Heartland Credit Union Newton KS | Best Auto Loans & Business Banking

Introduction

Welcome to Heartland, your trusted financial partner since 1948. Nestled at 2201 S Kansas Rd, Newton, KS 67114, our branch is committed to empowering our members through a range of personalized banking solutions. With over 40,000 members and total assets exceeding $647 million, we strive to make a positive impact in our community while supporting your financial goals. At Heartland, we pride ourselves on our robust offerings, including auto loans, mortgages, and business banking services. Our dedication to member service is evident in our total deposits of $36,762,690 and a net worth of $55,795,373, showcasing our strength and reliability. Our team of 145 employees, led by CEO Dan Springer and Board President Rex Christner, works tirelessly to ensure you receive the best possible experience. While members can visit us at our Newton location for all their banking needs, official correspondence should be sent to the same address: 2201 S Kansas Rd, Newton, KS 67114-8733. Whether you're looking for a new checking account or need assistance with a loan application, our friendly staff is ready to help. Explore the various services we offer at our website, and feel free to reach out via phone at 620-669-0177. We invite you to become part of the Heartland family today where your financial success is our top priority!

Branch History & Mission

Welcome to Heartland, a cornerstone of community banking in Newton, Kansas. Established in 1948, our branch has proudly served the needs of our members for over 75 years. Located at 2201 S Kansas Rd, we are easily accessible and situated near local landmarks that make us a familiar part of the community. Throughout our history, Heartland has evolved significantly. From humble beginnings, we have grown into a trusted financial institution with total assets reaching $647,519,323 and a thriving membership base of 40,098 individuals. Our commitment to our members is reflected not just in numbers but in the relationships we've built and the lives we've impacted. At Heartland, we believe in more than just providing financial services; we aim to uplift our community. Our mission is to offer comprehensive banking solutions while fostering an environment where every member feels valued and supported. Whether it's through personal banking options like checking and savings accounts or vital services such as auto loans and mortgages, we strive to meet your financial needs with care and dedication. In addition to traditional banking services, Heartland embraces modern technology to enhance your experience. We offer online and mobile banking for convenience and accessibility. With features like electronic signatures and mobile payments, we ensure that managing your finances is simple and efficient. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to 2201 S Kansas Rd, Newton, KS 67114-8733 if needed. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. Additionally, our drive-thru service offers another layer of convenience for quick transactions. Heartland is not just about banking; it's about building connections within the community. We actively participate in outreach efforts that support local initiatives and partnerships aimed at improving the lives of those around us. Join us today at Heartland! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit our website at www.hcu.coop or call us at 620-669-0177 for more information on becoming a member. Together, let's pave the way for a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Heartland, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, ensuring that everyone can navigate comfortably. We have ample parking available right outside our entrance, along with ramps for easy access. Plus, if you prefer to handle your banking needs on the go, we offer a drive-thru service for quick transactions without leaving your vehicle.

Call to Action

We invite you to come by Heartland today! Whether it's a quick question or setting up an account, our friendly team is ready to help. Experience banking with a personal touch right here in Newton!

Operating Hours

We know that life can get busy, so we've tailored our hours to meet your needs. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. If you're looking to visit us on the weekend, our lobby is open Saturday from 9:00 AM to 12:00 PM. The drive-thru operates during similar hours, making it even more convenient for you.

Services Available

Heartland offers a variety of services designed to make your banking experience as smooth as possible. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Additionally, our ATM services are available around the clock for cash withdrawals and balance inquiries. While members can visit us at 2201 S Kansas Rd for all their banking needs, official correspondence should be sent to the same address or feel free to give us a call at 620-669-0177 if you have any questions or need assistance.

Member Eligibility

At Heartland, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, or worship in our community, you're likely eligible to join us! We welcome individuals who share our values and are looking for a supportive place to manage their finances. To find out more about the specific eligibility requirements, feel free to visit our eligibility page for all the details. Opening an account with us is straightforward and designed to be as welcoming as possible. You can easily start your journey with Heartland by visiting our account opening page. Whether it's for personal banking or loans, we're here to help you every step of the way. If you have any questions, don't hesitate to reach out at (620) 669-0177. Our friendly team is excited to welcome you to our community at 2201 S Kansas Rd Newton Ks 67114!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly with tools that simplify payments and enhance customer experiences. Our merchant services offer just that. From easy card processing to online payment solutions, we help you serve your customers better while keeping transactions secure and efficient. Located at 2201 S Kansas Rd Newton Ks 67114 in Newton, KS, we're here to help your business thrive. Contact us at (620) 669-0177 to learn how we can partner with you on your path to success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For our local entrepreneurs, we have tailored Business Banking solutions including merchant services and business loans. We understand the challenges of running a business and are here to support your journey towards success.

