services, which include personal banking, auto loans, mortgages, and more. Plus, being a member means you're not just another customer; you're part of a family that prioritizes your financial well-being. To learn more about our eligibility requirements and see if you qualify, feel free to visit our detailed page at this link. If you're ready to take the next step and open an account with us, the process is easy just follow the instructions at this account opening link. Should you have any questions or need assistance, don't hesitate to give us a call at 888-252-8932. We're excited to welcome you into our Heritage Family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're a retail store or a service provider, our solutions ensure you can accept payments easily and securely. This way, you can focus on what you do best running your business. Located at 2826 Vt Route 100, South Londonderry, VT 05155, our team is ready to partner with you on your path to success. Contact us at 888-252-8932 or visit us online at hfcuvt.com for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $823 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $81,631,494, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also allow you to earn rewards on your everyday spending. It's like getting something back for being responsible with your finances! For our business members, Heritage Family offers essential services too. Our business banking solutions, including merchant services and business loans, are crafted to support local entrepreneurs in growing their ventures.

Digital Convenience

In today's world, convenience is key. That's why we emphasize our robust online and mobile banking platforms. With these tools at your fingertips, managing your accounts has never been easier. You can check balances, pay bills, and transfer funds from anywhere at any time. Plus, with ATM access for withdrawals and balance checks available around the clock and basic drive-thru services for quick transactions during business hours, we've made banking simple.

Join Us Today!

Whether you're just starting out or looking to grow your financial portfolio, Heritage Family is committed to being there for you every step of the way. Explore how our diverse range of services can support your financial journey by visiting us in South Londonderry or check out more details on our website: Heritage Family. We invite you to become part of our community and experience firsthand the personalized service we take pride in delivering!

Personal Banking

When it comes to personal banking, we offer a variety of options tailored just for you. From checking and savings accounts that help you manage your day-to-day finances to auto loans and vehicle financing that make buying a car easier, we've got you covered. Imagine finally driving away in that new car without the stress our competitive rates and flexible terms are designed with you in mind. For those considering home ownership or looking to refinance an existing mortgage, our mortgage loans and refinancing options provide the flexibility needed for such significant investments. Additionally, if you're facing unexpected expenses or need to consolidate debt, our personal loans and debt consolidation services can ease your financial burdens.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.hfcuvt.com/, you can access your account 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you best. And if you prefer to handle things on your mobile device, our user-friendly mobile application is ready to assist. In today's fast-paced world, we know that convenience is key. That's why we offer electronic signature authorization, making it simple for you to sign important documents without needing to visit a branch. Plus, our e-statements are readily available for those who prefer a paperless option. You can keep track of your finances while helping the environment!

Secure and Simple Transactions

Security is always a priority at Heritage Family. Our online banking features are equipped with advanced security measures to ensure that your personal information remains safe. You can also enjoy mobile payments through our app, allowing you to make purchases quickly and securely right from your phone. Need to send money to a friend? While we currently don't offer person-to-person transfers, our other features make managing your funds easy and straightforward. In summary, whether you're checking your balance from the comfort of your couch or managing payments during a lunch break, Heritage Family's digital and online banking services empower you to take charge of your finances with ease and confidence. Discover more about how we can help you manage your money by visiting us today!

Financial Strength

At Heritage Family, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, which allows us to provide you with exceptional services tailored to your needs. With a net worth of $88,385,341, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $123,938,907 in share certificates and $51,973,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $87,871,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $9,571 in used auto loans and $544,411,382 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is highlighted by our $952,065, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 185 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,515,529. Total Share and Deposit Accounts: 96,680, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage Family is your trusted partner. Visit us at 2826 Vt Route 100 South Londonderry Vt 05155 or call (888) 252-8932 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

We also provide personal loans and debt consolidation options tailored to help you regain control over your finances. If you're considering refinancing any existing loans or would like to check your eligibility for any of our products, feel free to reach out. Our dedicated staff is available at 888-252-8932 during lobby hours from Monday to Friday from 9:00 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how Heritage Family can assist you with your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $139,518,542 in used vehicle loans and $11,345,175 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we provide flexible options to suit your needs.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $81,631,494 provide the capital needed to expand operations or invest in new projects. We cater to both members and non-members alike.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $45,024,960, ensuring you have access to funds for that dream home or investment property.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $25,830,980 in loans helping members manage their finances effectively. This option allows for easy access to funds without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that you receive fair and transparent offers. Each lender featured on LendMesh is vetted for reliability, allowing you to trust the information you receive.

HERITAGE FAMILY FEDERAL CREDIT UNION - South Londonderry, VT

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