Heard A.m.e. Credit Union Roselle NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Heard A.M.E. Church, your trusted financial partner located at 310 E 8th Ave, Roselle, NJ 07203. Since our establishment in 1980, we have been dedicated to serving our community with a personal touch and a commitment to helping our members achieve their financial goals. With a robust membership of 162 and total assets amounting to $194,538, we pride ourselves on fostering relationships that empower individuals and families. At Heard A.M.E. Church, we understand the importance of community impact. That's why we offer a range of services designed to meet your unique financial needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our members benefit from competitive loan rates, which currently include 13 loans and leases totaling $145,289 in deposits. Our net worth stands strong at $16,659, reflecting our stability and dedication to sound financial practices. Led by our experienced CEO, Evelyn Maynor, and Board President, Bridgitte Hopson, our team is committed to providing exceptional service. Whether you're looking for personal loans or business banking solutions, we're here to guide you every step of the way. For any official correspondence, please note that while you can visit us at our branch address, all mail should be directed to 310 E 8th Ave, Roselle, NJ 7203. We invite you to connect with us today! Call us at (908) 241-5588 or stop by during our lobby hours from 9:30 AM to 2:00 PM on weekdays. Join us at Heard A.M.E. Church, where your financial well-being is our top priority!

Branch History & Mission

Heard A.M.E. Church has been a cornerstone of financial empowerment in Roselle, NJ, since its establishment in 1980. Located at 310 E 8th Ave, this branch has witnessed the growth and change of the community around it while remaining steadfast in its commitment to serve its members. Over the years, Heard A.M.E. has grown into a trusted financial partner for 162 members, fostering a sense of belonging and support that extends beyond banking. The mission of Heard A.M.E. is simple yet profound: to provide accessible financial services that uplift our community while promoting economic well-being. We focus on personal banking solutions, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards all designed to meet the unique needs of our members. Our approach is not just about transactions; it's about building relationships and empowering individuals to achieve their financial goals. Since opening our doors, we have grown significantly, managing total assets of $194,538. This growth reflects our dedication to prudent financial practices and our commitment to serving our members effectively. While our physical presence is rooted in Roselle, we also strive to create connections through community outreach programs and partnerships that reinforce our mission. Although we do not currently offer ATM or drive-thru services at this location, we maintain regular operating hours from 9:30 A.M. to 2:00 P.M., Monday through Friday, allowing us to provide personalized service to all who walk through our doors. While members can visit us at 310 E 8th Ave, official correspondence should be sent to 310 E 8th Ave, Roselle, NJ 7203 if necessary. At Heard A.M.E., we believe in meeting the needs of everyone in our community. Our services extend beyond traditional banking; they include business banking options and debt consolidation solutions aimed at helping members navigate life's financial challenges. We invite you to join us on this journey toward better financial health. Experience firsthand how Heard A.M.E. can make a difference in your life whether you're looking for a new account or seeking guidance on loans and financing options. Together, let's build a brighter future for Roselle! If you have any questions or need assistance, please don't hesitate to reach out at 908-241-5588.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You'll find us just a stone's throw from local favorites like the Roselle Park Train Station and the beautiful Warinanco Park, making it a breeze to stop by during your daily activities. Our branch is fully accessible, featuring ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, there's ample parking available right outside, so you can park with ease.

Operating Hours and Services Offered

We're here to serve you Monday through Friday from 9:30 A.M. to 2:00 P.M. Our dedicated team is ready to assist you with a range of services including checking and savings accounts, mortgage loans, and personalized financial advice tailored to your needs. Although we currently do not offer ATM or drive-thru services, our lobby provides a warm environment where you can meet with our staff face-to-face. While members can visit us at 310 E 8th Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 908-241-5588. We invite you to stop by and experience the welcoming atmosphere at Heard A.M.E.! Your financial journey is important to us, and we look forward to being part of it.

