Hercules First Credit Union Riverton UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hercules First at our Riverton Branch, located conveniently at 1543 W 12600 S, Riverton, UT 84065. Since our establishment in 1973, we have proudly served our community and built strong relationships with our members. With a total membership of 8,707, we're committed to offering personalized financial services that truly meet your needs. At Hercules First, we understand that your financial journey is unique. That's why we provide a range of services tailored just for you from checking and savings accounts to auto loans and business financing. Our total assets stand strong at an impressive $169,558,621, ensuring we have the resources to support your financial goals. Currently, we manage over 4,419 loans, which reflects our dedication to helping our members achieve their dreams. Our leadership team, including CEO Brett Blackburn and Board President Richard Wilcock, works tirelessly to maintain the trust you place in us. We believe in transparency and community impact; with a net worth of $14,700,407 and cash reserves of $299,593, we are well-positioned to serve our members effectively. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 1543 West 12600 South, Riverton, UT 84065. If you have questions or need assistance, feel free to call us at 801-968-9011 during our operating hours from 9 AM to 5:30 PM, Monday through Friday. Join us today at Hercules First as we help you navigate your financial journey with confidence! For more information about becoming a member or exploring our services, visit our website at Hercules First.

Branch History & Mission

Our Mission

At Hercules First, our mission goes beyond just offering financial products; it's about empowering our members and enriching their lives. We aim to provide exceptional personal banking solutions ranging from checking and savings accounts to auto loans and mortgage refinancing while maintaining a strong focus on community service. We believe that when our members thrive, so does our community. Our commitment is reflected in our customer-centric approach. We offer online and mobile banking options for convenience and have made strides towards ensuring accessibility for all members. Whether it's through electronic signatures or mobile payments, we're here to make banking easier for everyone. While you can visit us at 1543 W 12600 S, official correspondence should be sent to our mailing address: 1543 West 12600 South, Riverton, UT 84065. Our dedicated team is available from 9 AM to 5:30 PM, Monday through Friday, ready to assist you with any questions or financial needs you may have. We invite you to join us at Hercules First and experience the warmth and support that comes with being part of a credit union that truly cares about its members. Together, let's build a brighter financial future for you and your family! For more information on how you can become a member or learn more about our services, please visit Hercules First.

Branch Location & Accessibility

Accessibility Features

At Hercules First, we prioritize your convenience and accessibility. Our branch is ADA compliant, featuring ramps and ample parking spaces for all visitors. Whether you're coming in for a quick transaction or to discuss your financial needs with one of our friendly staff members, you will find our location welcoming and easy to navigate.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours from 9 AM to 5:30 PM, Monday through Friday. This way, you can visit us at a time that works best for your schedule. If you ever have questions or need assistance outside of these hours, feel free to give us a call at 801-968-9011. We're always happy to help!

Services Offered

Our Riverton Branch provides a range of services designed with your financial goals in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are equipped to assist you every step of the way. We also offer credit cards with rewards and business banking services including merchant solutions. While we do not have ATM access or drive-thru services at this location, our dedicated team is ready to assist you inside the branch with any transactions or inquiries you may have.

Visit Us Today!

We invite you to come visit us at Hercules First in Riverton! Whether you're looking to open an account or just have a few questions about our offerings, we're here for you. Stop by today and discover how we can help you achieve your financial dreams!

Member Eligibility

At Hercules First, we believe that joining our community is like becoming part of a family that supports and uplifts each other. If you're wondering whether you can become a member, the good news is that eligibility is quite inclusive! Generally, anyone who lives, works, worships, or attends school in our vibrant local area can apply for membership. This means you're just a step away from enjoying personalized financial services tailored to your needs. Becoming a member not only opens doors to exceptional banking options but also allows you to participate in a cooperative that prioritizes your well-being and financial success. If you're ready to take the leap and become part of our family at Hercules First, simply visit us at 1543 W 12600 S, Riverton, UT 84065. For more detailed information about the eligibility criteria or to check if you qualify, feel free to explore our website at herculescu.com/accounts/become-a-member/. And if you have any questions or need assistance, don't hesitate to call us at 801-968-9011. We're here to help make your journey into membership as smooth as possible!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,425,222, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having reliable merchant services is vital. Imagine being able to process payments quickly and efficiently, allowing your customers to complete transactions without hassle. Our tailored merchant services help streamline your operations so you can focus on what you do best growing your business. Visit us at 1543 W 12600 S Riverton, UT 84065 or call us at 801-968-9011 to learn how Hercules First can support your business banking needs!

