HELCO FEDERAL CREDIT UNION

Welcome to Helco, your trusted financial partner right here in Hilo, HI! Established in 1938, we have been committed to serving our community for over 85 years. Our branch, located at 1437 Kilauea Ave Ste 105, is dedicated to providing personalized banking services that cater to your unique needs. With a total membership of 1,380 and assets amounting to an impressive $42,978,500, we pride ourselves on building strong relationships with our members. At Helco, we understand the importance of financial stability. Our total deposits stand at $2,756,425, ensuring that your money is safe and accessible when you need it. We also offer a variety of loans, totaling 691 loans and leases, designed to help you achieve your dreams whether that's buying a new car or financing a home. Our leadership team is devoted to fostering a supportive environment for all members. Under the guidance of CEO Barbara Shozuya and Board President Michele Pabingwit, we strive to provide excellent service while maintaining a net worth of $8,673,919. Our knowledgeable staff is here to assist you during our lobby hours from Monday to Friday, 8:00 AM to 4:00 PM. While members can visit us at our branch address, official correspondence should be sent to the same address: 1437 Kilauea Ave Ste 105, Hilo, HI 96720. Whether you're looking for checking and savings accounts or personal loans and credit cards with rewards, we've got you covered! Join us today at Helco by visiting our website at helcofcu.org or give us a call at 808-238-3500. Let's work together toward your financial success!

At Helco, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us is easy! If you live, work, or attend school in the Hilo area, you're already eligible to become a member. We welcome individuals from all walks of life to take advantage of our range of services designed just for you. Being a member at Helco means you gain access to personalized banking solutions, friendly service, and competitive rates that make your financial journey smoother. To learn more about the specific eligibility criteria and how you can start your membership with us, feel free to visit our website at https://www.helcofcu.org/ . If you're ready to open an account or have any questions, don't hesitate to reach out to us at 808-238-3500. We're here to help you every step of the way!

At Helco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your peace of mind is essential, which is why we focus on maintaining a strong financial foundation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $8,673,919, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,765,778 in share certificates and $12,372,209 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,214,788 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $38 in used auto loans and $20,614,980 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 3,342, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Helco is your trusted partner. Visit us at 1437 Kilauea Ave Ste 105 Hilo Hi 96720 or call (808) 238-3500 to learn more about how we can help you achieve your financial goals.