Member Eligibility

Becoming a member of Heard A.m.e. feels like joining a warm, welcoming family where your financial needs are prioritized. Here, we believe that everyone deserves access to quality banking services. To be eligible for membership, you simply need to be part of our community whether it's through your employment, family ties, or residing in the area around 310 E 8Th Ave Roselle Nj 07203. This means that if you live or work in Roselle or surrounding areas, you're likely already qualified to join us! Our members enjoy a range of benefits including personal banking services, auto loans, and much more all tailored to help you thrive financially. Opening an account is easy and straightforward! You can find all the details you need by visiting our eligibility page at , where we provide comprehensive information about becoming a member. If you have any questions or need assistance along the way, feel free to reach out to us at (908) 241-5588. We're here to help you take this important step toward securing your financial future with us at Heard A.m.e.!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that streamline payment processing. Imagine a busy day at your café where customers can pay quickly and easily this keeps lines moving and customers happy. Our tools are designed to enhance your operational efficiency, allowing you to focus on what matters most: running your business. Located at 310 E 8Th Ave Roselle Nj 07203, Roselle, NJ NJ, our team is dedicated to helping local businesses thrive. Reach out today at (908) 241-5588 to explore how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who aren't yet members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that can adapt as your business grows.

Comprehensive List Of Services

Business Banking Services

For business owners, Heard A.m.e. provides essential banking services that can help streamline operations. Our business banking includes merchant services and business loans designed to support small businesses in achieving their goals.

Cash Withdrawal Services

While we currently do not have ATM facilities at this branch location, we ensure easy access to cash withdrawal services through partnerships that extend across various networks. Whether you're just starting out on your financial journey or looking for ways to enhance your existing plans, Heard A.m.e. is here to help every step of the way. Visit us today at 310 E 8Th Ave Roselle Nj 07203 in Roselle, NJ, or give us a call at (908) 241-5588 to learn more about how our services can benefit you. We look forward to serving you!

Credit Cards and Rewards

Our credit card options not only help with everyday purchases but also reward you for using them. With various rewards programs available, you can earn points on every dollar spent, making your purchases even more valuable.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Heard A.m.e., we pride ourselves on offering online and mobile banking options that allow you to manage your accounts from anywhere. You can check balances, transfer funds, pay bills, and more all at your fingertips!

Loans and Financing Options

When it comes to loans, Heard A.m.e. has you covered. If you're in the market for a new vehicle or looking to refinance an existing loan, our auto loans provide flexible terms that suit your budget. Additionally, our mortgage loans and refinancing options can help you achieve your dream home while saving money in the long run. For those looking to consolidate debt or finance personal projects, we also offer personal loans that come with manageable repayment plans.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer comprehensive personal banking solutions, including checking and savings accounts tailored for various lifestyles. Whether you're saving for a special purchase or planning for the future, our accounts come with competitive rates and no hidden fees, ensuring you keep more of your hard-earned money.

Digital & Online Banking

Key Services

Explore our user-friendly online banking platform at . Here, you can check balances, transfer funds, and keep track of your spending with just a few clicks. While we currently don't offer electronic signature authorization or e-statements, we prioritize the security of your personal information every step of the way. For those who prefer mobile banking, our services may not yet include a dedicated mobile application or mobile payment options, but rest assured that our website is optimized for mobile use. This means you can still manage your accounts effectively right from your smartphone or tablet.

Real-Time Management

One standout feature is our ability to facilitate person-to-person transfers. While this service isn't available just yet, we're constantly working to enhance our offerings. Our commitment to ensuring 24/7 online banking means that even outside regular business hours, you can stay connected to your finances without any hassle. In summary, while we have some limitations currently in place like no electronic signatures or mobile applications the focus at Heard A.m.e. remains on providing a secure and accessible banking experience. We're here for you when it matters most!

Financial Strength

At Heard A.m.e., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident about your financial future with us, knowing that our strong performance and commitment to service set us apart. With a net worth of $16,659, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,597 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,992 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 174, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heard A.m.e. is your trusted partner. Visit us at 310 E 8Th Ave Roselle Nj 07203 or call (908) 241-5588 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

For business owners, while there are no outstanding commercial loans available right now, we are eager to support local businesses when opportunities arise. If you're interested in exploring refinancing or eligibility options for future products, please don't hesitate to reach out. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Heard A.m.e., we're dedicated to making finance simple and approachable for all our members.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $0 in used vehicle loans and $0 in new vehicle loans already helping members get on the road. We make financing straightforward and accessible, ensuring you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we are committed to providing competitive products when the opportunity arises.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have $0 in unsecured credit card loans, our aim is to provide options that help members manage their finances effectively.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all loan offers are fair and transparent. You can trust that the information you receive reflects current market conditions.

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