Heartland Credit Union Verona WI | Best Auto Loans & Checking Accounts

Introduction

Welcome to Heartland, your trusted financial partner located at 105 Enterprise Dr, Verona, WI 53593. Since our establishment in 1936, we have proudly served our community, growing to a vibrant membership of 34,210 individuals who rely on us for their banking needs. At Heartland, we understand that every member's financial journey is unique, and we strive to provide personalized services that meet those needs. With total assets of $606,940,994 and deposits reaching $19,067,005, Heartland stands strong in its commitment to ensuring financial security and growth for all our members. Our dedicated team of 130 employees, led by CEO Angela Hanson and Board President Rhonda Hollfelder, works tirelessly to provide you with exceptional service and support. We offer a wide range of financial products including personal banking services, auto loans, mortgages, business loans, and more. With total loans amounting to 16,565 and a solid net worth of $67,720,889, you can trust that your money is in safe hands. Additionally, our cash reserves are robust at $4,512,080, allowing us to meet the needs of our members promptly. While members can visit us at our branch location in Verona for all their banking needs, official correspondence should be sent to the same address: 105 Enterprise Dr, Verona, WI 53593-9122. At Heartland, we're not just about numbers; we're about making a difference in the lives of our members and the community. We believe in building lasting relationships rooted in trust and transparency. Whether you're looking to secure a loan or open an account, we're here to guide you every step of the way. Ready to take the next step? Don't hesitate to reach out! Give us a call at 800-362-3944 or visit us online at heartlandcu.org today. Your financial future starts here!

Branch History & Mission

Commitment to Service

In today's fast-paced world, we understand the importance of adapting to modern needs. That's why we've embraced digital advancements like online banking and mobile payments while ensuring our services remain user-friendly for everyone. Our branch is fully ADA compliant, making it accessible for all members of the community. Additionally, we provide convenient features such as ATM availability and drive-thru banking services from 9:00 a.m. to 5:00 p.m., Monday through Friday. This ensures that accessing your funds or conducting transactions is hassle-free.

Join Us

We invite you to become part of the Heartland family. Experience firsthand how our dedicated team works tirelessly to support your financial goals while contributing positively to the Verona community. Whether you're looking for personal banking solutions or need assistance with business financing, Heartland is here for you every step of the way. For any inquiries or further information about becoming a member, please reach out to us at 800-362-3944 or visit us online at Heartland's website. Together, let's build a brighter financial future!

Our Mission

At Heartland, our mission is clear: we strive to empower our members by providing accessible financial services while fostering community growth and support. We believe that everyone deserves a chance at financial stability and success. That's why we offer a range of products tailored to meet the diverse needs of our members from checking and savings accounts to auto loans and mortgage refinancing. We also take pride in being more than just a financial institution; we're active participants in the communities we serve. Through partnerships and outreach programs, we work hard to uplift those around us, ensuring that our impact extends beyond banking.

Branch Location & Accessibility

Call or Visit Us Today!

Ready to explore what Heartland has to offer? We invite you to visit us at our Verona branch or give us a call at 800-362-3944. Our team is eager to assist you with personal banking solutions tailored just for you. Come see how we can make your banking experience straightforward and enjoyable!

Convenient Access and Features

At Heartland, we prioritize accessibility for everyone. Our branch is fully ADA-compliant, featuring ramps and designated parking spaces to ensure that all members can visit us comfortably. You can take advantage of our drive-thru banking services for quick transactions without leaving your car. Plus, we have an ATM on-site for your convenience, allowing you to handle cash withdrawals and balance inquiries at any time.

Friendly Service Hours

We know how busy life can get, so we've made it easy for you to bank with us! Our lobby hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., ensuring you can find time to fit your banking needs into your schedule. Whether you're looking to open a new account or need assistance with loans and credit options, our friendly staff is here to help. While members can visit us at 105 Enterprise Dr, official correspondence should be sent to the same address: 105 Enterprise Dr, Verona, WI 53593-9122.

