Heartland Credit Union Wichita KS | Best Auto Loans & Business Banking

Introduction

Welcome to Heartland, your trusted partner in financial growth and community support. Located at 12021 E Kellogg Dr, Wichita, KS 67207, our branch has been serving the members of Wichita since 1948. With a strong commitment to our community, we are proud to have a total membership of 40,098 and assets totaling an impressive $647,519,323. At Heartland, we prioritize providing personalized banking solutions tailored to meet your needs. Whether you're looking for auto loans, mortgage options, or business financing, our dedicated team is here to guide you every step of the way. Under the leadership of CEO Dan Springer and Board President Rex Christner, we strive to create an environment where financial well-being is accessible to everyone. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to the same address: 12021 E Kellogg Dr, Wichita, KS 67207-1940. We also boast a friendly staff of 145 employees, ready to assist you with everything from checking and savings accounts to credit cards with rewards. Our members enjoy a variety of services including online and mobile banking, ATM access, and drive-thru facilities. With total deposits amounting to $36,762,690 and a net worth of $55,795,373, Heartland stands as a pillar of stability in the local financial landscape. We invite you to reach out at (620) 669-0177 or visit our website at Heartland Credit Union for more information about how we can help you achieve your financial goals. Come be a part of our thriving community let's grow together!

Branch History & Mission

Commitment to Modern Banking

As times have changed, so have we. Heartland embraces modern technology by providing online and mobile banking solutions that make managing finances easier than ever. Members can enjoy features like electronic signatures and person-to-person payments right from their devices. We ensure our services are ADA compliant so that all members can access what they need without barriers. While visiting us at 12021 E Kellogg Dr, you can take advantage of our drive-thru banking services or access an ATM available on-site for quick transactions. Our operating hours cater to busy schedules: Monday through Thursday from 9:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday mornings until noon.

Join Us Today!

We invite you to become a part of the Heartland family. Experience firsthand how our commitment to excellence in service makes banking simpler and more rewarding. Whether you're looking for personal banking solutions or business assistance, we're here to help you every step of the way. To learn more about membership or explore our offerings further, visit us online at Heartland Credit Union or give us a call at 620-669-0177. Together, let's build a brighter financial future!

Our Mission

At Heartland, our mission goes beyond just banking; we strive to make a meaningful impact in our members' lives. We believe in empowering individuals through responsible financial products like checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our goal is to provide not just financial support but also resources that help our members achieve their dreams. Our dedication to community service is evident in various outreach initiatives. We partner with local organizations to support educational programs and offer financial literacy workshops. By investing in our community's future, we help create opportunities for everyone.

Branch Location & Accessibility

Accessibility Features

At Heartland, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces, ensuring that everyone can visit us comfortably. We also have ample parking available, so you won't have to worry about finding a spot during your visit.

Call-to-Action

We're excited to serve you! If you have any questions or need assistance, don't hesitate to call us at 620-669-0177 or stop by during our operating hours. Your financial journey starts here at Heartland we can't wait to welcome you!

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours designed with your schedule in mind. You can drop by our lobby Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. Need to stop by on Saturday? We're open from 9:00 AM to 12:00 PM! For those who prefer drive-thru service, we're available Monday through Thursday from 8:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday mornings as well.

Services Offered

Heartland is proud to offer a variety of services tailored to meet the financial needs of our community. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our drive-thru banking makes it easy for you to complete simple transactions without leaving your car, while our ATM provides quick access to cash when you need it. While members can visit us at our physical location on Kellogg Drive, any official correspondence should be sent to the same address for your convenience.

Member Eligibility

Joining the Heartland family means becoming part of a close-knit community that truly cares about its members. At Heartland, we welcome individuals who live, work, worship, or attend school in our service area. Whether you're looking for a place to save, borrow, or simply connect with friendly faces, we've got you covered! The process is straightforward just visit us at 12021 E Kellogg Dr, Wichita, KS 67207, or give us a call at 6206690177 to learn more about how you can become a member. For detailed eligibility criteria, check out our website at https://consumer.hcu.coop . We can't wait to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. With these funds, local entrepreneurs have been able to invest in new equipment, hire additional staff, and expand their operations all crucial steps toward achieving their goals.

