Hereford Credit Union Dimmitt TX | Affordable Auto Loans & ATM Services

Introduction

Welcome to Hereford Texas Federal Credit Union, your trusted partner in financial well-being since 1936! Located at 200 N Broadway St, Dimmitt, TX 79027, our branch is dedicated to serving over 8,416 members with a commitment to community and personalized service. Whether you're looking for a reliable checking account, an auto loan, or support for your business, we've got you covered. With total assets of $71,064,438 and deposits reaching $2,218,150, we pride ourselves on our strong financial foundation. Our team of 23 employees is here to ensure that you receive the best service possible while providing access to competitive rates on loans and savings accounts. Under the leadership of CEO Brenda Fuentes and Board President David Collins, we focus on building lasting relationships within our community. At Hereford Texas Federal Credit Union, we understand that your financial needs are unique. That's why we offer a variety of services including personal banking, auto loans, mortgage loans, and business banking solutions. Additionally, with features like online banking and mobile payments, managing your finances has never been easier. While members can visit us at 200 N Broadway St, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to reach out at (806) 647-5169 during our lobby hours: Monday to Friday from 9:00 AM to 4:00 PM. Join us today and experience the difference that a member-focused credit union can make in your financial journey! For more information about our services or to get started on opening an account, please visit our website at htfcu.com. We look forward to serving you!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; we actively participate in community outreach initiatives and partnerships that uplift our local area. By engaging in various charitable events and supporting local organizations, we aim to make a positive impact on the lives of those around us. As we continue to grow and adapt to meet the changing needs of our members, we invite you to become part of our family. Experience the benefits of being a member of Hereford Texas Federal Credit Union today! For any inquiries or assistance, feel free to reach out at 806-647-5169 during our operating hours from Monday to Friday, 9:00 AM - 4:00 PM. Join us on this journey toward financial empowerment and let us help you achieve your goals! Visit us online at htfcu.com for more information on how you can get started.

Our Mission

At Hereford Texas Federal Credit Union, our mission is more than just offering banking services; it's about enhancing the lives of our members and supporting the broader community. We believe in empowering individuals through quality financial products and services while fostering a culture of trust and respect. From checking and savings accounts to auto loans and mortgages, we strive to meet your financial needs with personalized solutions. We are committed to staying current with technological advancements, ensuring our services are accessible through online banking and mobile applications. Our facilities are ADA compliant, making sure everyone can access the financial resources they need comfortably.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

You'll find us right near local favorites like the Dimmitt City Park and the historic Castro County Courthouse, making it easy to pop in during your day. With ample parking available right outside our doors, stopping by for a quick transaction is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit comfortably.

Get In Touch!

Have questions or need assistance? Don't hesitate to give us a call at 806-647-5169. We invite you to come by and experience the friendly service that Hereford Texas Federal Credit Union is known for. Your financial well-being is our priority!

Operating Hours and Services

We are open Monday through Friday from 9:00 am to 4:00 pm, ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage options, and more. If you're in need of cash or want to conduct simple transactions quickly, take advantage of our drive-thru banking service and ATM access available on-site. While members can visit us at our physical location for all your banking needs, official correspondence should be sent to our mailing address: 200 N Broadway St, Dimmitt, TX 79027-1824.

Member Eligibility

At Hereford Texas, we believe that becoming a member is like stepping into a warm, welcoming community where you can feel secure and supported in your financial journey. Joining us is easy! If you live, work, worship, or attend school in the Dimmitt area, you're already eligible to become a member. This means you can take advantage of all the fantastic benefits we offer, from personalized banking solutions to competitive loan rates. For those interested in learning more about the eligibility requirements or checking if you qualify, feel free to visit our website at . Ready to get started? Opening an account with us is a breeze! Simply visit our online portal at https://dsot.onlinecu.com/herefordfcu/#/, or give us a call at (806) 647-5169 if you have any questions. We're here to help you every step of the way as you join the Hereford Texas family!

