Hereford Credit Union TX | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Hereford Texas Federal Credit Union, your trusted financial partner located at 330 Schley Ave, Hereford, TX 79045. Since our establishment in 1936, we have been dedicated to serving our community with reliable banking solutions tailored to meet the needs of our 8,416 members. With a strong commitment to member satisfaction and community engagement, we strive to make your financial journey as smooth and rewarding as possible. At Hereford Texas Federal Credit Union, we are proud of our impressive financial standing, with total assets reaching $71,064,438 and total deposits of $2,218,150. Our focus on responsible lending has resulted in a diverse portfolio that includes 4,582 loans and leases, ensuring that we can provide support for everything from auto financing to personal loans. Moreover, with a net worth of $15,720,520, you can trust that your money is in safe hands. Led by our CEO Brenda Fuentes and Board President David Collins, our team of 23 employees is here to assist you every step of the way. Whether you need help with opening an account or exploring loan options, we are just a phone call away at 806-364-1888. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 330 Schley Ave, Hereford, TX 79045-5539. We invite you to explore the range of services we offer including personal banking accounts, mortgage loans, business banking solutions, and online/mobile banking options. Experience the difference of a community-focused credit union dedicated to helping you achieve your financial goals. Visit us today or check out our website at htfcu.com for more information. Your journey towards better financial health starts here!

Branch History & Mission

Commitment to Innovation

In an ever-evolving world, we remain dedicated to enhancing our services through digital advancements. Our online banking platform allows you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been more convenient. Additionally, we ensure ADA compliance so that all members can access our services comfortably. We also understand the importance of traditional banking services. Our branch offers drive-thru banking for quick transactions along with ATM availability for those on the go. We pride ourselves on being approachable and ready to assist with any inquiries or needs you may have.

Join Us Today!

As we look toward the future, we invite you to become part of our growing family at Hereford Texas Federal Credit Union. Experience firsthand the difference that community-focused financial services can make in your life. Visit us during our lobby hours from Monday to Friday between 9:00 am - 4:00 pm, or give us a call at 806-364-1888 for any questions. Together, let's build a stronger financial future one member at a time!

Our Mission

At Hereford Texas Federal Credit Union, our mission is clear: to provide exceptional financial services while fostering strong community ties. We believe that everyone deserves access to quality financial products and services tailored to their needs. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we strive to offer solutions that not only meet your expectations but exceed them. Our commitment goes beyond just banking; it's about building relationships with our members and investing in the community we serve. We actively engage in outreach programs aimed at improving financial literacy and supporting local initiatives that uplift our neighborhoods.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to give us a call at 806-364-1888. Our friendly team is always ready to help! We invite you to come visit us today and experience personalized service that puts you first. Your financial journey starts here at Hereford Texas Federal Credit Union!

Convenient Features

Our branch offers ample parking for all members, ensuring that you can visit us without hassle. For those with mobility concerns, rest assured that our facility is ADA compliant with ramps and accessible entrances, making it easy for everyone to bank with us. We understand that life can be busy. That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 am to 4:00 pm, providing you with plenty of opportunities to stop by during your day. If you're on the go, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car.

Services at Your Fingertips

Hereford Texas Federal Credit Union offers a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at 330 Schley Ave, official correspondence should be sent to our mailing address at 330 Schley Ave, Hereford, TX 79045-5539.

Member Eligibility

Joining Hereford Texas is like becoming part of a close-knit community where your financial well-being is our top priority. To become a member, you simply need to live, work, worship, or attend school in the Hereford area or surrounding communities. This means that if you have ties to our wonderful city and its people, you're likely eligible! The benefits of membership include access to personalized banking services, competitive loan rates, and a supportive team dedicated to helping you reach your financial goals. For more detailed information about eligibility requirements, feel free to check out our resource at . If you're ready to take the next step, opening an account is simple! You can begin the process by visiting us at https://dsot.onlinecu.com/herefordfcu/#/ or giving us a call at (806) 364-1888. We're here to welcome you with open arms at our branch located at 330 Schley Ave Hereford Tx 79045!

