Henrico Credit Union Glen Allen VA | Affordable Auto Loans & Business Banking

Introduction

At Henrico, we believe that strong communities are built on trust and financial empowerment. Nestled in the heart of Glen Allen, VA, at 10401 Woodman Rd, we have been serving our members since 1967 with a commitment to providing personalized banking solutions. With a proud membership base of over 30,860 individuals, our focus has always been on enhancing the financial well-being of our community. As a member-focused credit union, we are dedicated to offering competitive rates and excellent services tailored to meet your unique needs. Our total assets stand at an impressive $466,440,794, backed by $51,735,235 in deposits and a robust net worth of $44,197,231. Whether you're looking for an auto loan, mortgage options, or personal banking services, we have something for everyone. Under the leadership of CEO Christopher Williams and Board President Frederick Overmann III, our experienced team of 85 employees is ready to assist you with friendly service and expert advice. We pride ourselves on being more than just a financial institution; we are your partners in achieving financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 10401 Woodman Rd, Glen Allen, VA 23060. We invite you to explore our range of services available through online and mobile banking at henricofcu.org. If you're interested in joining our community or need assistance with your banking needs, don't hesitate to reach out at 804-266-0290. Your journey towards financial success starts here!

Branch History & Mission

Welcome to Henrico, a credit union deeply rooted in the Glen Allen community since its establishment in 1967. Over the decades, we have grown alongside our members, building a rich legacy of trust and support. Located at 10401 Woodman Rd, Glen Allen, VA 23060, our branch has become a vital resource for families and businesses alike, offering a range of financial services tailored to meet diverse needs. From our humble beginnings, Henrico has evolved into a thriving institution with 30,860 members and total assets reaching an impressive $466,440,794. Our mission is clear: we strive to empower our community through accessible financial solutions while fostering an environment of support and collaboration. We believe in the power of people helping people, and we are committed to making a positive impact in Glen Allen and beyond. At Henrico, we provide a wide array of services including personal banking, auto loans, mortgage financing, business banking solutions, and more. Our commitment to innovation ensures that our members benefit from modern conveniences like online banking and mobile payments. Whether you prefer to connect with us digitally or visit our branch during our operating hours Monday, Tuesday, Thursday, and Friday from 7:30 AM to 1:00 PM and Wednesday from 10:00 AM to 1:00 PM we are here for you. We also recognize the importance of accessibility; hence we offer ATM services for your convenience. While we do not have drive-thru facilities or shared service centers at this location, we pride ourselves on providing personalized service that meets your needs directly. Our mission extends beyond just financial transactions. We actively engage with local initiatives and partnerships aimed at uplifting those around us. By participating in community outreach programs and supporting local events, we work towards creating a brighter future for everyone in Glen Allen. If you're looking for a credit union that prioritizes your well-being while providing comprehensive financial services, look no further than Henrico. Join us today to experience the benefits of membership and be part of a community where your success is our priority. For any inquiries or assistance, feel free to call us at 804-266-0290. We can't wait to welcome you!

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance before visiting, feel free to call us at 804-266-0290. We look forward to welcoming you at Henrico! Come see how we can make your banking experience better today!

Convenient Access and Features

At our Henrico branch, we prioritize your convenience. Parking is readily available, making it easy for you to stop by without any hassle. The branch is fully ADA compliant, ensuring that everyone can access our services comfortably. Whether you prefer coming inside or using our ATM, we have options for you! We offer ATM services right on-site for quick cash withdrawals or balance checks. For those who enjoy the ease of driving through, we currently do not have a drive-thru service. However, our lobby hours are designed to fit into your busy schedule. We're open Monday, Tuesday, Thursday, and Friday from 7:30 AM to 1:00 PM and Wednesday from 10:00 AM to 1:00 PM. Our dedicated staff is always ready to assist you during these hours.

Services Tailored for You

While visiting us at Henrico, you'll find a range of services tailored just for you. From checking and savings accounts to auto loans and personal loans, we are here to help with all your financial goals. If you're looking for business banking solutions or want to explore our credit card options with rewards, we've got you covered! While members can visit us at 10401 Woodman Rd, official correspondence should be sent to the same address since our mailing address is the same.

Member Eligibility

At Henrico, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Henrico County, you're likely eligible to join us. We also extend membership to immediate family members of existing members, making it easy for your loved ones to benefit from our services too. With us, you can enjoy a range of advantages like competitive loan rates, personalized service, and access to resources that truly make a difference in your financial journey. To learn more about the specific eligibility requirements and see if you qualify, we invite you to check out our detailed information at http://www.henricofcu.org/faq/membership. When you're ready to take the next step toward membership, opening an account is just a click away at https://digital.henricofcu.org/enroll. If you have any questions or need assistance, feel free to give us a call at (804) 266-0290. Join us at Henrico located at 10401 Woodman Rd Glen Allen Va 23060, where we're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine a local coffee shop looking to expand its seating area to accommodate more customers. With our commercial loan options, they can secure the funding needed to make their vision a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. Our outstanding commercial loan portfolio may currently be $0, but we are dedicated to partnering with local entrepreneurs like you as we grow together.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for businesses. Picture a bustling retail store where every transaction is smooth and efficient. Our services enable your business to accept various payment methods easily, ensuring a great experience for your customers. Located at 10401 Woodman Rd Glen Allen Va 23060 in Glen Allen, VA, we're here to help your business succeed. Whether you're just starting or looking to expand, reach out to us at (804) 266-0290 to learn more about how we can support your journey!

