Heartland Credit Union Wichita KS | Best Auto Loans & Business Banking

Introduction

Welcome to Heartland, your trusted financial partner located at 3777 N Maize Rd, Wichita, KS 67205. Since our establishment in 1948, we have been dedicated to serving our community and providing personalized banking solutions tailored to meet your needs. With a strong membership base of over 40,000 members, we pride ourselves on being more than just a credit union; we're a part of your neighborhood. At Heartland, we understand that financial stability is important. Our total assets have grown to an impressive $647,519,323, reflecting our commitment to sound financial practices and member satisfaction. We offer a variety of services including auto loans, personal loans, and mortgages to help you achieve your financial goals. Currently, our total deposits stand at $36,762,690, showcasing the trust our members place in us. Under the leadership of CEO Dan Springer and Board President Rex Christner, our team of 145 employees is here to assist you every step of the way. Whether you're visiting us in person or accessing our online banking services through our website, we aim to provide a welcoming experience. While members can visit us at 3777 N Maize Rd, official correspondence should be sent to the same address for your convenience. You can reach us at (620) 669-0177 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Join us today and discover how Heartland can support your financial journey!

Branch History & Mission

At Heartland, our story began in 1948, rooted in the community of Wichita, KS. Since then, we have grown into a trusted financial partner for over 40,000 members. Our commitment to serving the community has remained steadfast throughout our journey, from our humble beginnings to becoming a cornerstone of financial support in the area. Located at 3777 N Maize Rd, Wichita, KS 67205, our branch is easily accessible for anyone looking for personalized banking solutions. We are proud to offer services that truly meet the needs of our members, including checking and savings accounts, auto loans, mortgage options, and business banking services. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. On Saturdays, we welcome visitors from 9:00 AM to 12:00 PM. Our mission is simple yet profound: we strive to enhance the financial well-being of our members while actively supporting the communities we serve. This commitment extends beyond traditional banking; we believe in making a positive impact through outreach programs and partnerships with local organizations. Whether it's providing financial education or participating in community events, Heartland aims to uplift those around us. As technology evolves, so do we. Heartland embraces digital advancements such as online banking and mobile payment options to make managing finances easier than ever. We also ensure that our facilities are ADA compliant, ensuring accessibility for all members of the community. In addition to being a member-focused credit union with total assets exceeding $647 million, we also provide essential services like ATM access and drive-thru banking for your convenience. While you can visit us at our branch for any inquiries or services, official correspondence should be sent to 3777 N Maize Rd, Wichita, KS 67205. We invite you to join Heartland today and experience firsthand how we can help you achieve your financial goals while fostering a sense of belonging within your community. Together, let's build a brighter financial future! For more information or to get started on your membership journey, please call us at 620-669-0177 or visit our website at Heartland Credit Union.

Branch Location & Accessibility

Welcome to Heartland, your friendly credit union conveniently located at 3777 N Maize Rd in Wichita, Kansas! Nestled in Sedgwick County, our branch is easily accessible for all your banking needs. If you're familiar with the area, you'll find us just a stone's throw away from popular spots like the NewMarket Square and the Maize Road shopping centers. At Heartland, we prioritize your convenience. Our branch features ample parking and is designed to be fully accessible, ensuring that everyone can visit us without hassle. Whether you prefer to walk in or use our drive-thru service, we've got you covered. Speaking of the drive-thru, it's open from Monday to Thursday from 8:00 AM to 5:30 PM and on Fridays until 6:00 PM, making it easy to take care of your banking on the go. Our lobby hours are just as accommodating open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to noon. This way, you can drop by at a time that works best for you. For any inquiries or assistance, feel free to give us a call at 620-669-0177; our team is always ready to help. In addition to traditional banking services like checking and savings accounts, we offer a variety of options including auto loans, mortgages, and personal loans all designed with our members' needs in mind. Plus, with ATM availability on-site, accessing cash is quick and easy. While members can visit us at our convenient location in Wichita, official correspondence should be sent to the same address: 3777 N Maize Rd, Wichita, KS 67205. We invite you to stop by Heartland today let's work together toward achieving your financial goals!