Business Banking & Commercial Services

At Hereford Texas, we understand that running a business comes with unique challenges and opportunities. That's why we offer tailored solutions designed to help your business thrive. Whether you're launching a startup or looking to expand, our commercial loan options are here for you. Imagine having access to funds that can help you purchase new equipment, hire additional staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,985,938, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify transactions for your customers while enhancing your cash flow. With easy payment processing solutions, you can focus on what you do best running your business. Visit us at 200 N Broadway St Dimmitt Tx 79027 in Dimmitt, TX, or call us at (806) 647-5169 to learn how we can help you take your business to the next level!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits, withdrawals, and simple transactions without having to step inside the branch. Our ATMs allow for balance checks and withdrawals at your convenience. At Hereford Texas, we're committed to supporting our members through every financial journey. With personalized service and a variety of offerings like those mentioned above along with dedicated staff ready to assist you'll find everything you need under one roof. For any questions or assistance, feel free to call us at (806) 647-5169 or visit us during our operating hours from Monday through Friday between 9:00 AM and 4:00 PM. We invite you to explore all we have to offer at Hereford Texas Federal Credit Union and look forward to helping you reach your financial goals!

Business Banking Services

For our business members, we have tailored banking solutions to help you succeed. Our business banking services include merchant services that simplify payment processing and business loans designed to fuel your growth. We want to be a partner in your success story.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With our user-friendly platforms, you can check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Need cash? Our ATM and cash withdrawal services are readily available for easy access to your funds whenever you need them.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why our personal banking services are designed with you in mind. You can start by opening a checking or savings account that fits your lifestyle. If you're dreaming of a new car, our auto loans and vehicle financing options can get you on the road quickly and affordably. For those looking to buy a home, we offer mortgage loans and refinancing solutions that make home ownership more attainable. If you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation services can provide the support you need. Plus, we offer credit cards with rewards that not only help you manage your spending but also give you benefits as you use them.

Digital & Online Banking

Always Here for You

Accessibility is key at Hereford Texas. Our online banking platform allows real-time account management so that you're always informed about your financial standing. Whether it's day or night, our services are available whenever you need them. Experience the ease of banking with us at Hereford Texas where technology meets personal service! If you have any questions or need assistance, don't hesitate to reach out via phone at (806) 647-5169.

Convenient Features at Your Fingertips

With just a few clicks at https://htfcu.com/, you can check balances, transfer funds, and pay bills without needing to visit a branch. Plus, our mobile application lets you manage your finances straight from your smartphone. Whether you're making person-to-person transfers or utilizing mobile payments, everything is tailored for ease of use.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information. Although we don't currently offer electronic signature authorization, you can still feel confident knowing that your data is safeguarded while you enjoy the convenience of e-statements. Sign up for e-statements today and help reduce paper clutter while keeping track of your finances easily.

Financial Strength

At Hereford Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is crucial for your peace of mind. With a net worth of $15,720,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 22.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,610,478 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,219,136 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident as we have $4,729,866 in total loans and leases available for our community. This includes $2,124 in used auto loans, helping you finance the vehicle you need with ease. Our net income of $377,923 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. At Hereford Texas Federal Credit Union located at 200 N Broadway St Dimmitt TX 79027, we have a total of 11,902 share accounts which shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hereford Texas is your trusted partner. Visit us at 200 N Broadway St Dimmitt TX 79027 or call 806-647-5169 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,078,325 in used vehicle loans and $8,480,147 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget. Our experienced team is here to assist you throughout the process, making it easy and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $1,985,938 provide the capital needed to grow and expand your business. We understand that every business has unique challenges, so we work closely with you to tailor a solution that meets your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, ensuring you have access to funds when you need them most. Our mortgage specialists can guide you through eligibility requirements and help you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be an excellent option for those looking to consolidate debt or handle unexpected expenses without high-interest rates. At Hereford Texas, we're dedicated to providing personalized service and support as you navigate your borrowing journey. If you're considering refinancing any existing loans or want to check eligibility options for our various products, don't hesitate to reach out. Our team is available by phone at (806) 647-5169, ready to answer any questions you may have about our offerings or how we can assist you further. Visit us at our branch located at 200 N Broadway St Dimmitt Tx 79027, Dimmitt, TX 79027 during our operating hours Monday through Friday from 9:00 am to 4:00 pm and let us help you find the right loan product that fits your life!

Loan Aggregator

Ensuring Accurate Comparisons

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Hereford Texas