Heritage Family Credit Union Bennington VT | Best Auto Loans & Business Banking

Introduction

At Heritage Family, we understand that financial stability is a cornerstone of a thriving community. Located at 321 Park St, Bennington, VT 05201, our branch has been serving members since 1956, fostering relationships built on trust and transparency. With a proud membership of over 54,000 individuals, we are committed to meeting the diverse financial needs of our community. Our dedicated team, led by CEO Chris Gomez and Board President Gwen Flewelling, ensures that every member receives personalized service. We have grown our total assets to an impressive $806,839,967, reflecting our commitment to sound financial practices and member satisfaction. Whether you're looking for auto loans where we've successfully processed around 37,926 loans or savings options with total deposits reaching $57,320,910, you can trust us to provide the right solutions. We pride ourselves on maintaining strong financial health with a net worth of $93,923,187 and cash in hand amounting to $4,774,675. Our focus is not just on numbers; it's about making a positive impact in the lives of our members. From personal banking services to business loans tailored for local entrepreneurs, we strive to empower our community through effective financial solutions. While members can visit us at our branch location, we invite you to explore more about our offerings on our website: www.hfcuvt.com. If you have any questions or would like assistance, please don't hesitate to call us at 802-747-2346. Join us as we continue to build a brighter financial future together!

Branch History & Mission

At Heritage Family, we take pride in our rich history and commitment to serving the Bennington community. Established in 1956, our branch has been a cornerstone of financial support for residents and businesses alike. Located at 321 Park St, Bennington, VT 05201, we have grown alongside our community, adapting to the needs of our members while maintaining the personal touch that sets us apart. Over the years, Heritage Family has expanded its services and reach. With a total membership of over 54,000 and assets amounting to $806,839,967, we are dedicated to providing accessible financial solutions tailored to the unique needs of our members. Our mission is not just about banking; it's about building relationships and supporting our community's growth. We offer a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. While members can visit us at our main location on Park Street, official correspondence should be sent to the same address as we do not have a separate mailing address. Our operating hours reflect our commitment to accessibility: we're open Monday, Thursday, and Friday from 8:30 AM to 10:00 AM. Heritage Family is committed to modern banking conveniences too. We provide digital banking options including online banking and mobile payments for ease of access. Members can also enjoy ATM services available right here at the branch. Our mission goes beyond just financial transactions; we actively engage in community outreach programs that support local initiatives. We believe that by investing in our community, we foster a stronger connection with those we serve. Join us at Heritage Family and experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're looking for your first loan or want to explore new ways to save, we're here for you every step of the way. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. The building complies with ADA standards, ensuring easy entry for everyone. There is ample parking available nearby, so you won't have trouble finding a spot when you visit us.

Operating Hours

We're here to serve you during our lobby hours: Monday, Thursday, and Friday from 8:30 AM to 10:00 AM. Whether you want to open an account or inquire about our services, our friendly team is ready to assist you during these hours.

Services Offered

Heritage Family offers a variety of personal banking services including checking and savings accounts, auto loans, and credit cards with rewards. We also provide online and mobile banking options for your convenience. If you're looking for an ATM, we've got one available right at the branch for quick cash withdrawals and balance checks. While members can visit us at 321 Park St for all their banking needs, please note that we do not currently offer drive-thru banking or shared service center options. For any inquiries or assistance outside of our lobby hours, feel free to give us a call at 802-747-2346.

Visit Us Today!

We invite you to stop by Heritage Family in Bennington soon! Our dedicated staff is eager to help you with any financial questions or services you may need. Your community bank is just around the corner come experience the friendly service that sets us apart!

