HEARTLAND CREDIT UNION

Welcome to Heartland, your trusted credit union located at 2825 Plaza Ave, Hays, KS 67601. With a rich history dating back to 1948, we are proud to serve our community and provide financial solutions tailored to your needs. At Heartland, we believe in fostering strong relationships with our 40,098 members, offering personalized services that make a difference in their lives. As a member-focused institution, we have grown significantly over the years. Our total assets stand at an impressive $647,519,323, reflecting our commitment to stability and security for all our members. You can trust us with your hard-earned money, as demonstrated by our solid net worth of $55,795,373 and total deposits amounting to $36,762,690. At Heartland, we offer a range of services designed to help you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our robust loan portfolio features over 31,914 loans and leases, ensuring we can meet the diverse needs of our community. Our dedicated team of 145 employees is led by CEO Dan Springer and Board President Rex Christner, who are committed to maintaining the highest standards of service. We pride ourselves on being accessible and responsive; feel free to reach out to us at (620) 669-0177 or visit our website at hcu.coop for more information. While members can visit us at our branch location, official correspondence should be sent to the same address: 2825 Plaza Ave, Hays, KS 67601. Join us at Heartland today and experience the difference that a dedicated credit union can make in your financial journey!

At Heartland, we believe that everyone deserves a place in our supportive community, and becoming a member is simpler than you might think! To join us at our Hays location, 2825 Plaza Ave Hays Ks 67601, you just need to meet a few friendly criteria. Generally, anyone who lives, works, worships, or attends school in the area is eligible to become a member. This means that whether you're a long-time resident or new to the community, you're welcome here! We encourage you to check out our detailed eligibility requirements at https://consumer.hcu .coop for the most up-to-date information. Joining Heartland opens up a world of benefits for you. From personalized banking services to competitive loan rates and convenient online tools, we're here to help you achieve your financial goals. If you're ready to take the next step, opening an account is quick and easy simply visit http://www.hcu.coop/loan-apps for more information. If you have any questions or need assistance, don't hesitate to give us a call at (620) 669-0177. We can't wait to welcome you into our family!

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to you, ensuring we can provide exceptional service and competitive products. With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,222,682 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant: we have $11,247 in used auto loans and $539,626,911 in total loans and leases, supporting your financial goals across various sectors. Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 5 part-time employees who are always ready to assist you with their expertise and dedication. Net Shares (Funds available for lending and investments): $20,268,796. Total Share Accounts: 79,108, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 2825 Plaza Ave Hays Ks 67601 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.