Comprehensive List Of Services

ATM Services

Need cash? Our ATM & Cash Withdrawal Services ensure easy access to your funds whenever you need them. Plus, with basic ATM access available for withdrawals and balance checks, managing your money has never been simpler. At Henrico, we understand that life can be busy. That's why we strive to offer all these services while prioritizing ease of access and member satisfaction. For more information about how we can help you achieve your financial goals or if you'd like assistance with any of our services, don't hesitate to reach out! Call us at 804-266-0290 or visit us online at Henrico FCU. We look forward to serving you!

Business Banking Solutions

For small business owners, we offer comprehensive Business Banking solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide tailored financial support to help your business thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why Henrico provides robust Online & Mobile Banking features that allow you to manage your finances from anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills without needing to visit a branch.

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking services have you covered. Imagine being able to manage your daily expenses effortlessly while saving for future dreams all in one place. At Henrico, we offer various accounts designed for everyday use and long-term savings. When it comes to financing your vehicle, our Auto Loans & Vehicle Financing options make purchasing or refinancing a breeze. With competitive rates and flexible terms, you can drive away in the car you've always wanted without breaking the bank. For those considering home ownership or looking to refinance, our Mortgage Loans & Refinancing services help make the process straightforward and stress-free. Our knowledgeable team is here to guide you every step of the way, ensuring that you find the perfect fit for your budget.

Personal Loans and Credit Cards

If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans & Debt Consolidation options are designed to provide quick access to cash with manageable repayment plans. Additionally, our Credit Cards with Rewards give you the chance to earn points on everyday purchases because who doesn't love getting rewarded for spending?

Digital & Online Banking

At Henrico, we understand that convenience and security are essential for our members. That's why we offer a robust suite of digital and online banking services designed to make managing your finances easier than ever. With our user-friendly platform, you can access your accounts anytime, anywhere, ensuring that you're always in control of your money. Our online banking services, available at https://henricofcu.org/, provide real-time access to your account information. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, with 24/7 online banking services, you're never left waiting your financial needs are always at your fingertips. For added convenience, we also offer person-to-person transfers. This feature allows you to send money to friends or family quickly and securely without the hassle of cash or checks. Whether it's splitting a bill or sending a gift, it's all done through our intuitive platform. Security is paramount at Henrico. We use electronic signature authorization for many of our transactions, making it easy for you to sign documents securely from the comfort of your home. Additionally, our mobile application enhances your banking experience by allowing you to manage your accounts right from your smartphone. With features like mobile payments, you can make purchases directly from your device no wallet needed! We also believe in keeping our members informed about their finances. That's why e-statements are readily available for those who prefer digital records over paper ones. This not only helps reduce clutter but also ensures that you have immediate access to important documents whenever you need them. Experience the future of banking with Henrico's digital and online services today! Your financial journey is just a click away visit us at https://henricofcu.org/ and take advantage of everything we have to offer.

Financial Strength

Committed Team

We also take pride in having 82 full-time employees and 3 part-time employees dedicated to serving you with knowledge and commitment. Our team is always ready to assist you in navigating your financial journey.

Growing Membership Base

With a total of 54,093 share accounts, we are proud to have a strong and growing member base that trusts us with their finances. This trust allows us to work together toward achieving your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Henrico is your trusted partner. Visit us at 10401 Woodman Rd Glen Allen Va 23060 or call (804) 266-0290 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $97,377,458 in share certificates, offering stable and rewarding financial growth opportunities. While we do have non-member deposits totaling $10,168,500, our focus remains on prioritizing our members. This commitment ensures that our resources benefit you directly through better loan rates, lower fees, and exclusive perks.

Robust Earnings and Lending Capacity

With $33,679,969 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $6,717 in used auto loans and an impressive $260,877,496 in total loans and leases. Our operational efficiency is reflected in our $1,066,958, which enables us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $44,197,231, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,918,945 in used vehicle loans and $31,564,731 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Credit Lines and Unsecured Loans

For those needing additional flexibility, our total credit lines amounting to $55,780,572 offer access to funds when you need them most. We also offer flexible terms on unsecured credit card loans, with a total of $9,602,681 in loans helping members manage their finances effectively. This can be an ideal solution for unexpected expenses or consolidating debt. If you're considering refinancing any of these products, our team can provide insights on eligibility and options available to you. You can visit us at our branch located at 10401 Woodman Rd Glen Allen Va 23060, Glen Allen, VA, or give us a call at (804) 266-0290 for more information. We're dedicated to supporting our community and making banking easier for everyone. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Henrico, we're committed to helping you take control of your financial future with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,235,739, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency is essential in helping borrowers make informed choices without hidden agendas. LendMesh ensures accurate loan comparisons through a straightforward sourcing strategy. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified institutions guarantees fair and transparent offers for users. The benefits of using LendMesh are clear. First, Verified Data means that all loan offers come from legitimate financial institutions, ensuring transparency at every step of the process. Second, No Sponsored Listings indicates that LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for users looking for the best options. Additionally, Real-Time Rate Comparisons allow users to access up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable tool in navigating the complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HENRICO FEDERAL CREDIT UNION - Glen Allen, VA

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