Heartland Credit Union New Prague MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Heartland, your trusted financial partner located at 225 Chalupsky Ave Se, New Prague, MN 56071. Established in 1939, we have proudly served our community for over 80 years. With a strong membership base of 10,906 members, Heartland is committed to providing exceptional service and support tailored to your unique financial needs. At Heartland, we understand that managing your finances can be overwhelming. That's why we offer a variety of services designed to simplify banking for you. From personal checking and savings accounts to auto loans and credit cards with rewards, we strive to make your banking experience as seamless as possible. Our total assets stand at an impressive $177,544,829, ensuring that we have the resources to support our members effectively. While members can visit us at our New Prague branch for all their banking needs, official correspondence should be sent to the same address: 225 Chalupsky Ave SE, New Prague, MN 56071. Our dedicated team, led by CEO Kathleen Harrington and Board President Rex Carlson, consists of 34 employees who are passionate about helping you achieve your financial goals. Whether you're looking for assistance with a loan or guidance on saving for the future, we are here for you. Heartland also boasts significant financial strength with total deposits of $421,943 and a net worth of $16,945,956, reflecting our commitment to stability and growth. Plus, with over $1,168,696 in cash on hand, we're prepared to meet your needs when it matters most. We invite you to connect with us! For any inquiries or assistance, please call us at 651-451-5160 during our lobby hours from 9:00 AM - 5:00 PM on weekdays and from 9:00 AM - 12:00 PM on Saturdays. You can also explore more about our offerings by visiting our website at heartlandcu.org. Join us today and discover how Heartland can help you navigate your financial journey with confidence!

Branch History & Mission

Community Engagement

Heartland isn't just about banking; it's about building connections. We engage in various outreach programs that support local schools, charities, and events. By partnering with organizations within New Prague, we work to uplift those around us while ensuring that our members feel valued and heard. As we continue to grow and adapt to the changing needs of our members and community, we invite you to join us on this journey. Whether you're looking for a trusted partner for your financial needs or simply want to learn more about what we offer, Heartland is here for you. If you're ready to experience personalized service backed by a commitment to community values, come visit us at Heartland or give us a call at 651-451-5160. Together, let's build a stronger financial future!

Mission Statement

At Heartland, our mission is simple yet profound: to empower our members with accessible financial services while actively supporting community initiatives. We strive to provide exceptional personal banking options ranging from checking and savings accounts to auto loans and credit cards with rewards all designed with your needs in mind. We believe that when you succeed financially, our entire community thrives. We also take pride in offering robust online and mobile banking options, ensuring that you can manage your finances conveniently and securely. Plus, with features like ATM access and drive-thru banking available during our operating hours of 9:00 am - 5:00 pm Monday through Friday and 9:00 am - 12:00 pm on Saturdays, we're here to make banking easy for you.

Our Evolution

From our humble beginnings, Heartland has steadily expanded our services and reach. We have embraced advancements in technology while maintaining the personal touch that defines our member experience. Today, our total assets stand at an impressive $177,544,829, reflecting our commitment to sound financial practices and member trust. Our growth is not just measured in numbers; it's about the relationships we foster within our community.

Branch Location & Accessibility

Accessible Banking for Everyone

At Heartland, we prioritize accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant ramps and easy access points to ensure all members can navigate our space comfortably. We also offer ample parking right outside the branch, so you can get in and out quickly.

Operating Hours That Fit Your Schedule

We understand that life gets busy, which is why we strive to be available when you need us. Our lobby hours are from 9:00 AM to 5:00 PM Monday through Friday, and on Saturdays, our drive-thru service operates from 9:00 AM until noon. Whether you're looking to open an account or discuss loan options, our dedicated team is here to assist you during these hours.

Services Designed for You

Heartland offers a variety of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with our convenient ATM availability and drive-thru banking for quick transactions, managing your finances has never been easier. If you have any questions or need assistance while visiting us at Heartland in New Prague, don't hesitate to reach out! You can call us at 651-451-5160. We look forward to welcoming you into our branch and helping you achieve your financial goals. Come visit us soon!

Member Eligibility

At Heartland, we believe that everyone deserves a chance to be part of our caring and supportive community. Becoming a member is easy and welcoming! To be eligible, you simply need to live, work, worship, or attend school in the areas we serve, or have family members who are already part of our credit union family. This means you can join us if you're from the New Prague area or even if you have loved ones who are part of Heartland. The benefits of membership go beyond just banking; you'll enjoy competitive rates on loans, personalized service, and a sense of belonging that comes with being part of something special. Ready to take the next step? You can find more detailed eligibility criteria on our website at . If you're excited to become a member, opening an account is a breeze just give us a call at (651) 451-5160 or stop by our branch located at 225 Chalupsky Ave Se New Prague Mn 56071. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we believe in the potential of local businesses and are here to help when you're ready. Imagine having the funds to launch a new project, purchase equipment, or even hire more staff. Our tailored loan options can be just what you need to turn your ideas into reality.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for success. Our merchant services provide businesses with the tools they need to accept payments easily and securely. Picture this: a bustling café in New Prague serving customers who can pay with just a tap of their card. This convenience not only enhances customer satisfaction but also helps streamline operations, allowing you to focus on what really matters growing your business. If you're interested in learning more about how Heartland can assist your business at our location at 225 Chalupsky Ave Se, New Prague, MN 56071, feel free to reach out at 651-451-5160. Together, let's pave the way for your success!

