Henrico Credit Union Glen Allen VA | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Henrico, your trusted partner in financial wellness located at 4690 Pouncey Tract Rd, Glen Allen, VA 23059. Since our establishment in 1967, we have proudly served our community, growing to support over 30,860 members with a commitment to personalized service and exceptional value. Our total assets of $466,440,794 and robust net worth of $44,197,231 reflect our dedication to stability and member satisfaction. At Henrico, we offer a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we strive to provide solutions that empower you financially. We understand that each member's journey is unique, which is why our experienced team is here to guide you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address for convenience. Our friendly staff led by CEO Christopher Williams and Board President Frederick Overmann III is dedicated to creating a welcoming environment where your financial goals are prioritized. With total loans reaching 15,841, and deposits exceeding $51,735,235, we pride ourselves on being a reliable institution that prioritizes your growth. Whether you're looking for competitive loan rates or engaging community events, Henrico is here for you. Reach out to us at 804-266-0193 or visit our website at henricofcu.org for more information. We invite you to experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Henrico in Glen Allen, VA! Since opening our doors in 1967, we have been dedicated to fostering financial wellness and community support. With a total membership of over 30,860 and assets reaching $466,440,794, we have grown into a trusted financial partner for many families and individuals in our area. Located at 4690 Pouncey Tract Rd Glen Allen Va 23059, just a stone's throw from the vibrant Short Pump Town Center, our branch is easily accessible for all your banking needs. Whether you are visiting us for personal banking or exploring loan options, we strive to create an inviting atmosphere where everyone feels welcome. At the heart of our mission is a commitment to providing exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to affordable banking solutions, which is why we offer a range of services tailored to meet the unique needs of our members. From checking and savings accounts to auto loans and credit cards with rewards, our goal is to empower you financially. We also recognize the importance of accessibility in today's world. That's why we've invested in digital advancements like online banking, mobile payments, and e-statements, ensuring you can manage your finances conveniently from anywhere. Additionally, our branch is ADA compliant, making it easier for everyone to access our services. Our journey has not just been about growth; it has also been about building strong relationships within the community. We actively engage in local outreach efforts and partner with organizations that share our vision of enhancing the quality of life for residents in Glen Allen and beyond. While members can visit us at 4690 Pouncey Tract Rd Glen Allen Va 23059, official correspondence should be sent to 4690 Pouncey Tract Rd, Glen Allen, VA 23059 if different. You can reach us anytime at (804) 266-0193 during our operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to noon. We invite you to join us at Henrico. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Henrico, we prioritize accessibility. Our branch is ADA compliant, ensuring that everyone can visit us comfortably. Ample parking is available right outside our doors, so you can hop in and out with ease. Plus, if you're looking to conduct transactions quickly, we offer a drive-thru service for your convenience.

Call-to-Action

We invite you to come by Henrico's Short Pump branch today! Experience our welcoming atmosphere and dedicated service firsthand. Whether you're looking for simple transactions or more complex financial services, we're here to help you every step of the way!

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. You can visit us from Monday through Friday between 10 AM and 6 PM, and on Saturdays from 9 AM to noon. Whether you need help with a quick deposit or want to discuss your financial options, our friendly staff is ready to assist you during these hours.

Services Offered

At the Short Pump branch, we offer a range of services tailored to meet your financial needs. From personal banking including checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're on the go, take advantage of our ATM availability for cash withdrawals or balance checks anytime. While members can visit us at our physical location at 4690 Pouncey Tract Rd, official correspondence should be sent to the same address for convenience. If you have any questions or need assistance before visiting, feel free to give us a call at 804-266-0193.

Member Eligibility

At Henrico, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and inclusive! If you live, work, worship, or attend school in Henrico County, you're already eligible to enjoy all the benefits we offer. Our members enjoy personalized financial services tailored to their needs, as well as access to competitive rates on loans and savings accounts. To get started, just visit us at our branch located at 4690 Pouncey Tract Rd Glen Allen Va 23059 or give us a call at (804) 266-0193. You can also find more detailed information about eligibility by checking out our resource page at http://www.henricofcu.org/faq/membership. When you're ready to open an account, simply follow the easy steps outlined here: https://digital.henricofcu.org/enroll. We can't wait to welcome you into the Henrico family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline your payment processes. Picture this: as a local retailer, you can easily accept payments from customers via credit cards or mobile wallets without hassle. This convenience not only enhances customer satisfaction but also improves cash flow for your business. If you're located in or around Glen Allen, VA, stop by our branch at 4690 Pouncey Tract Rd Glen Allen Va 23059 or give us a call at (804) 266-0193. Let's talk about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment that can boost productivity or fund a marketing campaign that attracts more customers. These are real possibilities when you partner with us for your financing needs.

