Hemingford Community Credit Union NE | Best Auto Loans & Personal Banking

Introduction

Welcome to Hemingford Community, your trusted partner in financial wellness, located at 801 Box Butte Ave, Hemingford, NE 69348. Since our establishment in 1951, we have dedicated ourselves to serving our members and the community with integrity and care. With a robust membership of over 1,000 individuals and total assets amounting to $8,787,291, we're proud to be a cornerstone of financial support for families and businesses alike. At Hemingford Community, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our commitment extends beyond just numbers; we focus on building lasting relationships within the community. Led by our CEO, Tiffany McGowan, and Board President, Troy Sorensen, our small yet dedicated team of 3 employees works tirelessly to ensure that you receive personalized service every time you visit us or reach out via phone at 308-487-5578. While members can visit us at our branch location, official correspondence should be sent to P.O. BOX 991, HEMINGFORD, NE 69348-0991. With total loans reaching 368 and deposits totaling $938,817, we maintain a strong net worth of $961,368 and cash in hand of $188,082, ensuring that we are always ready to support your financial goals. Whether you're looking for assistance with debt consolidation or need guidance on business loans, we're here for you every step of the way. Explore more about how we can help you thrive financially by visiting our website at hemingfordcreditunion.com. Join us as we continue to foster growth and prosperity in Hemingford your success is our mission!

Branch History & Mission

Community Engagement

We are proud to partner with local organizations and participate in various outreach efforts that strengthen the bonds within our community. Our focus on community means that every decision we make is guided by how it impacts those we serve. We strive to create a welcoming environment where everyone feels valued.

Digital Advancements

As part of our commitment to improving member experience, we have embraced technology by offering online banking services and mobile payments for convenience on-the-go. Members can access their accounts anytime through our user-friendly digital platforms. In closing, we invite you to join us at Hemingford Community! Experience firsthand how we blend exceptional service with a strong sense of community. Whether you're looking for personal banking solutions or need assistance with business finances, our doors are always open for you. Call us today at 308-487-5578 or visit our website at hemingfordcreditunion.com to learn more about what we can do for you!

Our Journey

From our humble beginnings, Hemingford Community has always been about more than just banking. We have witnessed significant milestones that reflect our commitment to serving the needs of our members and the surrounding community. With total assets reaching an impressive $8,787,291, we have consistently focused on providing personal and business banking solutions tailored to individual needs. Our evolution has been driven by a desire to foster financial wellness and support local growth.

Our Mission

At Hemingford Community, our mission is simple yet powerful: to empower our members with reliable financial services while nurturing the spirit of community support. We offer a range of products including checking and savings accounts, auto loans, mortgages, and personal loans. Our dedicated team is here to help members navigate their financial journeys with confidence. While members can visit us at 801 Box Butte Ave, official correspondence should be sent to P.O. BOX 991, HEMINGFORD, NE 69348-0991. We believe in making banking accessible for everyone, which is why we are committed to providing ADA-compliant facilities and customer-centric initiatives.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to call us at 308-487-5578. We're always happy to chat about how we can support your financial journey. So why wait? Come visit Hemingford Community today and discover how we can help meet your banking needs!

Operating Hours

We are here for you during the week! Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM. Whether you need to open an account or discuss a loan option, our friendly staff is ready to assist you within those hours.

Parking and Accessibility

At Hemingford Community, we prioritize your convenience. We offer ample parking right outside our branch so you can easily access our services. Our facility is ADA compliant, featuring ramps and accessible entrances for all members of the community.

Services Offered

While visiting us, take advantage of a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking services tailored for local entrepreneurs looking to grow their ventures. Although we do not have ATM services or drive-thru banking at this location, our team is always available to help with any transactions you may need.

