Hempfield Area Credit Union Greensburg PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hempfield Area Federal Credit Union, where your financial well-being is our top priority! Located at 151 Bus Garage Rd, Greensburg, PA 15601, we have proudly served our community since 1959. With a commitment to fostering strong relationships and providing personalized service, we currently support over 515 members with total assets exceeding $5.5 million. At Hempfield Area FCU, we understand that each member's financial journey is unique. That's why we offer a range of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our dedicated team of 2 employees, led by CEO Nadeen Bartlett and Board President Cheryl Bengel, is here to ensure you receive the attention and expertise you deserve. While members can visit us at our branch location, official correspondence should be sent to the same address: 151 Bus Garage Rd, Greensburg, PA 15601-6433. We take pride in being part of this vibrant community in Westmoreland County and strive to make a positive impact on the lives of our members. With total deposits of $551,561 and a net worth of $1,075,036, we are financially strong and ready to help you achieve your goals. Whether you're looking to finance a new vehicle or save for the future, Hempfield Area FCU is here every step of the way. Feel free to reach out to us at 724-837-4228 during our lobby hours on Tuesdays and Thursdays from 12:30 PM to 5:30 PM. We invite you to explore how we can assist you in your financial endeavors visit us today or check out our website at hempfieldareafcu.com. Your journey towards financial empowerment starts here!

Branch History & Mission

Commitment to Service

We understand that convenience matters. That's why we offer lobby hours every Tuesday and Thursday from 12:30 PM to 5:30 PM. Although we currently do not have ATM availability or drive-thru banking services at this branch, our friendly staff is always ready to assist you during our operating hours.

Join Us

Becoming a part of Hempfield Area means more than just opening an account; it means joining a family that cares about your financial journey. Experience firsthand the benefits of membership with us and how we can help you achieve your dreams. We invite you to reach out at 724-837-4228 or visit our website at hempfieldareafcu.com for more information. Join us today and discover how Hempfield Area Federal Credit Union can make a difference in your life!

Our Evolution

From humble beginnings, Hempfield Area has steadily evolved over the years. As the needs of our members changed, so did our offerings. Today, we proudly manage total assets of $5,553,414, allowing us to provide a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our journey reflects not only growth in numbers but also an unwavering dedication to our members' financial success.

Our Mission

At Hempfield Area Federal Credit Union, our mission is clear: to deliver exceptional financial services while supporting and uplifting our community. We believe that everyone deserves access to reliable financial resources and guidance. This mission drives us to create meaningful partnerships within Greensburg and beyond. Whether it's through community outreach programs or local events, we strive to make a positive impact on the lives of those around us. While members can visit us at 151 Bus Garage Rd, official correspondence should be sent to 151 Bus Garage Rd, Greensburg, PA 15601-6433 if necessary.

Branch Location & Accessibility

Welcome to Hempfield Area Federal Credit Union! Conveniently located at 151 Bus Garage Rd in Greensburg, PA, our branch is easy to find and access. Whether you're a long-time member or new to our credit union, we are here to serve you with open arms. While our main address is 151 Bus Garage Rd, official correspondence can be sent to the same address as well. Nestled in Westmoreland County, we're just a stone's throw away from local landmarks like the Greensburg Salem School District and near the busy intersection of Route 30. This prime location makes it simple for you to stop by whenever you need financial assistance. We understand that accessibility is key for our members. Our branch is designed with features that accommodate everyone, including ADA-compliant entrances and ample parking space. While we currently do not offer ATM services or drive-thru banking, our friendly staff is ready to assist you directly inside the branch during our operating hours. We invite you to visit us on Tuesdays and Thursdays from 12:30 PM to 5:30 PM. Our team is dedicated to helping you navigate personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. If you have any questions or need assistance before your visit, feel free to give us a call at 724-837-4228. We can't wait to welcome you into the Hempfield Area family!