Comprehensive List Of Services

Additional Services

At Henrico, we also provide basic drive-thru banking for deposits and withdrawals as well as shared branch transactions for our partner credit union members. Our ATMs allow for quick withdrawals and balance checks so you can manage your money without hassle. We invite you to visit us or give us a call at 804-266-0193 if you have any questions about our services or how we can assist you further. Explore more about what we offer at henricofcu.org and see how we can help enhance your financial wellbeing today!

Business Banking Solutions

For our members who run businesses, we provide specialized banking services including merchant services and business loans. We know that running a business comes with its own set of challenges, and we're here to help simplify those financial aspects.

Credit Card Options

Our credit cards come with rewards that allow you to earn points on your everyday purchases. This means that not only are you building your credit score, but you're also earning benefits along the way!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily access your accounts from anywhere, pay bills, transfer funds, and even deposit checks using your smartphone. Plus, our ATM services ensure that you have easy access to cash whenever you need it.

Personal Banking Services

We understand that managing your money can be challenging, which is why we offer comprehensive personal banking services. Our checking and savings accounts make it easy to manage your day-to-day finances while helping you save for the future. Need a new car? Our auto loans and vehicle financing options provide competitive rates that can fit any budget. Thinking about buying a home? We offer mortgage loans and refinancing options tailored to help you secure your dream property with ease. Plus, if you find yourself needing extra funds for a project or consolidating debt, our personal loans are designed to give you the support you need.

Digital & Online Banking

Key Features of Our Digital Banking Services

We prioritize security and user-friendliness in all our services. For instance, our electronic signature authorization means you can sign documents quickly and securely without the hassle of printing or mailing. Plus, with e-statements available, you can keep track of your account activity in a more environmentally friendly way. Need to send money to friends or family? Our person-to-person transfer feature lets you do just that with a few taps on your phone. Whether it's splitting a dinner bill or sending a gift, transferring funds has never been easier. Accessibility is at the heart of what we do at Henrico. We believe that managing your finances should fit seamlessly into your life. Whether you're at home or out and about, our online banking services provide real-time account management so you always know where you stand financially. With all these features and more available at your fingertips, banking with Henrico has never been easier or more secure!

Financial Strength

A Committed Team

We also take pride in having 82 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 54,093, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Henrico is your trusted partner. Visit us at 4690 Pouncey Tract Rd Glen Allen Va 23059 or call (804) 266-0193 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Managed

Members' savings are secured through $97,377,458 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,168,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $33,679,969 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us offer more opportunities for growth while keeping your investments safe.

Solid Financial Health

With a net worth of $44,197,231, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our ability to lend is robust; with $6,717 in used auto loans and $260,877,496 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $1,066,958 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,918,945 in used vehicle loans and $31,564,731 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team can guide you through the process and help you secure the best terms possible.

Credit Lines and Unsecured Loans

If you're looking for flexibility, we also offer credit lines totaling $55,780,572 that can help you manage larger purchases or unexpected expenses. Additionally, our unsecured credit card loans amounting to $9,602,681 give members easy access to funds without the need for collateral. We provide competitive interest rates and manageable repayment terms designed with your financial health in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,235,739, make buying or refinancing simple. We provide personalized assistance to help you navigate your mortgage options and find a solution that fits your budget.

Refinancing Options

If you are considering refinancing any existing loans, our knowledgeable staff is here to discuss eligibility options and help you take advantage of better rates and terms available today. We want to ensure you're getting the most out of your borrowing experience. Whether you're at the beginning stages of exploring loan options or ready to apply, our dedicated team at Henrico, located at 4690 Pouncey Tract Rd Glen Allen Va 23059, Glen Allen, VA VA, is here to assist you every step of the way. For more information or personalized support, feel free to contact us at (804) 266-0193 during our operating hours: Monday-Friday from 10 AM to 6 PM and Saturday from 9 AM to Noon. For more details on all our services and loan offerings, visit us online at https://henricofcu.org/. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

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HENRICO FEDERAL CREDIT UNION - Glen Allen, VA

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