Member Eligibility

At Hemingford Community, we believe that everyone deserves a place to grow their financial future. Becoming a member is not just about opening an account; it's about joining a caring community that looks out for one another. To be eligible for membership at our branch, you typically need to live, work, or attend school in Box Butte County or have a family member who is already a member. We welcome individuals from all walks of life, and we're here to support your financial journey with personalized service and competitive products. Joining us is simple! Just visit our branch located at 801 Box Butte Ave, Hemingford, NE 69348, or give us a call at 308-487-5578 to learn more about the membership process. If you want to dive deeper into the specific eligibility criteria, feel free to check out our detailed guidelines. We look forward to having you as part of our community and helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $420,698, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services allow you to process transactions quickly and efficiently, giving your customers the flexibility they want. Whether you're a retail shop or a service provider in Hemingford, NE, we provide the tools you need to thrive. Explore how our business banking services can propel your company forward today! Visit us at 801 Box Butte Ave, Hemingford, NE 69348, or give us a call at 308-487-5578 for more information.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have an ATM at our branch, rest assured that cash withdrawal services are readily available through various partner networks nearby. Whether you're looking for personal banking options or business solutions, Hemingford Community is committed to helping you achieve your financial goals. For more information on any of our services or assistance with account setup, please reach out at 308-487-5578 or visit us online at hemingfordcreditunion.com. We look forward to serving you!

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance an existing loan, our auto loans and vehicle financing solutions can help you drive away with confidence. We understand that purchasing a vehicle is a significant decision. That's why we offer competitive rates and flexible terms to suit your budget.

Business Banking

For local entrepreneurs, we offer specialized business banking services, including merchant services and business loans. Your passion fuels our community's growth, and we're here to provide the financial tools necessary for success.

Credit Cards with Rewards

Maximize your spending power with our credit cards that come with rewards! Earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back. It's not just about spending; it's about getting rewarded for it.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans provide you with the support needed to make informed decisions about homeownership. Picture yourself settling into a cozy new house our team is ready to assist you in making that dream come true.

Online & Mobile Banking

In today's busy world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, accessing your finances has never been easier.

Personal Banking

For your everyday banking needs, we offer checking and savings accounts that are designed to help you manage your finances with ease. Whether you're saving for a special occasion or managing daily expenses, our personal banking options are here for you. Imagine depositing your paycheck and watching your savings grow effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans and debt consolidation services, you can tackle those costs head-on. Whether it's funding a family vacation or consolidating high-interest debt, we're here to offer personalized solutions that fit your unique situation.

Digital & Online Banking

Key Features

Our online banking platform offers a variety of features tailored to meet your needs. Enjoy the flexibility of e-statements, allowing you to receive your bank statements electronically instead of through the mail. This not only helps save trees but also gives you quick access to your financial information. If you're on the go, our mobile application makes banking even more convenient. You can manage your accounts directly from your smartphone, making it easy to keep track of your finances wherever life takes you. Plus, with our mobile payments feature, making purchases has never been easier just tap and go! Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that without any hassle. Simply link your account and send money instantly.

Security and Accessibility

We take security seriously at Hemingford Community. While we currently do not offer electronic signature authorization, our platform is designed with safety in mind, ensuring that your personal information is protected. Navigating our online services is user-friendly, so whether you're tech-savvy or just getting started with digital banking, you'll find everything straightforward and accessible. Join us at Hemingford Community where managing your money is simple and secure!

Financial Strength

At Hemingford Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to provide reliable services and support to our community. With a net worth of $961,368, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,051,272 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $895,493 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $5,508,483 in total loans and leases supporting members' financial goals across various sectors. Although our net income is $0, this reflects our commitment to investing back into the credit union for future growth rather than focusing solely on profit margins. We also take pride in having 3 full-time employees ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hemingford Community is your trusted partner. Visit us at 801 Box Butte Ave Hemingford Ne 69348 or call 308-487-5578 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,800,932 in used vehicle loans and $542,681 in new vehicle loans already helping members get on the road. We provide flexible financing options that cater to both new and used vehicles. Let us assist you in finding the right auto loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $420,698 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, our team can help tailor financing solutions for your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,260, make buying or refinancing simple. We understand that purchasing a home is a significant milestone, and our team is here to guide you through the process smoothly.

Refinancing Options

If you're considering refinancing existing loans or need eligibility information for any of our products, we encourage you to reach out to us directly. Our knowledgeable staff can provide insights into how refinancing might benefit you and potentially save you money. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Hemingford Community, we're dedicated to helping our members navigate their financial journeys with confidence and ease. Don't hesitate to contact us today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently we have no outstanding amounts in this category. However, when available, these credit cards can help you manage day-to-day expenses while earning rewards.

Loan Aggregator

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HEMINGFORD COMMUNITY FEDERAL CREDIT UNION - Hemingford, NE

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