Heartland Credit Union Madison WI | Quick Personal Loans & Business Banking

Introduction

Welcome to Heartland, your trusted partner in financial well-being, located at 709 Struck St, Madison, WI 53711. Established in 1936, we have proudly served our community for decades, growing together with our members and supporting their financial journeys. With a strong membership base of 34,210 individuals, we are committed to providing exceptional service and a wide range of financial products tailored to meet your needs. At Heartland, we understand the importance of building trust and community. Our dedicated team of 130 employees, led by CEO Angela Hanson and Board President Rhonda Hollfelder, is here to assist you every step of the way. Our total assets stand at an impressive $606,940,994, showcasing our stability and commitment to safeguarding your finances. We offer a variety of services including personal banking, auto loans, mortgage financing, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301. Whether you need assistance with checking accounts or are looking for competitive loan rates our team is ready to help. With total deposits reaching $19,067,005 and a net worth of $67,720,889, Heartland is more than just a credit union; we're a community-focused institution that prioritizes your financial success. Our total loans amount to 16,565, which reflects our dedication to helping members achieve their goals through accessible lending options. Experience the difference that personalized service can make. Call us today at 800-362-3944 or visit our website at heartlandcu.org to learn more about how we can support your financial journey!

Branch History & Mission

Welcome to Heartland, a cornerstone of financial service in Madison, Wisconsin. Since opening our doors in 1936, we have been dedicated to fostering a community that prioritizes the financial well-being of our members. Our journey began with a small but passionate group of individuals who believed that everyone deserves access to affordable financial services and support. Over the decades, we have grown alongside our community, expanding our reach and resources while maintaining our commitment to personal service. Located at 709 Struck St, Madison, WI 53711, Heartland is easily accessible for all residents. Our branch stands ready to assist you with a variety of services right in the heart of Dane County. For official correspondence, please send your mail to 5325 High Crossing Blvd, Madison, WI 53718-2301. Today, we proudly serve over 34,210 members and manage total assets of more than $606 million. Our mission goes beyond providing traditional banking services; we aim to empower individuals and families through financial education and support. We believe in building strong relationships within our community, helping members achieve their dreams whether that's buying a home, purchasing a vehicle, or planning for retirement. At Heartland, we also embrace modern technology to improve your banking experience. With features like online and mobile banking, you can manage your finances conveniently from anywhere. Plus, with one ATM on-site and drive-thru services available during regular hours (Monday through Friday from 9:00 AM to 5:00 PM), accessing your funds has never been easier. We take pride in being a member-focused organization. Our team is always here to provide personalized service tailored to your needs. We are also committed to supporting local initiatives and partnerships that enhance the quality of life in Madison and surrounding areas. Join us at Heartland today and discover how we can help you navigate your financial journey with confidence. Together, we can build a brighter future for ourselves and our community! For any inquiries or assistance, feel free to call us at 800-362-3944.

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 800-362-3944. We're excited to help you achieve your financial goals! Come visit us at Heartland today your community credit union awaits!

Operating Hours

We're here for you during our lobby hours from Monday through Friday, open from 9:00 AM to 5:00 PM. Need to make a quick transaction? Our drive-thru service operates at the same hours, providing a speedy option for deposits and withdrawals without leaving your car.

Parking and Accessibility

At Heartland, we understand how important it is for our members to have convenient access to our services. We offer ample parking right outside the branch, so you can easily find a spot when you arrive. Our facility is designed with accessibility in mind, including ADA-compliant features like ramps and designated parking spaces for those who need them.

Services Offered

Heartland offers a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Enjoy the convenience of online and mobile banking as well! Plus, we provide ATM access for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Heartland, we believe that everyone deserves a chance to join our welcoming community and enjoy the benefits of credit union membership. If you live, work, or go to school in the area, you're likely eligible to become a member! We're dedicated to providing financial services that meet your needs, whether it's saving for your future, buying a new car, or managing daily expenses. Becoming a member is simple and opens the door to exclusive rates and personalized service tailored just for you. For more detailed eligibility criteria, feel free to check out our resource at . If you have any questions or want to get started on opening your account, don't hesitate to reach out at (800) 362-3944. Our friendly staff at 709 Struck St Madison Wi 53711 is here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a bustling café where customers enjoy their coffee while you manage transactions seamlessly. Our merchant services allow you to accept payments easily whether it's through credit cards or mobile payments so you can focus on what you do best: running your business. Located at 709 Struck St Madison Wi 53711 in Madison, WI, we're here to help you navigate your financial journey. Reach us at (800) 362-3944 for personalized service or visit us online at https://heartlandcu.org/ to learn more about how we can support your business needs.