Member Eligibility

Becoming a member of Heartland means joining a welcoming community that values your financial well-being and success. To qualify, you need to be a resident or work in the areas we serve, which makes it easy for most people in our local community to join. If you want to dive into the specifics of eligibility, check out our detailed criteria at https://consumer.hcu.coop . It's a straightforward process that ensures everyone feels included and valued. Once you're ready to become part of our family, opening an account is simple! You can start the process online by visiting http://www.hcu.coop/loan-apps , or feel free to give us a call at (620) 669-0177 if you have any questions. We're here to help you take this important step toward better financial services right at our branch located at 3777 N Maize Rd Wichita Ks 67205. Joining Heartland opens up a world of benefits tailored just for you, so don't hesitate to reach out!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having a reliable partner that helps you manage transactions effortlessly. Our merchant services provide the tools you need to accept payments easily, whether in-store or online. This means less time worrying about cash flow and more focus on serving your customers. For more information or to discuss how we can support your business at our branch located at 3777 N Maize Rd, Wichita, KS, call us at 620-669-0177. Let's work together to take your business to the next level!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth. We know running a business comes with its own set of challenges, and we're here to provide solutions.

Convenient Access

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking services that allow you to manage your finances anytime, anywhere. Whether it's checking your balance, making transfers, or paying bills, our digital tools make it easy. Plus, with ATM access available for cash withdrawals and balance checks, getting cash when you need it is hassle-free.

Credit and Loans

For those unexpected expenses or big life events, our personal loans and debt consolidation options are here to help you take control of your finances. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases.

Drive-Thru Services

For quick transactions on the go, our drive-thru banking offers basic services like deposits, withdrawals, and other simple transactions without leaving your car. It's just one more way we strive to make banking easier for you. With all these services available at Heartland, we invite you to explore how we can assist you in achieving your financial goals. For more information or to get started today, please give us a call at (620) 669-0177 or visit us online at https://www.hcu.coop/ . Let's take this journey together!

Personal Banking

We understand that managing your money can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. If you're looking to purchase a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Planning to buy a home? Our mortgage loans and refinancing services can help you navigate the process with ease.

Digital & Online Banking

Key Features

You can get started by visiting us online at https://www.hcu.coop/ . Our 24/7 Online Banking Services give you the freedom to check your balance, pay bills, and transfer money whenever it suits you. Plus, with E-Statements Availability, you'll receive your statements electronically, keeping your information organized and easily accessible without the clutter of paper. Security is a top priority for us. With our Electronic Signature Authorization, you can sign documents securely from the comfort of your home. This feature adds an extra layer of convenience while ensuring that your personal information stays protected. For those who love managing their finances on their smartphones, our Mobile Application Availability allows you to bank on the go. You can make Mobile Payments effortlessly, ensuring that you're always in control of your transactions. Additionally, our Person-to-Person Transfers make it easy to send money to friends or family quickly and conveniently. Overall, at Heartland, we strive to provide user-friendly digital banking solutions that fit into your lifestyle. With real-time account management and a focus on security, we're here to support you every step of the way as you navigate your financial journey. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Growth

With $52,222,682 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $11,247 in used auto loans and $539,626,911 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 79,108, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $20,268,796. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 3777 N Maize Rd Wichita Ks 67205 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $206,767,627 in used vehicle loans and $38,189,385 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and used vehicles, making it easier than ever to drive off with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $73,160,026 provide the capital needed to grow and expand. We aim to support local businesses by offering competitive rates and terms that align with your financial strategies.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,107,926, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Refinancing Options

If you're interested in refinancing any existing loans or exploring eligibility options for our loan products, we encourage you to reach out. Our team can help assess your situation and find solutions that work best for you. We are dedicated to providing exceptional service at Heartland. If you have any questions about our loan offerings or need assistance getting started, feel free to contact us at 620-669-0177 or visit us at 3777 N Maize Rd Wichita KS 67205. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,939,550 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the stress of high-interest rates.

Loan Aggregator

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HEARTLAND CREDIT UNION