Heart Of Louisiana Credit Union Marksville LA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Heart Of Louisiana, your trusted financial partner located at 348 Center St, Marksville, LA 71351. Since our establishment in 1955, we have been dedicated to serving our community with personalized banking solutions that cater to your unique needs. With over 16,500 members and total assets of $132,812,382, we take pride in being a cornerstone of financial stability and growth for individuals and families across Avoyelles Parish. At Heart Of Louisiana, we understand the importance of community-focused banking. Our team, led by CEO Cynthia Beauregard and Board President Michael Taylor, is committed to providing exceptional service while ensuring that your financial goals are met. Whether you're looking for a new auto loan, mortgage refinancing, or personal banking services, we have tailored solutions just for you. Our total loans amount to 6,297, reflecting our commitment to helping members achieve their dreams. While members can visit us at our branch location, official correspondence should be sent to PO Box 4030, Pineville, LA 71361. We encourage you to reach out at (318) 619-1900 for any inquiries or assistance our friendly staff is here to help! With total deposits exceeding $15,662,906 and a robust net worth of $22,253,507, you can trust that your finances are in safe hands with us. Experience the Heart Of Louisiana difference visit us today or explore more about our services at heartcu.org. Your journey towards financial wellness starts here!

Branch History & Mission

Commitment to Innovation

As part of our commitment to excellence, we embrace technology that makes banking easier for you. With online banking options available and features like electronic signatures and e-statements, managing your finances has never been simpler. While we currently do not offer ATMs or drive-thru services at this location, our team is always here during lobby hours Monday through Thursday from 9 AM to 4 PM to assist you in any way possible.

Join Us!

We invite you to experience the Heart Of Louisiana difference for yourself. Discover how our member-centric approach can benefit you and your family. Whether you're looking for competitive loan rates or tailored financial advice, we're here for you every step of the way. Join us today and be part of a growing community that cares about your financial future! For more information or inquiries, please feel free to contact us at 318-619-1900 or visit our website at heartcu.org. Together, let's build a brighter financial future!

Our Mission

At Heart Of Louisiana, we believe in the power of community and the importance of supporting each other. Our mission is clear: to provide quality personal and business banking services while promoting financial literacy and responsible lending practices. We strive to make banking easy and accessible through various services like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. In addition to our robust banking offerings, we focus on giving back to the communities we serve. Whether through partnerships with local organizations or hosting community events that promote financial education, we are dedicated to making a difference in the lives of our members.

Our Story

Nestled at 348 Center St, Marksville, LA 71351, our branch has witnessed significant milestones throughout its journey. From humble beginnings as a small local financial cooperative to becoming a vital part of the community's economic fabric, Heart Of Louisiana is committed to fostering financial well-being for all. We are not just about numbers; we are about people. Our mission is to empower our members by offering personalized financial solutions that fit their unique needs. While members can visit us at our branch address for face-to-face assistance, official correspondence should be sent to PO Box 4030, Pineville, LA 71361. This flexibility ensures that we remain accessible and responsive to our members' needs.

Branch Location & Accessibility

Welcome to Heart Of Louisiana, your friendly credit union located at 348 Center St in the heart of Marksville, LA. Our branch is easy to find and conveniently situated near local landmarks, making your visit straightforward and hassle-free. Whether you're here for personal banking services or looking for financing options, we're ready to assist you. While members can visit us at our Marksville location, official correspondence should be sent to PO Box 4030, Pineville, LA 71361. We pride ourselves on accessibility; our branch complies with ADA standards, ensuring that everyone can comfortably access our services. Ample parking is available nearby, so you can park with ease when you stop by. At Heart Of Louisiana, we understand that your time is valuable. Our lobby hours are welcoming open from Monday through Thursday from 9 AM to 4 PM providing ample opportunity for you to take care of your banking needs. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is always ready to help you inside the branch. As part of our commitment to serving the community, we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. With online and mobile banking options available as well, managing your finances has never been more convenient. If you have any questions or need assistance before visiting us, feel free to give us a call at 318-619-1900. We look forward to welcoming you at Heart Of Louisiana and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Heart Of Louisiana is like joining a friendly family that cares about your financial well-being. If you live, work, or worship in the Avoyelles area, you're already on your way to enjoying all the benefits we offer! We believe that everyone deserves access to personalized banking services, and at Heart Of Louisiana, you'll find just that. Whether you're looking for checking and savings accounts or loans for your next vehicle, we've got you covered with great rates and dedicated support. For more details on eligibility, feel free to visit our website at . If you're ready to start your journey with us, opening an account is easy! Just give us a call at (318) 619-1900, and our team will guide you through the process. We're excited to welcome you to Heart Of Louisiana, located at 348 Center St Marksville La 71351, where your financial goals are our top priority!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,236,250, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide robust merchant services that make transactions easier for businesses. Picture a local shop owner who can accept payments seamlessly from customers through our reliable systems. This not only improves customer satisfaction but also helps the business operate more efficiently. Join us at Heart Of Louisiana located at 348 Center St Marksville La 71351, Marksville, LA, and discover how our dedicated team can assist you in achieving your business goals! For more information, call us at (318) 619-1900.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM facilities at our branch, we ensure that cash withdrawal services are accessible when needed through partnerships in the area. At Heart Of Louisiana, located in Marksville, we're committed to providing comprehensive financial solutions that cater directly to the needs of our community members. If you're ready to take charge of your financial future or have any questions about our services, feel free to call us at 318-619-1900 or visit us today! We're here for you every step of the way as you navigate life's financial journey.