Convenient Access Anytime, Anywhere

In addition to traditional banking services, we know how important convenience is in today's fast-paced world. With our Online & Mobile Banking, managing your finances has never been easier. You can access your accounts from anywhere at any time whether it's transferring funds or checking transactions. Our branch also features an ATM & Cash Withdrawal Services, so if you're on the go, accessing your cash is simple. And for quick transactions like deposits and withdrawals, our basic drive-thru banking service provides added convenience without leaving your vehicle. At Heartland, we're proud to offer a wide variety of services all aimed at helping you achieve financial wellness. Interested in learning more about what we can do for you? Feel free to reach out at (620) 669-0177 or visit us at our location in Newton, KS. Let us help you take the next step towards achieving your financial goals!

Credit Cards with Benefits

In today's world, a good credit card can make all the difference. That's why we offer Credit Cards with Rewards that allow you to earn points on purchases that matter most to you. Enjoy shopping while accumulating rewards for future savings!

Financing Your Dreams

Looking to buy a new car or refinance your home? We understand that life is full of big decisions. With our Auto Loans & Vehicle Financing, you can drive off in your dream car without breaking the bank. If you're considering homeownership or want to make changes to your existing mortgage, our Mortgage Loans & Refinancing options are designed to help you achieve your goals with flexible terms and competitive rates. Need a little extra cash? Our Personal Loans & Debt Consolidation services can help simplify your finances by combining multiple debts into one easy payment, making it easier to manage your budget.

Personal Banking Made Easy

Managing your finances should be simple and convenient. That's why we provide Personal Banking services including checking and savings accounts designed for every lifestyle. Imagine having an account that not only meets your everyday needs but also helps you save for those special moments. Our accounts come with user-friendly online and mobile banking features, allowing you to check balances, transfer funds, and pay bills from anywhere.

Digital & Online Banking

Key Features

Our online banking platform provides several user-friendly features that enhance your banking experience. You can easily access your statements electronically, allowing you to go paperless with our e-statements option. This means you'll always have your financial information at your fingertips without the clutter of physical paperwork. Plus, with electronic signature authorization, signing documents is quick and secure no more printing or mailing! For those who are always on the move, our mobile application lets you manage your accounts right from your smartphone. You can send person-to-person transfers effortlessly, making it simple to share money with friends or family. And if you're someone who enjoys the convenience of mobile payments, you'll be pleased to know that our platform supports this feature as well.

Security and Accessibility

At Heartland, security is paramount. We use advanced security measures to protect your personal information while ensuring that accessing your accounts is as easy as possible. You can rest assured knowing that your data is safe while you enjoy real-time account management from the comfort of your home or on the go. Whether you're checking your balance before a shopping trip or making a last-minute payment, our digital banking services are designed to keep you in control of your finances every step of the way. Join us today at https://www.hcu.coop/ and experience how easy banking can be!

Financial Strength

Growing Member Base

The trust placed in us is evident through our strong membership numbers; with 79,108 total share accounts, we are proud of the growing community that relies on Heartland. Net Shares (Funds available for lending and investments): $20,268,796. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 2201 S Kansas Rd Newton Ks 67114 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $52,222,682 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is reflected in our $11,247 in used auto loans and $539,626,911 in total loans and leases, which helps our members achieve their financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At Heartland, we also provide various refinancing options. If you're interested in lowering your monthly payments or accessing cash from your home's equity, our refinancing programs are designed to meet your needs effectively. To learn more about eligibility requirements or to start your application process, feel free to contact us at (620) 669-0177 or visit us at 2201 S Kansas Rd Newton Ks 67114 in Newton, KS. You can also explore additional information on our website at https://www.hcu.coop/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $206,767,627 in used vehicle loans and $38,189,385 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles to ensure you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $73,160,026 provide the capital needed to grow and expand. We understand the unique challenges that small businesses face and are committed to supporting your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,107,926, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our experienced team is ready to assist you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,939,550 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, making it easier for you to handle everyday expenses.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer displayed is vetted for accuracy, ensuring fair and transparent offers. Users can trust that they are seeing genuine rates from reputable lenders.

Key Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HEARTLAND CREDIT UNION