Member Eligibility

At Heartland, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're interested in joining us, you'll find that the eligibility requirements are straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in the Verona area can become a member. We're all about inclusivity and making sure everyone has access to our valuable services. By choosing Heartland, you'll enjoy personalized service and a range of benefits designed to help you achieve your financial goals. Ready to take the next step? Opening an account is easy! You can check out the detailed eligibility criteria on our website at . If you have any questions or need assistance, feel free to give us a call at (800) 362-3944. We look forward to welcoming you to our community at 105 Enterprise Dr Verona Wi 53593!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing payments shouldn't be a hassle. Our merchant services offer secure and efficient payment processing, so you can focus on what you do best running your business. Imagine being able to accept various payment methods seamlessly, giving your customers more options while enhancing their shopping experience. Visit us at 105 Enterprise Dr Verona Wi 53593 in Verona, WI or call us at (800) 362-3944 to discover how we can partner with you for your business banking needs. Together, let's build a brighter financial future for your business!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable. We offer competitive rates that can help turn your dream vehicle into a reality without stretching your budget. Plus, the application process is quick and straightforward, allowing you to get behind the wheel faster.

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored specifically for small businesses. We're committed to helping local businesses thrive by offering the financial tools necessary for growth.

Convenient Access Points

In addition to all these services, we also feature convenient ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick transactions like deposits and withdrawals ideal for those busy days when you're on the go. At Heartland, we're not just here to provide services; we're here to build lasting relationships with our members. If you have questions or want to learn more about how we can assist you in achieving your financial dreams, don't hesitate to reach out! Call us at (800) 362-3944 or visit us today at 105 Enterprise Dr Verona Wi 53593. Let's take this journey together!

Home Financing Options

If homeownership is on your radar, look no further than our Mortgage Loans & Refinancing services. We're here to guide you through every step of purchasing or refinancing a home. Picture yourself settling into a cozy space that truly feels like yours all made possible with personalized support from our knowledgeable team.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your money whenever you need it, with our user-friendly Online & Mobile Banking features. With just a few taps on your smartphone, you can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go.

Personal Loans and Debt Solutions

Life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options designed to help you manage those financial surprises without stress. Whether it's funding a family vacation or consolidating debt into one manageable payment, we've got flexible solutions to meet your needs.

Rewards Credit Cards

Don't forget about our Credit Cards with Rewards! Not only do they offer convenience for everyday purchases, but they also come with rewards that allow you to earn while you spend. It's an easy way to make every dollar work harder for you.

Digital & Online Banking

Key Features

One of the standout features at Heartland is our user-friendly online banking platform, accessible through https://heartlandcu.org/ . Here, you can easily check balances, transfer funds, and pay bills all with just a few clicks. If you're looking for an even more convenient way to manage your money, our mobile application makes it simple to stay connected to your accounts anytime, anywhere. We also offer e-statements, allowing you to go paperless and keep track of your finances efficiently. Plus, if you ever need to send money quickly to friends or family, our person-to-person transfer service has got you covered. With just a few taps on your phone, you can send or receive money instantly.

Security and Accessibility

Your security is important to us. Our online banking services use advanced security measures to ensure that your personal information stays safe while you manage your finances. You can feel confident knowing that we take every precaution to protect your data. Additionally, with features like mobile payments available at Heartland, making purchases has never been easier. Whether you're shopping in-store or online, our mobile payment options allow for quick and hassle-free transactions. In summary, Heartland offers a comprehensive suite of digital banking tools that make managing your money straightforward and secure. Whether you're using our website or mobile app, enjoy the freedom of real-time account management with peace of mind. Visit us today at https://heartlandcu.org/ to get started!

Financial Strength

Investment in Growth

With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,930,000 in used auto loans and a total of $451,407,778 in loans and leases.

Member-Focused Savings

Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our commitment to operational efficiency while ensuring that we continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 73,860, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $3,343,326. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 105 Enterprise Dr Verona Wi 53593 or call 800-362-3944 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Support

If you're considering refinancing any of your existing loans or exploring eligibility options for our various products, don't hesitate to reach out. Our knowledgeable staff at Heartland is committed to assisting you through every step of the borrowing process. For more information about our loan offerings or if you have any questions regarding eligibility and refinancing options, please contact us at 800-362-3944 or visit us at our branch located at 105 Enterprise Dr, Verona, WI 53593. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit your budget. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process.

Business Financing

For business owners seeking capital to grow and expand their ventures, we have outstanding commercial loans totaling $53,349,558. These loans are designed to provide the necessary funding for various business needs, from equipment purchases to operational costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Property loans totaling $36,769,966. If you're ready to take that step towards owning your own home or wish to refinance an existing mortgage, we can help you explore options that suit your unique situation.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. This option provides you with the ability to handle unexpected expenses while enjoying rewards and benefits that fit your lifestyle.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh takes pride in its commitment to accuracy. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent, allowing users to compare loans without the confusion often found in the lending landscape.

Key Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HEARTLAND CREDIT UNION