HEARTLAND CREDIT UNION

Welcome to Heartland, your trusted financial partner in the community of Hugo, MN. Located at 14727 Victor Hugo Blvd N, our branch has been serving members since 1939 and is proud to be part of a legacy that emphasizes member support and community engagement. With over 10,906 members and total assets exceeding $177 million, we are dedicated to helping you achieve your financial goals. At Heartland, we understand the importance of reliable banking services. That's why we offer a variety of personal and business banking options including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our commitment to excellent service is reflected in our total deposits of $421,943 and our net worth of $16,945,956, which showcase our stability and strength as a credit union. Our team of 34 dedicated employees, led by CEO Kathleen Harrington and Board President Rex Carlson, is here to provide personalized assistance tailored to your needs. Whether you prefer visiting us in person or accessing services online through our website at heartlandcu.org, we strive to make your experience as convenient as possible. While members can visit us at 14727 Victor Hugo Blvd N, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, please don't hesitate to reach out at 651-451-5160 or via fax at 651-451-4340. Join us in making financial progress together stop by today or give us a call! We look forward to welcoming you into our Heartland family.

At Heartland, we believe that becoming a member is like joining a family that supports you every step of the way. To qualify for membership, you simply need to live, work, worship, or attend school in our local community. This means anyone in the surrounding areas can enjoy the benefits of being part of our cooperative. By joining Heartland, you'll gain access to a range of financial products and services designed to help you achieve your goals, from personal loans to checking accounts with great rewards. Getting started is easy! Just visit us at 14727 Victor Hugo Blvd N Hugo Mn 55038 or give us a call at (651) 451-5160 for more information on how to open an account. For detailed eligibility criteria and updates, check out our website at . We can't wait to welcome you into the Heartland family!

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $16,945,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,315,922 in share certificates and $10,436,654 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,378,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is also robust; with $26,873 in used auto loans and $108,725,851 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $168,543, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 21,381, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 14727 Victor Hugo Blvd N Hugo Mn 55038 or call 651-451-5160 to learn more about how we can help you achieve your financial goals.

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