Comprehensive List Of Services

Business Banking Solutions

For business owners in New Prague, we provide tailored business banking services including merchant services and business loans. We understand how important it is for businesses to have reliable banking support, and we're here to assist you in reaching your goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Heartland offers robust online and mobile banking services that let you manage your accounts anytime, anywhere. You can easily perform transactions such as deposits and withdrawals from the comfort of your home or on-the-go. Our ATM network ensures that cash withdrawal is simple and accessible whenever you need it.

Drive-Thru & ATM Services

Need quick access? Our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your car. Additionally, our ATMs give you the ability to check balances or withdraw cash quickly whenever it's convenient for you. At Heartland, we pride ourselves on being more than just a credit union; we're a community partner committed to enriching the lives of our members. If you're ready to experience personalized financial services tailored just for you, visit us at 225 Chalupsky Ave SE New Prague, MN 56071, or give us a call at 651-451-5160. Let's work together towards achieving your financial goals!

Loans Made Simple

Life can throw unexpected expenses your way, but at Heartland, we offer personal loans and debt consolidation services to help you navigate through them. With flexible terms and competitive rates, our lending options are designed with your needs in mind. And don't forget about our credit cards with rewards these can help you earn back on purchases while enjoying the benefits of membership.

Personal Banking

When it comes to personal banking, we offer an array of options designed to help you save and grow your money. You can open checking and savings accounts that fit your lifestyle, making it easier to manage your finances. Plus, if you're looking to buy a car or need assistance with vehicle financing, our auto loans are competitive and straightforward. For those considering home ownership, we provide mortgage loans and refinancing options that can make owning a home more achievable.

Digital & Online Banking

Key Services Offered

With our online banking, you have complete control over your finances 24/7. You can check balances, transfer funds, and pay bills quickly and securely. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, if you prefer managing your accounts via your smartphone, our mobile application is available for easy access right at your fingertips. We also offer electronic signature authorization for added convenience when signing documents digitally. This means no more printing or mailing just sign and go! Keeping track of your financial statements has never been easier with our e-statements option. You'll receive your monthly statements directly in your inbox, saving you time and reducing paper clutter.

Security You Can Trust

At Heartland, we prioritize your security. Our online banking services use advanced encryption technology to protect your personal information. You can rest easy knowing that every transaction is safeguarded, allowing you to focus on what matters most. With all these features combined, managing your money becomes not only straightforward but also enjoyable. Embrace the ease of digital banking with us today! For more information on how to get started or to explore our services further, visit us at https://heartlandcu.org/ or give us a call at (651) 451-5160.

Financial Strength

A Growing Member Base

Trust from our members is evident as shown by our total share accounts of 21,381, indicating a strong community that believes in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 225 Chalupsky Ave Se New Prague Mn 56071 or call (651) 451-5160 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Dedicated Team at Your Service

The strength of our credit union also lies in our dedicated team. We proudly employ 33 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and commitment.

Member-Focused Savings

We prioritize your savings and security. Members' funds are protected through $36,315,922 in share certificates and $10,436,654 in money market shares, providing stable and rewarding growth opportunities. Unlike traditional banks, our focus is solely on benefiting you our members with no non-member deposits affecting our services.

Solid Financial Health

With a net worth of $16,945,956, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 further demonstrates our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $16,378,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we currently have $26,873 in used auto loans and $108,725,851 in total loans and leases available to help support your financial goals across various sectors. Our financial performance is also noteworthy, with a net income of $168,543 reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,474,794 in used vehicle loans and $6,127,714 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find the perfect fit for your lifestyle.

Credit Lines

For those looking for additional flexibility in their finances, our total credit lines amount to $66,532,901. This product allows members to access funds when needed while maintaining control over their spending. We invite you to visit us at our branch located at 225 Chalupsky Ave Se New Prague Mn 56071, or give us a call at 651-451-5160 during our operating hours: 9:00 AM - 5:00 PM Monday through Friday and 9:00 AM - 12:00 PM on Saturday. Our team is ready to assist you with any questions regarding eligibility or refinancing options that may be available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,757,436, make buying or refinancing simple. We're here to guide you through each step of the process so you can focus on making your house a home.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $5,866,355 in loans helping members navigate their finances effectively, we offer terms that work for you without overwhelming interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By relying on credible sources, LendMesh guarantees that users receive accurate and up-to-date information about their loan options.

HEARTLAND CREDIT UNION