Heights Auto Workers CU Burnham IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Heights Auto Workers, where our commitment to serving you and the community shines bright! Located at 13912 S Torrence Ave, Burnham, IL 60633, we have been your trusted financial partner since 1961. With a strong membership base of 5,643 individuals, we pride ourselves on providing personalized service tailored to your unique financial needs. At Heights Auto Workers, we understand that financial decisions can shape your future. That's why we're dedicated to offering a range of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. With total assets amounting to an impressive $29,106,588 and total deposits reaching $713,452, you can trust that your finances are in capable hands. Our leadership team is here for you: Vicki Kaiser, our CEO, alongside Terrie Dust, the Board President, work diligently to ensure that every member feels valued and supported. Whether you're seeking assistance with personal banking or exploring business loan options, our knowledgeable staff of 7 employees is ready to help. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 13912 S Torrence Ave, Burnham, IL 60633-2127. We invite you to explore our website at hawcu.com for more information about our services or give us a call at (708) 891-6990. Join us on this journey towards financial wellness your future starts here!

Branch History & Mission

Welcome to Heights Auto Workers in Burnham, Illinois! Since our establishment in 1961, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. Our branch is conveniently located at 13912 S Torrence Ave, Burnham, IL 60633, a place where neighbors come together to support one another. Over the years, Heights Auto Workers has evolved significantly. From humble beginnings, we have grown into a trusted financial institution with over 5,643 members and total assets amounting to $29,106,588. This growth reflects our dedication not only to our members but also to the community we serve. We take pride in offering a range of services that include personal banking, auto loans, mortgage refinancing, and credit cards with rewards. Our mission is simple yet impactful: to empower individuals and families by providing accessible financial solutions while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. This mission drives us to create programs that support local initiatives and partnerships aimed at improving the lives of those around us. At Heights Auto Workers, we understand the importance of convenience in today's fast-paced world. While we currently do not offer ATM or drive-thru services, we provide robust online and mobile banking options so you can manage your finances anytime, anywhere. Our operating hours are designed for your ease: we are open Monday, Thursday, and Friday from 8:00 AM to 6:00 PM, and on Tuesday from 8:00 AM to 4:00 PM (we are closed on Wednesdays). In addition to our comprehensive banking services, we strive for inclusivity by ensuring ADA compliance across our facilities. Your experience matters to us; that's why we actively seek feedback from our members and continually improve our services based on their needs. As part of our ongoing commitment to community outreach, Heights Auto Workers engages in various initiatives aimed at supporting local charities and events. We believe that by working together with our members and the community at large, we can create lasting change. We invite you to join us at Heights Auto Workers and experience firsthand how we're dedicated to helping you achieve your financial dreams while strengthening our community ties. For any inquiries or assistance, feel free to reach out at (708) 891-6990 or visit us online at hawcu.com. Let's build a brighter future together!

Branch Location & Accessibility

Welcome to Heights Auto Workers, your friendly neighborhood credit union located at 13912 S Torrence Ave in Burnham, IL. Our branch is easy to find and conveniently situated near local landmarks, making it a breeze for you to stop by. Whether you're coming from the nearby shopping centers or just passing through the area, we're here to serve you. At Heights Auto Workers, we understand the importance of accessibility. Our location is designed with your comfort in mind, featuring ADA-compliant entrances and ample parking to ensure everyone can visit us with ease. While our branch may not have an ATM or drive-thru service, our dedicated team is always ready to assist you inside during our welcoming hours. You can visit us Monday, Thursday, and Friday from 8:00 AM to 6:00 PM and on Tuesday from 8:00 AM to 4:00 PM. Please note that we are closed on Wednesdays. If you need to send official correspondence, please direct it to our mailing address at 13912 S Torrence Ave, Burnham, IL 60633-2127. For any questions or assistance, don't hesitate to give us a call at 708-891-6990. We invite you to explore our range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and much more! Our friendly staff looks forward to helping you achieve your financial goals. Come visit Heights Auto Workers today!