Comprehensive List Of Services

Cash Access Made Simple

Need cash on the go? Our ATM and Cash Withdrawal Services ensure that accessing your funds is hassle-free. Plus, our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for busy days! At Heartland, we're here to support all aspects of your financial life. For questions or more information about any of our services, don't hesitate to reach out at (800) 362-3944. We invite you to visit us at 709 Struck St Madison Wi 53711 or check out our website at https://heartlandcu.org/ for more details! Let us help you achieve your financial goals today!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking features that allow you to manage accounts, pay bills, and transfer funds from anywhere at any time. Whether you're using our app or accessing your account via our website, banking has never been easier.

Financing Your Dreams

Thinking about getting a new car or refinancing your home? Our Auto Loans & Vehicle Financing options are designed to put you behind the wheel without breaking the bank. You can also explore our Mortgage Loans & Refinancing services that make home ownership more attainable, with competitive rates that fit within your budget.

Manage Your Debt Wisely

For those facing financial challenges, our Personal Loans & Debt Consolidation services provide a way to simplify payments and lower interest rates. We understand that life can throw unexpected expenses your way, and we're here to help you find the right solution for your situation.

Personal Banking Made Easy

Understanding how important it is to manage your finances effectively, we offer Personal Banking options including Checking and Savings Accounts that help you save for your future while keeping your money accessible. Our straightforward approach means you can easily open an account and start saving without hidden fees or complicated terms.

Rewards for Everyday Spending

We know that everyday spending should come with benefits. That's why we offer Credit Cards with Rewards that let you earn points on purchases you already make. It's a simple way to get more from your everyday spending.

Supporting Local Businesses

If you're a business owner, our Business Banking services include Merchant Services and Business Loans tailored to support local enterprises. We recognize the vital role small businesses play in our community and are committed to providing the resources needed for success.

Digital & Online Banking

Key Features

With our online banking platform, accessible through https://heartlandcu.org/ , you can take control of your accounts anytime, anywhere. Our 24/7 online banking services mean you can check balances, transfer funds, and pay bills without waiting in line. Plus, our e-statements make it simple to stay organized by going paperless while keeping all your financial records at your fingertips. For those who prefer using their smartphones, our mobile application is designed with you in mind. It allows for quick access to your accounts and even offers a mobile payments feature, so you can make purchases right from your phone. Want to send money to friends or family? With our person-to-person transfers, it's as easy as a few taps on your screen.

Real-Time Management

Real-time account management means you can keep an eye on your finances whenever it suits you. Whether it's checking recent transactions or setting up alerts for important activities, you're always in the loop about what's happening with your money. In summary, Heartland is committed to providing you with exceptional digital and online banking services that empower you to manage your finances confidently and securely. Explore more by visiting https://heartlandcu.org/ today!

Security and Ease of Use

We prioritize your security at every step. While we do not currently offer electronic signature authorization, rest assured that our other features are equipped with robust security measures to protect your personal information. Our user-friendly interface ensures that whether you're tech-savvy or just getting started, you'll find navigating our services straightforward and hassle-free.

Financial Strength

Commitment to Operational Efficiency

Our financial performance is reflective of our operational efficiency; our $0 allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Secured

Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Member Services

With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,593 in used auto loans and $451,407,778 in total loans and leases, we support members' financial goals across various sectors.

Trust Built on Growth

Total Share Accounts: 73,860, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,343,326 further underline our ability to meet your banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 709 Struck St Madison Wi 53711 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing options so you can choose what suits you best.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $53,349,558 provide the capital needed to expand operations or invest in new ventures. We recognize the challenges faced by small businesses and are committed to supporting them through tailored financial solutions. At Heartland, we prioritize transparency and member service. Whether you're looking for an auto loan or need assistance with a mortgage application, our team is ready to assist you. For more information about our loan offerings or to discuss which option may be best for you, please call us at 800-362-3944. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, make buying or refinancing simple. We aim to make the process as straightforward as possible for you. If you're considering refinancing your current mortgage or exploring eligibility options for a new one, we're here to guide you through every step.

Unsecured Credit Card Loans

Managing finances effectively is key in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members keep their budgets on track. These cards come with features that support responsible spending and provide ease of access for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers for users seeking loans.

HEARTLAND CREDIT UNION