Growing Together

With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses in our community. Let us help you realize your business dreams right here at 12021 E Kellogg Dr Wichita Ks 67207 in Wichita. Reach out today at (620) 669-0177 to discuss how we can partner with you for success!

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine this: you run a bustling café on the corner of Wichita, KS. With our merchant services, you can easily accept payments via card or mobile apps, making transactions quick and easy for your customers. This not only enhances their experience but also improves your cash flow.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help make that dream a reality. We offer flexible terms and competitive rates, ensuring that you can find a plan that fits your budget. With our fast approval process, you'll be behind the wheel in no time.

Business Banking

If you're a business owner, we offer specialized services just for you! From merchant services to business loans, Heartland is dedicated to helping local businesses thrive. You'll appreciate the personalized service and understanding of what it takes to succeed in today's market.

Convenient Access

We know convenience is key in today's busy world. That's why we provide ATM access for quick withdrawals and balance checks, along with basic drive-thru banking for simple transactions like deposits and withdrawals all without leaving your car! Ready to explore all that Heartland has to offer? Don't hesitate to reach out! You can call us at (620) 669-0177 or visit us at 12021 E Kellogg Dr Wichita Ks 67207 in Wichita, KS during our lobby hours: Monday through Friday from 9 AM - 5 PM, and Saturday from 9 AM - 12 PM. Discover how our comprehensive financial services can enhance your banking experience today!

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs that allow you to earn points on every purchase, using a credit card has never been more rewarding. Whether you're planning a family vacation or just want cash back on everyday purchases, we've got options that fit your lifestyle.

Mortgage Loans & Refinancing

For those looking to purchase their first home or refinance an existing mortgage, our mortgage loans provide great options tailored to meet your needs. Picture yourself in the perfect home with manageable payments our experienced staff will guide you through the entire process, making it as stress-free as possible.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. With easy online and mobile banking, you can manage your accounts from anywhere. Imagine being able to check your balance or transfer funds while enjoying your morning coffee! Plus, we offer competitive interest rates on our savings accounts to help your money grow.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services are designed to give you financial flexibility when you need it most. Whether it's for a medical emergency or consolidating high-interest debt into one manageable payment, we're here to support you with straightforward solutions.

Digital & Online Banking

Key Features

We offer an array of features to make your banking experience as smooth as possible. For instance, e-statements are available so you can view your account activity without the clutter of paper statements it's environmentally friendly too! If you're on the go, our mobile application allows you to manage your finances right from your smartphone. Need to send money quickly? With our person-to-person transfer option, sending cash to friends or family is just a few taps away. You can also make purchases with ease using our mobile payments feature just link your account and start shopping! Security is a top priority for us. We use electronic signature authorization for many transactions, making it easier for you to sign documents securely from anywhere. You can rest assured knowing that your financial information is protected with advanced security measures. In summary, whether it's through our mobile app or online banking portal, Heartland provides convenient and user-friendly digital banking services that fit into your lifestyle. Take control of your financial journey today!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts stand at 79,108, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $20,268,796. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 12021 E Kellogg Dr Wichita Ks 67207 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $52,222,682 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $11,247 in used auto loans and a total of $539,626,911 in loans and leases.

Member-Focused Savings

Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations reflect in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $206,767,627 in used vehicle loans and $38,189,385 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable pre-owned vehicle, we have flexible options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $73,160,026 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or expand your operations, our team is ready to support your entrepreneurial journey.

Eligibility and Refinancing Options

If you're interested in any of these products but aren't sure where to start, we invite you to explore our eligibility options at hcu.coop. We also offer refinancing solutions tailored to help you lower your payments or access additional funds when needed. For more information about our loan offerings or to speak with one of our representatives directly, please call us at 620-669-0177. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Heartland, we're committed to helping you secure the financing you need for a brighter future!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We currently offer Junior Lien 1-4 Family Residential Property loans totaling $30,107,926. Our team is here to guide you through every step of the process, ensuring that you find the right loan for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,939,550 in loans available to help our members manage their finances effectively. Our credit cards come with competitive rates and rewards that add value to your spending.

Loan Aggregator

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HEARTLAND CREDIT UNION