Hercules First Credit Union Herriman UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hercules First, your trusted partner in financial growth and community support, located at 13238 S Rosecrest Rd, Herriman, UT 84096. Since our establishment in 1973, we have been dedicated to serving the residents of Herriman and beyond, helping over 8,700 members achieve their financial goals. At Hercules First, we pride ourselves on being more than just a credit union; we are a cornerstone of our community. With total assets amounting to $169,558,621, we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our focus is not only on providing excellent financial products but also on fostering strong relationships with our members. Led by CEO Brett Blackburn and Board President Richard Wilcock, our team of 24 employees is here to ensure that you receive personalized service tailored to your unique needs. Whether you're looking to open a new account or need assistance with loans totaling over 4,419 we're here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 13238 S Rosecrest Rd, Herriman, UT 84096. You can reach us at 801-968-9011 during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Join us today and experience the Hercules First difference. Visit our website at herculescu.com for more information on how we can assist you in achieving your financial aspirations!

Branch History & Mission

Join Us!

We invite you to experience everything Hercules First has to offer. With no ATM services but convenient drive-thru access and personalized service from knowledgeable staff, we are dedicated to meeting your financial needs. Explore our membership options today by visiting our website or call us at 801-968-9011 for more information. Join us at Hercules First where your financial future begins!

Our Journey

Hercules First began its journey with a simple mission: to provide accessible financial services while supporting the local community. Over the years, we have evolved alongside the needs of our members, expanding our services to include personal banking, auto loans, mortgages, business banking, and more. Our commitment to innovation is evident in our modern online and mobile banking platforms that make managing finances easier than ever. Our branch is more than just a financial institution; it's a hub of support and resources for families and businesses alike. We aim to create lasting relationships based on trust and transparency. With drive-thru banking available for quick transactions and a customer-focused team ready to assist you during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM, we ensure your banking experience is convenient and efficient.

Our Mission

At Hercules First, our mission is clear: we strive to empower our members through comprehensive financial solutions while fostering a spirit of community. We believe that everyone deserves access to quality financial services that can help them achieve their dreams whether that's buying a home or starting a business. We take pride in actively participating in community outreach efforts and forming partnerships that benefit local initiatives. By investing in the neighborhoods we serve, we aim not only to improve the lives of our members but also to uplift the entire Herriman community. While members can visit us at 13238 S Rosecrest Rd, official correspondence should be sent to 13238 S Rosecrest Rd, Herriman, UT 84096 if different needs arise.

Branch Location & Accessibility

Comprehensive Banking Services

Our Herriman Branch offers a range of personal and business banking services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards there's something for everyone! Plus, while we don't have ATM services at this location, you can still enjoy basic drive-thru banking for deposits, withdrawals, and simple transactions. Feel free to reach out to us at 801-968-9011 if you have any questions or need assistance. We're here for you! Come visit us at Hercules First in Herriman today; we look forward to welcoming you into our community!

Convenient Hours for Your Busy Life

At Hercules First, we know your time is valuable. That's why we offer flexible hours to fit your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, and on Saturdays, our drive-thru operates from 9:00 AM to 1:00 PM. So whether you need to deposit a check on your lunch break or want to handle some banking errands over the weekend, we've got you covered!

Easy Access for Everyone

We understand that accessibility is important, and our branch is designed with that in mind. You'll find ample parking available right outside our doors, and our facilities comply with ADA standards to ensure everyone can access our services comfortably. If you're driving through, you'll appreciate our drive-thru banking option for quick and easy transactions without leaving your car.

Member Eligibility

Becoming a member of Hercules First is like joining a warm and welcoming family where your financial well-being is our priority. If you're interested in joining us, you'll be pleased to know that eligibility is straightforward! Anyone who lives, works, or attends school in the area is invited to become part of our community. We believe in making banking accessible for everyone, so we encourage you to check out the specific details about membership requirements at https://herculescu.com/accounts/become-a-member/ . Not only will you gain access to a variety of financial products and services tailored just for you, but you'll also enjoy personalized support from our dedicated team. Opening an account at Hercules First, located at 13238 S Rosecrest Rd Herriman Ut 84096, is simple and quick. Feel free to reach out to us at (801) 968-9011 if you have any questions or need assistance with the process. We're here to help! Join us today and experience the benefits of being part of a credit union that truly cares about its members.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,425,222, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, our merchant services offer practical benefits for everyday operations. Imagine having a payment processing system that not only accepts various forms of payment but also integrates seamlessly with your accounting software. This means less time spent on bookkeeping and more time focusing on what you do best growing your business. Whether you're just starting or looking to expand, Hercules First is dedicated to providing the resources you need to thrive. Reach out today at (801) 968-9011 to learn more about how we can help you achieve your business goals!

