Heritage Family Credit Union Bennington VT | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Heritage Family, your trusted partner in financial success located at 206 Pleasant St, Bennington, VT 05201. Established in 1956, we have proudly served our community for over six decades, providing exceptional banking services tailored to meet the needs of our 54,044 members. With a strong commitment to our members and the local community, we strive to create a welcoming environment where everyone can achieve their financial goals. At Heritage Family, we understand that each member's journey is unique. That's why we offer a comprehensive range of services including personal banking, auto loans, mortgages, and credit cards with rewards. With total assets exceeding $806 million, and total deposits amounting to $57,320,910, we are equipped to support your financial endeavors with confidence. Led by our dedicated CEO, Chris Gomez, and Board President Gwen Flewelling, our team of 197 employees is here to assist you every step of the way. Our focus on community impact means that we're not just about numbers; we're about building lasting relationships based on trust and reliability. Whether you're looking for a loan or simply want to manage your savings better, we invite you to visit us or give us a call at 888-252-8932. Discover how Heritage Family can help you achieve your financial dreams today! For more information about our services and membership options, check out our website at Heritage Family.

Branch History & Mission

Community Focus

We understand that financial health goes hand-in-hand with community well-being. That's why we actively engage in outreach initiatives and partnerships that support local causes. From educational programs to charitable events, Heritage Family is deeply invested in making Bennington a better place for all its residents. While you can visit us at 206 Pleasant St for all your banking needs, official correspondence should be sent to our mailing address if it differs from this location. With convenient operating hours from Monday through Friday between 9:00 AM and 5:00 PM, we ensure that you have ample opportunities to connect with us.

Join Us Today!

We invite you to become part of the Heritage Family community. Experience firsthand how we blend financial expertise with a genuine commitment to helping you succeed. Together, let's build a brighter future for you and for Bennington. For more information about membership options or to open an account today, please visit our website or call us at 888-252-8932.

Mission Statement

At Heritage Family, our mission is clear: to provide comprehensive financial services while supporting the communities we serve. We believe that everyone deserves access to quality banking solutions that empower them financially. Our dedicated team works tirelessly to offer personalized service and innovative products designed with our members' best interests in mind.

Modern Banking Solutions

As part of our commitment to accessibility and convenience, we offer modern banking features such as online banking and mobile payments. Whether you're withdrawing cash from one of our ATMs or using drive-thru services for quick transactions, we're here to make your experience smooth and efficient.

Our Evolution

From our humble beginnings, Heritage Family has continually evolved to meet the changing needs of our community. Our total assets now stand at an impressive $806,839,967, reflecting our commitment to financial stability and growth. Over the years, we've expanded our offerings beyond traditional banking services to include personal loans, credit cards with rewards, and business banking solutions. We take pride in being not just a bank but a partner in your financial journey.

Branch Location & Accessibility

Convenient Access

Situated near local landmarks, our branch is ideally placed for quick access whether you're running errands or heading home from work. With ample parking available, you can stop by without the hassle of searching for a spot. Plus, our facility is fully ADA compliant, ensuring that everyone can enjoy seamless access to our services.

Get in Touch

If you have any questions or need further assistance, feel free to call us at 888-252-8932. We're here to support you in achieving your financial goals. Come visit Heritage Family today your trusted partner in banking!

Operating Hours & Services

We are open Monday through Friday from 9:00 AM to 5:00 PM, making it simple for you to visit us during your day. Whether you're looking to set up a checking account, apply for an auto loan, or simply need assistance with online banking, our friendly staff is here to help. For those on the go, we offer ATM availability right at our location so you can easily withdraw cash or check your balance whenever you need. If you'd prefer not to enter the building, take advantage of our drive-thru banking service which allows you to conduct basic transactions like deposits and withdrawals without leaving your car.

