HEARTLAND CREDIT UNION

Welcome to Heartland, your trusted financial partner located at 5500 S Robert Trl, Inver Grove Heights, MN 55077. Since our establishment in 1939, we have proudly served our community with dedication and care, helping over 10,906 members manage their financial needs effectively. At Heartland, we understand the importance of reliable banking services. With total assets amounting to an impressive $177,544,829 and total deposits reaching $421,943, we strive to provide stability and growth for our members. Our commitment is evident through our extensive offerings, including auto loans, mortgages, personal loans, and more. Led by our passionate CEO, Kathleen Harrington, and Board President Rex Carlson, our team of 34 employees is here to assist you every step of the way. We take pride in maintaining a strong net worth of $16,945,956 and keeping over $1,168,696 cash on hand to ensure we can meet your needs promptly. While you can visit us at our branch location for all your banking transactions from deposits and withdrawals to loan inquiries please note that official correspondence should be sent to the same address: 5500 S Robert Trl, Inver Grove Heights, MN 55077. We invite you to explore how we can support your financial journey. Whether you're looking for a new vehicle or wanting to secure a mortgage with favorable terms, Heartland is here for you. For any questions or assistance, don't hesitate to reach out via phone at 651-451-5160. Experience personalized banking today visit us or check out our website at heartlandcu.org!

Heartland has a proud history of serving the community since it first opened its doors in 1939. Located at 5500 S Robert Trl, Inver Grove Heights, MN 55077, this branch has grown from humble beginnings to become a trusted financial partner for over 10,000 members. With total assets exceeding $177 million, Heartland is committed to providing exceptional service and support to its members and the community at large. The mission of Heartland is simple yet powerful: to empower members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether that means saving for a home, financing a vehicle, or planning for retirement. Our dedicated team works tirelessly to create personalized solutions that meet the unique needs of each member. As we reflect on our journey, we take pride in our commitment to innovation and accessibility. Our branch features modern amenities like online banking and mobile application options that allow members to manage their finances with ease. Additionally, we offer ATM access and drive-thru banking services for added convenience. While members can visit us at our main office location, official correspondence should be sent to our mailing address: 5500 S Robert Trl, Inver Grove Heights, MN 55077. Our operating hours are tailored to accommodate busy schedules: we are open from 8 AM to 5 PM Monday through Wednesday, until 5:30 PM Thursday and Friday, and from 9 AM to noon on Saturday. Heartland is not just about financial transactions; we believe in giving back to our community. Over the years, we've engaged in numerous outreach efforts and partnerships aimed at supporting local initiatives. Whether it's through financial literacy programs or sponsorships of community events, we strive to make a positive impact. Join us at Heartland and experience firsthand what it means to be part of a community-focused credit union. We invite you to reach out at 651-451-5160 or visit our website at Heartland Credit Union to learn more about how we can help you achieve your financial dreams. Together, let's build a brighter future!

At Heartland, we believe that joining our community means becoming part of a family that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the Dakota County area, you're already on the right track! We warmly welcome anyone who fits these descriptions. Plus, once you're a member, you'll enjoy access to a wide range of financial services designed with your needs in mind. Opening an account is a breeze! Just stop by our branch located at 5500 S Robert Trl, Inver Grove Heights, MN 55077, or give us a call at 651-451-5160 for any questions you might have. For detailed and updated eligibility information, feel free to check out our website here. We can't wait to welcome you to Heartland and help you achieve your financial goals!

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your financial well-being is in safe hands with us. With a net worth of $16,945,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,315,922 in share certificates and $10,436,654 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,378,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $26,873 in used auto loans and a total of $108,725,851 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $168,543, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 21,381, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, reinforcing our focus on delivering value directly back to our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 5500 S Robert Trl Inver Grove Heights MN 55077 or call 651-451-5160 to learn more about how we can help you achieve your financial goals.

At Heartland, located at 5500 S Robert Trl, Inver Grove Heights, MN, we understand that everyone has unique financial needs. Whether you're looking to buy a new vehicle, finance a home, or manage your expenses with a credit card, we have a variety of loan products designed to help you achieve your financial goals. With over 43179 loans issued, we've helped thousands of members achieve their financial aspirations. Our auto loans are particularly popular, with over $28,474,794 in used vehicle loans and $6,127,714 in new vehicle loans already helping members get on the road. If you're considering purchasing a new car, our competitive rates can make it easier than ever to drive away in the vehicle you want. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,757,436, making buying or refinancing simple. We aim to support you every step of the way on your journey to owning a home. For those looking to simplify their finances or cover unexpected expenses, we also offer flexible terms on unsecured credit card loans. With a total of $5,866,355 in unsecured credit card loans available, our members can manage their spending effectively while enjoying the benefits of low-interest rates. Additionally, if you're interested in growing your business or need capital for expansion projects, our outstanding commercial loans provide the necessary funding. While we currently do not have any outstanding commercial loans issued at this time, we're committed to providing tailored solutions for business owners as opportunities arise. At Heartland, we also recognize that refinancing can be an excellent way to reduce monthly payments or consolidate debt. Be sure to ask about our refinancing options when you reach out. You can contact us at 651-451-5160 for more information or visit us during our operating hours: Monday through Wednesday from 8 AM to 5 PM and Thursday through Friday from 8 AM to 5:30 PM; Saturday from 9 AM to 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how Heartland can assist you with your lending needs today!