Business Banking & Commercial Services

Lending Options that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,985,938, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer comprehensive merchant services designed for the real world. Imagine accepting payments seamlessly from your customers whether it's through credit cards, mobile payments, or online transactions. This convenience not only enhances customer satisfaction but also streamlines your operations, allowing you more time to focus on what you do best: running your business. For more information about how we can support your business at our Hereford location at 330 Schley Ave Hereford Tx 79045, call us at (806) 364-1888. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking

For business owners in the community, we also offer tailored Business Banking services. From Merchant Services that simplify transactions to Business Loans for expansion or startup costs, we're here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we have invested in robust Online & Mobile Banking solutions. You can manage your accounts anytime and anywhere whether it's checking balances, transferring funds, or paying bills from the comfort of your home or on-the-go. Additionally, our members enjoy easy access to ATMs and cash withdrawal services for quick transactions. If you prefer face-to-face interactions, take advantage of our basic drive-thru banking services for deposits and withdrawals without leaving your car.

Member-Centric Experience

We understand that every member has unique needs. At Hereford Texas Federal Credit Union, we strive to create a welcoming environment where assistance is just a call away. You can reach us at 806-364-1888 during our lobby hours from Monday to Friday, 9:00 am - 4:00 pm. Ready to explore what we have to offer? Visit us today at our branch or check out our website at htfcu.com for more information about opening an account or applying for loans. Let us be your trusted partner in achieving your financial goals!

Personal Banking Solutions

Starting with personal banking, we offer various Checking & Savings Accounts that fit different lifestyles and saving goals. For those who need a little extra help with financing a new vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates and flexible terms. Perhaps you're considering buying a home? Our Mortgage Loans & Refinancing services can guide you through the process smoothly, making your dream home a reality. If you find yourself needing cash for unexpected expenses, our Personal Loans & Debt Consolidation options can provide the relief you need. And don't forget about our Credit Cards with Rewards, which allow you to earn benefits on everyday purchases while managing your budget effectively.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can manage your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, everything is at your fingertips. Our Mobile Application takes this convenience a step further, allowing you to complete transactions on the go. Plus, with features like Person-to-Person Transfers, sending money to friends and family has never been easier.

Security and Ease of Use

We understand that security is a top priority for our members. While we currently do not offer Electronic Signature Authorization, rest assured that your information is protected through secure systems. Additionally, our E-Statements feature allows you to receive account statements electronically, reducing paper clutter while providing quick access to your financial history. Want to make payments quickly? Our Mobile Payments Feature lets you pay bills or shop right from your mobile device no need for cash or cards! With these user-friendly options, managing your money feels less like a chore and more like a breeze. At Hereford Texas, we believe banking should fit into your life easily and securely. Join us today and discover how our digital services can help simplify your financial journey!

Financial Strength

Commitment to Growth

With $15,219,136 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,124 in used auto loans and a total of $47,298,665 in loans and leases.

Member-Centric Savings

Members' savings are secured through $12,610,478 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $377,923, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 2 part-time employees dedicated to serving you with expertise and care.

Solid Financial Foundation

With a net worth of $15,720,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,208 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares available for lending stand at $77,105, further showcasing our commitment to supporting your financial needs. The trust you place in us is evident as demonstrated by our growing member base with a total of 11,902 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hereford Texas is your trusted partner. Visit us at 330 Schley Ave Hereford Tx 79045 or call (806) 364-1888 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,078,325 in used vehicle loans and $8,480,147 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $1,985,938 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your current operations, we have tailored solutions for businesses of all sizes.

Credit Lines

Our total credit lines available amount to $3,500,000, giving you the flexibility to access funds when you need them most. This option can be ideal for managing cash flow or unexpected expenses. At Hereford Texas, we prioritize your financial well-being and aim to provide lending solutions that are not only beneficial but also easy to understand. If you're considering refinancing or want to learn more about eligibility options, don't hesitate to reach out to us at (806) 364-1888 during our operating hours from Monday to Friday, 9:00 AM - 4:00 PM. Explore our range of loan products today by visiting us at 330 Schley Ave Hereford Tx 79045, Hereford, TX 79045 or check out our website at https://htfcu.com/. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Our mortgage specialists are here to guide you through every step of the process, ensuring you find a solution that fits your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without added stress.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence ensures that users receive fair and transparent offers. Each listed lender is vetted for legitimacy, giving users confidence in the information provided.

Hereford Texas