Member Eligibility

At Heritage Family, we believe that becoming a member is like joining a warm and welcoming community where your financial well-being is our priority. If you're wondering how to become part of our family, it's simple! Membership is open to anyone who lives, works, or attends school in the areas we serve. This includes residents of Bennington County and surrounding regions. You can check out the full eligibility details here for more information on specific criteria. Joining us is just the beginning of an exciting journey filled with benefits tailored to help you thrive. As a member of Heritage Family, you'll gain access to a range of services designed to meet your needs, from personal banking options to loans and credit cards with rewards. Ready to take the next step? Opening an account is quick and easy; you can start the process online by visiting this link. If you have any questions or need assistance, don't hesitate to give us a call at (888) 252-8932. We're here to help you every step of the way at our branch located at 206 Pleasant St Bennington Vt 05201!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $863 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $85,385,466, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify payment processing for your customers. Picture this: you're at a bustling event, and a customer wants to buy your product but only has a card. With our merchant services, you can accept payments on the spot keeping sales flowing and customers happy. Located at 206 Pleasant St Bennington Vt 05201 in Bennington, VT, our team is ready to assist you from Monday to Friday, 9 AM to 5 PM. Reach us at (888) 252-8932 for more information on how we can support your business goals!

Comprehensive List Of Services

Business Banking

Business owners will find valuable resources in our Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we're here to support your entrepreneurial journey.

Call Us Today!

If you have any questions about our services or want to learn more about how we can assist you, don't hesitate to reach out! Call us at (888) 252-8932 during our lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. At Heritage Family, we're here for all your financial needs come visit us today!

Credit Solutions

For those looking to consolidate debt or finance a special purchase, our Personal Loans & Debt Consolidation options can provide the support you need. Plus, with our Credit Cards with Rewards, you can earn points for every dollar spent, making it easier to enjoy the things you love.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features so you can manage your accounts anytime, anywhere. With access to ATMs and cash withdrawal services, plus basic drive-thru banking for quick deposits and withdrawals, we're committed to making banking as easy as possible for you.

Personal Banking

Our personal banking services are designed to make your life easier. We offer Checking & Savings Accounts that help you manage your day-to-day finances while earning interest on your savings. Need a new car? Our Auto Loans & Vehicle Financing options are flexible and affordable, allowing you to get behind the wheel without breaking the bank. If you're looking to purchase a home or refinance your existing mortgage, our Mortgage Loans & Refinancing services can guide you through every step of the process.

Digital & Online Banking

Additional Benefits

Heritage Family also supports mobile payments, making it easy to shop and manage expenses directly from your smartphone. While person-to-person transfers are not currently offered, our other features ensure that your banking experience remains efficient and user-friendly. Whether you're checking your balance or making a payment, our digital banking services empower you to take control of your finances effortlessly. Explore all that we have to offer today at https://www.hfcuvt.com/.

Key Features of Our Digital Banking Services

Our online platform offers a variety of features tailored to fit your lifestyle. You can easily view your account balances, transfer funds, and pay bills with just a few clicks. For those who prefer to handle their banking via mobile devices, our mobile application ensures that you have all the tools necessary right in your pocket. Security is a top priority for us. We use electronic signature authorization, so you can sign documents safely and quickly without the hassle of printing or mailing. Plus, with e-statements available, you can keep track of your financial activities while reducing paper clutter.

Financial Strength

Commitment to Innovation and Growth

With $90,694,526 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $9,773 in used auto loans and $564,252,897 in total loans and leases reflect our capacity to support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is highlighted by our $952,065, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $93,923,187, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $132,022,020 in share certificates and $58,842,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust Built on Transparency

Total Share and Deposit Accounts: 103,372, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,610,974. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage Family is your trusted partner. Visit us at 206 Pleasant St Bennington Vt 05201 or call (888) 252-8932 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $141,951,747 in used vehicle loans and $12,943,027 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans to ensure you're getting the best deal possible.

Business Loans

For business owners, our outstanding commercial loans totaling $85,385,466 provide the capital needed to grow and expand. We work closely with you to understand your business needs and find financing solutions that work for you. At Heritage Family in Bennington, VT (206 Pleasant St), we are committed to supporting our members through every stage of their financial journey. If you're interested in learning more about eligibility options or how our loan products can work for you, please reach out at 888-252-8932. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and take the next step toward realizing your financial dreams!

Credit Lines

For those who need a bit more flexibility in their finances, we provide credit lines totaling $168,286,586. These lines can be a great way to cover unexpected expenses or manage cash flow efficiently.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,020,866, make buying or refinancing simple. We offer competitive rates and terms tailored to fit your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,657,130 in loans helping members manage their finances effectively. This product is designed to give you access to funds without tying them to collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified financial institutions ensures that users receive fair and transparent offers. By aggregating data from trusted lenders, LendMesh helps borrowers make informed decisions without the confusion that often accompanies loan shopping.

HERITAGE FAMILY FEDERAL CREDIT UNION - Bennington, VT

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