Member Eligibility

At Heritage Family, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family dedicated to your financial well-being. To become a member at our Bennington branch located at 321 Park St, simply check if you meet our eligibility criteria, which include being a resident of Vermont or having a family member who is already a member. It's that easy! Once you're eligible, you can enjoy a range of benefits, from personalized service to competitive loan rates and savings options tailored just for you. If you want to dive deeper into the specifics of membership eligibility, visit us at this link for detailed information. When you're ready to take the next step, opening an account is simple just head over to our account opening page. If you have any questions or need assistance, don't hesitate to call us at 802-747-2346. We can't wait to welcome you into the Heritage Family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $863 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $85,385,466, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily and manage transactions efficiently. Our merchant services help you do just that. From credit card processing to point-of-sale systems, we equip your business with reliable resources that streamline operations and enhance customer experiences. This means more time for you to focus on what matters most growing your business. Located at 321 Park St, Bennington, VT 05201, our team is ready to assist you with personalized service tailored to meet your needs. Reach out to us at 802-747-2346 or visit our website here to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility

We believe that access to financial services should be straightforward. Our basic ATM access allows for quick withdrawals and balance checks whenever you need it. Our branch hours are designed with your busy schedule in mind; we're open Monday, Thursday, and Friday from 8:30 AM until 10:00 AM. At Heritage Family, we strive to create an environment where members feel valued and supported. If you're ready to explore how we can assist you further or have any questions about our offerings, don't hesitate to reach out! Call us today at 802-747-2346 or visit us online at www.hfcuvt.com. Let us help you navigate your financial journey with confidence!

Business Banking Solutions

For entrepreneurs and small businesses, Heritage Family provides essential resources like merchant services and business loans. Whether you're just starting out or looking to expand, we have tools that can help streamline your operations and improve cash flow.

Credit Cards and Rewards

We know that every bit helps when it comes to managing expenses. That's why our credit cards with rewards allow you to earn points on purchases you're already making turning everyday spending into future savings or experiences.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our comprehensive online and mobile banking services empower you to manage your accounts from anywhere at any time. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone. Plus, with our ATM services, withdrawing cash is as simple as stopping by one of our locations or using an ATM nearby.

Personal Banking

Managing your money should be simple and convenient. That's why we offer personal banking services that include checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. With our auto loans and vehicle financing, purchasing a new car becomes an exciting journey rather than a stressful task. We provide competitive rates and flexible terms that make driving off the lot easy. If you're considering buying a home, our mortgage loans and refinancing options are crafted with your best interests in mind. We understand that each member's situation is unique, so our team is ready to guide you through every step of the mortgage process. For those looking to consolidate debt or finance personal projects, our personal loans offer straightforward solutions without hidden fees.

Digital & Online Banking

Enhanced Security

Security is our top priority. Our online banking platform employs advanced security measures to protect your personal and financial information. You can bank with peace of mind knowing that we take every precaution to keep your data safe. In addition to these features, while person-to-person transfers are not currently available at Heritage Family, our other offerings ensure that you can manage your money effectively and efficiently. Experience the ease of digital banking today! Visit us at https://www.hfcuvt.com/ to get started and enjoy the modern conveniences that Heritage Family has to offer.

Key Features

Our online banking services, available at https://www.hfcuvt.com/, allow you to check your account balance, transfer funds, and pay bills from anywhere, at any time. Whether you're on a break at work or relaxing at home, you can access your accounts 24/7. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free. For those who prefer mobile banking, our dedicated mobile application provides all the features of online banking in the palm of your hand. You can also make mobile payments effortlessly, ensuring you have a smooth shopping experience without the need for cash or cards. If you're looking to keep track of your statements, we offer e-statements that deliver important information straight to your inbox. This not only saves paper but also helps you stay organized without the clutter.

Financial Strength

At Heritage Family, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and member service, we want you to feel confident in your choice to bank with us. With a net worth of $93,923,187, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1163 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $132,022,020 in share certificates and $58,842,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $90,694,526 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is robust; with $9,773 in used auto loans and $564,252,897 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 103,372, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) stand at $2,610,974, which highlights our capacity to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage Family is your trusted partner. Visit us at 321 Park St Bennington Vt 05201 or call 802-747-2346 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

At Heritage Family, we also offer personal loans for debt consolidation and other financial needs. Plus, if you're considering refinancing any of your existing loans or exploring eligibility options for new ones, our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're proud to be part of your financial journey and look forward to serving you at our branch!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $141,951,747 in used vehicle loans and $12,943,027 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that make financing your next vehicle straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $85,385,466 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,020,866, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we provide personalized support to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,657,130 in loans helping members manage their finances effectively. These cards come with convenient features that allow you to use credit responsibly while enjoying various rewards.

Loan Aggregator

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HERITAGE FAMILY FEDERAL CREDIT UNION - Bennington, VT

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