Comprehensive List Of Services

Accessibility & Convenience

In addition to traditional banking services, we pride ourselves on offering convenient features like ATM access for cash withdrawals, ensuring that you have access to your money when you need it most. While we currently do not have drive-thru services, our lobby hours from 9 AM to 5:30 PM Monday through Friday are structured for ease of access. At Hercules First, we're more than just a financial institution; we're a community partner invested in your success. To learn more about how we can assist you with any of these services or if you have questions regarding membership eligibility, please don't hesitate to reach out at 801-968-9011 or visit us online at Hercules First. Let us help you take charge of your financial journey today!

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options are designed to make the process straightforward and affordable. We offer competitive rates and flexible terms so you can drive away in your dream car without breaking the bank.

Business Banking

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to support your growth. Whether you're starting a new venture or expanding an existing one, we provide the resources needed for success.

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points on everyday purchases while enjoying the flexibility of credit when you need it most. Our cards come with various benefits tailored to enhance your spending experience.

Mortgage Loans & Refinancing

When it comes to homeownership, our mortgage loans and refinancing solutions are here to help. Whether you're buying your first home or looking to refinance your existing mortgage for better rates, our friendly team is ready to assist you every step of the way. We aim to simplify the mortgage process and find a plan that fits your budget.

Personal Banking

Our personal banking services start with checking and savings accounts that help you manage daily expenses and save for those important milestones. With our easy-to-use online and mobile banking, accessing your accounts on-the-go is simple. You can check your balance, transfer funds, or even make payments from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you manage financial challenges effectively. Whether you need funds for a special project or want to consolidate multiple debts into one easy payment, we've got you covered.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience that allows you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with the ability to use mobile payments, managing your spending has never been easier.

Security & Accessibility

Security is our top priority, which is why we offer electronic signature authorization for transactions keeping your information safe while ensuring ease of use. Additionally, e-statements are available for those who prefer digital communication; this not only helps you stay organized but also reduces paper waste. For those who prefer using their smartphones, our mobile application brings all these features right to your fingertips. Whether you want to deposit checks or monitor transactions in real-time, our app is designed to make banking straightforward and accessible. In today's fast-paced world, having reliable online banking options is essential. At Hercules First, we're committed to providing services that help you manage your finances effectively while keeping security at the forefront. Explore everything we have to offer by visiting https://www.herculescu.com/ today!

Financial Strength

At Hercules First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to support your needs and goals. With a net worth of $14,700,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 884 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $30,667,844 in share certificates and $16,318,423 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,126,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,491,978 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $59,268,087 in used auto loans and a total of $139,638,420 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 14,403, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hercules First is your trusted partner. Visit us at 1543 W 12600 S Riverton Ut 84065 or call 801-968-9011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,268,087 in used vehicle loans and $1,115,375 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used vehicle, we have financing options tailored to meet your needs.

Credit Lines and Business Loans

For those needing additional flexibility or funding for business ventures, our total credit lines amount to $45,528,371, allowing you access to funds when you need them most. Additionally, our outstanding commercial loans totaling $8,425,222 provide business owners with the capital necessary for growth and expansion. At Hercules First located at 1543 W 12600 S Riverton UT 84065, we are committed to serving our community with integrity and transparency. For more information about our loan products or eligibility requirements please give us a call at 801-968-9011 during our operating hours from 9 AM to 5:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're starting your journey toward homeownership or planning your next big purchase, we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,046,897, making buying or refinancing simple. We provide competitive rates and flexible terms that can adapt to your financial situation. Plus, if you're interested in refinancing your existing mortgage, we can guide you through that process too.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,295,325 in loans helping members manage their finances effectively. This product is ideal for those who want to make purchases without tying up their cash flow. With manageable payments and no collateral required, it's an excellent way to build your credit while enjoying the benefits of membership.

Loan Aggregator

Call to Action

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Hercules First