Member Eligibility

Becoming a member of Heights Auto Workers is like joining a family that truly cares about your financial well-being. If you're interested, you'll find that eligibility is open to those who live, work, or worship in the community surrounding Burnham, IL. This means if you're part of our neighborhood, we'd love to welcome you! Plus, membership brings fantastic benefits such as access to personalized banking services and competitive loan rates that can help you achieve your financial goals. To get started, simply check out the details on our membership criteria at http://www.hawcu.com/about/membership . If everything looks good, opening an account is a breeze just visit us online at https://bsdc.onlinecu.com/hawcu/#/sign-up or give us a call at (708) 891-6990 for any questions. We're excited to have you join our community at Heights Auto Workers, located at 13912 S Torrence Ave Burnham Il 60633!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments quickly and easily, allowing you to focus on what matters most growing your business. Our merchant services are designed to streamline payment processing, making it simple for you to accept payments from your customers. This means faster transactions and happier customers, giving you a competitive edge in today's fast-paced market. Located at 13912 S Torrence Ave Burnham Il 60633 in Burnham, IL, we're here to help local businesses thrive. Reach out to us at (708) 891-6990 for more information about how our business banking and commercial services can support your goals.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand the unique challenges you face. That's why we offer tailored Business Banking services, including merchant services and business loans to help your enterprise thrive.

Embracing Technology

In today's fast-paced world, convenience is key. At Heights Auto Workers, we prioritize ease of access through our robust Online & Mobile Banking platforms. Whether you want to check your balance from home or make payments on the go, our digital banking features are designed with your busy lifestyle in mind. You can also utilize our ATM and cash withdrawal services whenever needed.

Financial Flexibility

Sometimes life throws unexpected expenses your way. That's why we also provide Personal Loans & Debt Consolidation services, helping you manage those costs effectively. Plus, our Credit Cards with Rewards offer fantastic perks for everyday purchases because who doesn't love earning rewards while spending?

Join Us Today!

We invite you to experience the friendly service and comprehensive financial offerings at Heights Auto Workers. For more information or to open an account, feel free to reach out at (708) 891-6990 or visit us online at https://www.hawcu.com . Together, let's build a brighter financial future!

Personal Banking Solutions

Managing your finances has never been easier. We offer various Personal Banking options, including checking and savings accounts that fit your lifestyle. Need a car? Our Auto Loans & Vehicle Financing programs provide competitive rates, making it simple to get behind the wheel of your dream car. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options designed to suit different budgets and goals.

Digital & Online Banking

At Heights Auto Workers, we understand that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With 24/7 access to your accounts, you can bank on your schedule, from the comfort of your home or on the go. Explore our online banking services at https://www.hawcu.com , where you'll find everything you need to take charge of your financial life. Whether you're checking your balance, paying bills, or transferring money, our user-friendly platform makes it simple. You can enjoy features like e-statements, which allow you to receive your account statements electronically. This not only keeps your information secure but also helps reduce paper clutter. For those who prefer mobile banking, we've got you covered with a dedicated mobile application. With this app, you can make mobile payments easily and even conduct person-to-person transfers with just a few taps on your phone. Our mobile payments feature ensures that sending money to friends and family is quick and hassle-free. While we currently do not support electronic signature authorization, our commitment to providing safe and reliable banking remains strong. Your security is our priority as we continuously enhance our systems to protect your personal information. With the ability to manage your accounts in real-time through online banking, you'll always be in control of your finances. From monitoring transactions to setting up automatic bill payments, all it takes is a few clicks or taps. Discover how easy banking can be with Heights Auto Workers by visiting us today!

Financial Strength

Commitment to Innovation

With $6,082,531 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in $89,615 in used auto loans and $11,419,158 in total loans and leases supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 6,579, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, further highlighting our dedication to member support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heights Auto Workers is your trusted partner. Visit us at 13912 S Torrence Ave Burnham Il 60633 or call (708) 891-6990 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $516,982 in share certificates and $6,526,177 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $-25,617, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $6,075,915, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,834,221 in used vehicle loans and $3,510,540 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options are designed to fit your budget.

Credit Lines

For those who prefer flexibility in their borrowing options, our total credit lines amount to $1,610,000. This is an excellent choice if you need access to funds without the commitment of a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can guide you through other financing solutions that may suit your needs.

Refinancing Options

If you're considering refinancing any existing loans or looking for eligibility options to adjust your current financial plan, we're here to help. Our team can assist you in exploring the best refinancing options that could potentially lower your monthly payments or improve your loan terms. Feel free to reach out to us at 708-891-6990 or visit our branch located at 13912 S Torrence Ave, Burnham IL 60633 for personalized assistance with any of our loan offerings. We're committed to helping you navigate through your financial decisions with confidence. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,280,746 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without the burden of secured collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. Every loan comparison you encounter is rooted in verified data, giving you peace of mind as you explore your options.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring you receive accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps you stay informed and confident in your choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the genuine value users gain when utilizing this tool. If you're ready to find the best loan rates tailored to your needs, compare real-time offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HEIGHTS AUTO WORKERS CREDIT UNION - Burnham, IL

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