Member Eligibility

At Hempfield Area, we believe that joining our credit union is like becoming part of a close-knit family where everyone supports one another. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the Westmoreland County area, you're likely eligible to join us. We want to make sure that everyone has access to our range of financial services tailored just for you. Plus, membership at Hempfield Area means you gain access to competitive rates on loans, personalized service, and the opportunity to participate in your community's financial well-being. To learn more about the specific eligibility criteria and see if you qualify, please check out our resource at . Once you're ready to take the next step, opening an account with us is easy! Feel free to give us a call at (724) 837-4228, or visit us at our branch located at 151 Bus Garage Rd Greensburg Pa 15601 during our hours on Tuesday and Thursday from 12:30 PM to 5:30 PM. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our goal is to foster a vibrant local economy by providing flexible financing solutions when the time comes. We are dedicated to ensuring that businesses like yours can thrive.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're running a small boutique or a bustling café, our services make it easy for customers to pay how they want whether it's through credit cards, mobile payments, or other options. This means more sales and happier customers. Located at 151 Bus Garage Rd, Greensburg, PA 15601, Hempfield Area is here to partner with you on your journey to success. Our experienced team is ready to discuss how we can meet your business needs today!

Comprehensive List Of Services

Business Banking Support

For our entrepreneur members, business banking services are essential. From merchant services that facilitate easy payment processing to business loans that help fund growth, we're here to support your business journey every step of the way.

Credit Cards That Reward You

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also earn you points or cash back on everyday purchases. Imagine using your credit card for groceries or gas and getting rewarded for it it's just one more way we strive to enhance your financial experience.

Digital Banking Convenience

In today's world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the comfort of your home or on the go it's banking made simple. We invite you to explore these services at Hempfield Area Federal Credit Union! If you have any questions or would like assistance in setting up an account, please don't hesitate to contact us at (724) 837-4228 during our lobby hours on Tuesday and Thursday from 12:30 PM to 5:30 PM. Take control of your financial future today with Hempfield Area where member satisfaction is our top priority!

Home Sweet Home

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance your existing mortgage for better terms, our knowledgeable team can guide you through every step of the process. With us, you can find the right loan solution that fits your budget and lifestyle. For those unexpected expenses or projects around the house, our personal loans and debt consolidation services can help ease financial burdens. Whether it's consolidating debt or funding a home renovation, we provide personalized solutions that cater to your specific situation.

Personal Banking Made Simple

Starting with personal banking, we offer checking and savings accounts designed to fit various lifestyles. Imagine opening a checking account that not only helps you manage your daily expenses but also offers features like online banking for easy access on the go. Our savings accounts allow you to grow your money while enjoying competitive interest rates. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are here for you. We understand that buying a car is a significant investment. That's why we provide flexible terms and competitive rates to make the process as smooth as possible. Picture yourself cruising in your dream car without breaking the bank!

Digital & Online Banking

Key Features

While we don't currently have mobile applications or mobile payment options available, our commitment to security remains strong. You can rest assured that your information is protected as you navigate our online services. We prioritize your safety with every transaction. Although electronic signature authorization and e-statements aren't part of our offerings just yet, we encourage you to stay updated for future enhancements. Our focus is on making banking simpler for you, which includes looking into features like person-to-person transfers in the future. At Hempfield Area, we're dedicated to improving your banking experience. We believe in making it easier for you to manage your money whenever and wherever you need it. Thank you for choosing us as your trusted financial partner!

Financial Strength

Committed to Growth

With $1,065,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $17 in used auto loans and $1,113,087 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $9,395, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $1,090,096 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,075,036, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares available for lending and investments amount to $0, while the total number of share accounts stands at 616, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hempfield Area is your trusted partner. Visit us at 151 Bus Garage Rd Greensburg Pa 15601 or call (724) 837-4228 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $223,017 in used vehicle loans and $571,638 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can drive away with a financing option that fits your budget.

Credit Lines

Our total credit lines amount to $200,000, allowing you access to funds when you need them most. This option can be particularly useful for managing everyday expenses or larger purchases without the stress of high-interest rates. We encourage you to explore our refinancing and eligibility options if you're considering any of these products. Our knowledgeable team at Hempfield Area is ready to assist you through the application process and answer any questions you might have. For more information or to discuss your borrowing needs, please contact us at 724-837-4228. You can visit us at our branch located at 151 Bus Garage Rd, Greensburg, PA 15601 during our lobby hours on Tuesday and Thursday from 12:30 PM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your path to better financial health starts here with Hempfield Area!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team is here to guide you through other financing possibilities that may suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although there are currently no outstanding amounts in this category. If you're interested in managing your finances effectively with our credit products when they become available, don't hesitate to reach out.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them to make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the information presented to them as fair and transparent offers.

HEMPFIELD AREA FEDERAL CREDIT UNION - Greensburg, PA