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing solutions make it easier than ever. With competitive rates, you can drive away in your dream car without breaking the bank. Picture yourself enjoying a smooth ride while knowing you secured an affordable loan.

Business Banking

For our entrepreneurial members, our Business Banking services include essential tools like Merchant Services and Business Loans. We support local businesses by providing financial resources tailored to their needs, helping them grow and succeed in the community.

Credit Cards with Rewards

To enhance your spending power, we offer Credit Cards with Rewards that let you earn points on everyday purchases. Imagine collecting rewards just by using your card for things you already buy. It's a great way to get more value from your spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we're here to guide you through the process. We aim to make the experience straightforward so you can focus on turning a house into a home.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be convenient. Our Online & Mobile Banking services allow you to check balances, pay bills, and transfer money right from your phone or computer. No more waiting in line; everything is just a click away!

Personal Banking

Our Personal Banking options are tailored to fit your lifestyle. Whether you're looking to open a checking or savings account, we have accounts that offer flexibility and convenience. Imagine having easy access to your funds anytime you need them, along with tools to help you save for future goals.

Personal Loans & Debt Consolidation

If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans & Debt Consolidation services provide quick access to cash when you need it most. Think of it as a fresh start on your financial journey, allowing you to regain control over your finances.

Digital & Online Banking

At Heart Of Louisiana, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to put you in control of your money anytime, anywhere. With our 24/7 Online Banking Services available at https://heartcu.org/ , accessing your accounts is just a click away. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our E-Statements Availability means you can view your statements online whenever you need them no more waiting for the mail! Security is a top priority for us. Our Electronic Signature Authorization feature allows you to sign documents securely online, making it easier to manage your accounts without unnecessary trips to the branch. We also provide a Mobile Payments Feature, so you can make purchases directly from your smartphone with ease and confidence. For those who want to share funds quickly, our Person-to-Person Transfers let you send money to friends or family instantly. And if you're looking for convenience on the go, our mobile application is in development, ensuring you'll have access to all these features right at your fingertips soon. At Heart Of Louisiana, we're committed to making banking accessible and straightforward. Enjoy real-time account management with services that fit into your busy life. Join us today and experience how easy banking can be!

Financial Strength

Dedicated Team

We also take pride in having 45 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at 29,894, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heart Of Louisiana is your trusted partner. Visit us at 348 Center St Marksville LA 71351 or call 318-619-1900 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Lending Capacity

Our lending capacity is robust with $68,347,150 in total loans and leases and 735 used auto loans available to assist you across various sectors. Our net income of $1,266,249 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Your savings are secure with us through $3,847,128 in share certificates and $2,864,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $20,057,114 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Strong Financial Health

With a net worth of $22,253,507, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1669 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,605,748 in used vehicle loans and $6,942,857 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Commercial Loans

For business owners looking to expand or enhance their operations, our outstanding commercial loans totaling $4,236,250 provide the capital needed for growth and development. We are committed to supporting local businesses with financial solutions that align with their objectives. At Heart Of Louisiana, we prioritize your financial well-being and are dedicated to offering transparent services that meet your needs. For more information about our loan offerings or to discuss which option might be right for you, please contact us at 318-619-1900 or visit us at 348 Center St Marksville La 71351. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Loans

For those who need flexible borrowing solutions, our total credit lines amount to $9,000,000, providing members with the ability to manage their finances effectively. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $6,888,705 in loans helping members navigate unexpected expenses while maintaining control over their budgets.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,497,492, making it easier than ever for you to find a place to call home. If you're considering refinancing your existing mortgage, don't hesitate to reach out for information on eligibility and available options.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs.

HEART OF LOUISIANA FEDERAL CREDIT UNION - Marksville, LA