Comprehensive List Of Services

Accessibility at Your Convenience

For quick transactions, our basic drive-thru banking service makes deposits and withdrawals hassle-free. While we do not have ATM services available directly at this branch, our members can enjoy easy access through partner networks. As you explore what Hercules First has to offer at our Herriman Branch, remember that we're just a phone call away at 801-968-9011 for any questions or assistance you may need. We invite you to visit us during our operating hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM to learn more about how we can assist you on your financial journey. Join us today and discover the difference that personalized service can make!

Business Banking Solutions

We don't just cater to individuals; our business banking services are designed to support local entrepreneurs too. From merchant services that help streamline payments to business loans for expansion or equipment purchases, we are here to help your business thrive.

Credit Cards and Rewards

At Hercules First, we believe in rewarding our members for their loyalty. Our credit cards come with exciting rewards programs that give you cashback on purchases, travel points, or discounts on future transactions. You can enjoy the benefits of having a credit card while also maximizing its value through rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime and anywhere. Whether it's making payments, transferring funds, or checking balances, our secure platforms ensure that your financial management is always at your fingertips. Additionally, with features like electronic signatures and mobile payments, handling your finances has never been easier.

Personal Banking Services

We understand that managing your finances can be overwhelming at times. That's why we offer various personal banking services designed to simplify your life. Our checking and savings accounts allow you to manage your money effectively while earning interest on your savings. If you're considering buying a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms to help you drive away in style. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services make the process straightforward and stress-free. We also offer personal loans and debt consolidation options, ensuring you have the support needed when unexpected expenses arise.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can easily access your accounts using our user-friendly mobile application, which puts everything at your fingertips. Plus, with our electronic signature authorization feature, signing documents is a breeze no more printing or mailing. Worried about keeping track of your statements? With e-statements available, you can view your financial records securely online, saving paper and helping the environment. Additionally, our mobile payments feature lets you make purchases quickly and safely right from your phone.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer option makes this easy and fast. Whether it's splitting a bill or sending a gift, you can do it all within moments.

Security You Can Trust

We prioritize your security with advanced encryption technology, ensuring that your personal information remains safe while using our online services. At Hercules First, we are committed to providing you with reliable banking options that fit seamlessly into your daily life. In summary, whether you're managing day-to-day transactions or planning for the future, our digital and online banking services empower you with the tools needed for real-time account management whenever and wherever you need them!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 14,403, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hercules First is your trusted partner. Visit us at 13238 S Rosecrest Rd Herriman Ut 84096 or call (801) 968-9011 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $7,491,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is significant; with $2,459 in used auto loans and $139,638,420 in total loans and leases, we support members' financial goals across various sectors. Our operations reflect our commitment to efficiency. Our $0 showcases our operational effectiveness, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 23 full-time employees and 1 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist your financial needs. This strong workforce ensures that you always receive personalized service whenever you visit us.

Member-Centric Savings

Members' savings are secured through $30,667,844 in share certificates and $16,318,423 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,126,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $14,700,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $884 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also offer various other personal loan products and credit lines totaling $45,528,371, ensuring that you have the flexibility needed for whatever comes your way. If you're interested in refinancing or want to learn about eligibility options for any of our products, feel free to contact us! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Hercules First, we're committed to providing our members with reliable financial solutions that empower them every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,268,087 in used vehicle loans and $1,115,375 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we have options that suit your needs.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $8,425,222 provide the support necessary to take your business to the next level. We understand the unique challenges businesses face and are here to assist in your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide financing for Junior Lien 1-4 Family Residential Properties with total loans amounting to $14,046,897. Owning a home is more achievable than ever with our competitive rates and flexible terms.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $2,295,325 in loans helping members manage their finances effectively. These credit cards come with features designed to fit your lifestyle while giving you access to funds when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing data from legitimate financial institutions helps create a level playing field for all users.

HERCULES FIRST FEDERAL CREDIT UNION