HealthShare Credit Union Greensboro NC | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Healthshare Credit Union, where your financial well-being is our top priority! Located at Healthshare Credit Union, Greensboro, NC 27403, we have been proudly serving our community since 1955. With a strong commitment to our members, we currently support over 5,700 individuals and families in achieving their financial goals. At Healthshare, we understand that trust is earned through transparency and reliability. Our total assets of $53,341,460 and net worth of $6,268,026 reflect our solid foundation and dedication to providing secure banking solutions. We offer a range of services from personal banking accounts to auto loans and credit cards designed with your needs in mind. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: Greensboro Health Care Credit Union, 1200 N. Elm St., Greensboro, NC 27401. Led by our passionate CEO Genice DeCorte and Board President Keith Ross, our team of 12 dedicated employees is here to assist you every step of the way. Whether you're looking for loans or seeking advice on saving and investing, we are committed to helping you make informed financial decisions. With total loans reaching 2,633 and deposits amounting to an impressive $6,346,642, we stand ready to support your aspirations. Discover the difference that comes from being a member of Healthshare Credit Union where you are not just a number but part of our family. Ready to take the next step? Call us at 336-832-0606 or visit our website at www.healthsharecu.org today! Your journey toward financial empowerment starts here!

Branch History & Mission

At Healthshare, we take pride in our rich history and unwavering commitment to our members in Greensboro, NC. Since opening our doors in 1955, we have been dedicated to providing financial services that truly cater to the needs of our community. Our branch is located at Healthshare Credit Union, Greensboro, NC 27403, a convenient spot for local residents seeking reliable banking options. Over the years, Healthshare has grown from a small credit union into a trusted financial institution serving over 5,700 members. With total assets reaching an impressive $53,341,460, we have built a strong foundation that allows us to offer a wide range of services. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we aim to empower our members with the tools they need for financial success. Our mission at Healthshare is simple yet profound: to provide accessible and affordable financial services while making a positive impact on our community. We believe in fostering relationships built on trust and support, ensuring that each member feels valued and heard. As part of this mission, we actively engage in community outreach efforts and partnerships that uplift those around us. While members can visit us at Healthshare Credit Union Greensboro Nc 27403, official correspondence should be sent to Greensboro Health Care Credit Union, 1200 N. Elm St., Greensboro, NC 27401. We also understand the importance of convenience; that's why we offer operating hours Monday through Friday from 7:30 AM until 11:30 AM and again from 12:30 PM until 3:30 PM. In today's digital world, we remain committed to enhancing accessibility through online and mobile banking options. Whether you're looking to manage your account from home or on-the-go, we've got you covered. Although we currently do not have ATM availability or drive-thru services at this location, our team is always ready to assist you with any inquiries over the phone at 336-832-0606. As we look towards the future, we invite you to join the Healthshare family. Experience firsthand how our member-focused approach can help you achieve your financial goals while being part of a caring community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Healthshare Credit Union, your friendly financial partner located at Healthshare Credit Union Greensboro, NC 27403. Nestled in the vibrant community of Greensboro, our branch is conveniently situated near local landmarks that make your visit even easier. Whether you're heading to a nearby café or running errands, popping by for your banking needs is a breeze. At Healthshare, we understand the importance of accessibility. Our branch features ADA-compliant entrances and ramps to ensure everyone can comfortably access our services. We also offer ample parking space, so you won't have to worry about finding a spot during your visit. We invite you to stop by during our welcoming hours: Monday through Friday from 7:30 AM until 11:30 AM and then again from 12:30 PM until 3:30 PM. Unfortunately, we do not have ATM services or drive-thru banking at this location, but our dedicated team is here to assist you with personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. While members can visit us at Healthshare Credit Union Greensboro, NC 27403 for all their banking needs, please note that official correspondence should be sent to our mailing address at Greensboro Health Care Credit Union, 1200 N. Elm St., Greensboro, NC 27401. If you have any questions or need assistance, don't hesitate to call us at 336-832-0606. Our friendly staff is eager to help you navigate your financial journey. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Healthshare is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in the Greensboro area, you're already on the path to membership! We welcome individuals who are part of our community and those affiliated with specific organizations. Plus, if you're related to a current member, you're also eligible to join us! This means that becoming a member is not only about finances; it's about being part of a supportive network that offers great benefits tailored just for you. Once you're ready to take the next step, opening an account at Healthshare is simple and straightforward. You can find all the necessary details and updates regarding eligibility at this link. If you have any questions or need assistance, don't hesitate to give us a call at (336) 832-0606. Our team is here to help you feel right at home as you embark on this exciting journey with us at Healthshare Credit Union Greensboro Nc 27403!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services designed to simplify transactions and enhance customer experiences. Imagine easily accepting payments from your customers without hassles, ensuring you can focus on what you do best running your business. Our services cater to various needs, whether you're a local shop or a service provider in Greensboro, NC. Explore how Healthshare can partner with you in your journey toward success. Contact us today at (336) 832-0606 or visit us at Healthshare Credit Union Greensboro Nc 27403!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide flexible terms and competitive rates, ensuring that financing your dream vehicle is stress-free. With quick approvals and easy repayment options, you'll be on the road in no time.

Business Banking

If you're a business owner, Healthshare has got you covered too! We provide essential business banking services including merchant services and business loans that can help take your venture to the next level. Our dedicated team understands the challenges businesses face and is ready to support you in achieving your goals.

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards come packed with benefits. Enjoy cashback on everyday spending and other perks that make every swipe worthwhile.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. Whether you're purchasing your first home or looking to refinance an existing mortgage, we have tailored solutions to guide you through every step of the process. Our experienced team will work with you to find the best rates and terms that suit your financial situation.

Online & Mobile Banking

We prioritize convenience with our online and mobile banking features. Manage your accounts from anywhere at any time, pay bills, transfer funds, and even deposit checks all from the comfort of your phone or computer. At Healthshare, we believe in making banking easy and accessible for everyone. If you have any questions or would like to learn more about how our services can benefit you, don't hesitate to reach out! Call us at (336) 832-0606 or visit us today at Healthshare Credit Union Greensboro Nc 27403. Your journey toward financial wellness begins here!

Personal Banking

Whether you're looking to open a checking or savings account, Healthshare offers personal banking solutions designed to fit your lifestyle. Our checking accounts come with no monthly fees and easy online access, making it simple for you to manage your day-to-day expenses. For those planning for the future, our savings accounts offer competitive interest rates to help your money grow.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses or want to consolidate debt? Our personal loans are designed with you in mind. We offer straightforward terms and can assist with debt consolidation strategies that may help lower your monthly payments and simplify your finances.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking services, you can enjoy features like e-statements, which let you view your account statements electronically, making it simple to track your finances without the clutter of paper. If you prefer using a mobile device, our user-friendly mobile application is available for download, giving you the freedom to manage your accounts anytime and anywhere. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and hassle-free. Just a few taps on your phone or clicks on your computer, and the money is sent securely. Security is our priority at Healthshare. Although we do not currently offer electronic signature authorization for transactions, rest assured that all online activities are protected with advanced security measures. You can bank with peace of mind knowing that your information is safe. For those who prefer a simpler way to pay bills or make purchases, we also provide mobile payment options through our app. While this feature isn't available just yet, we're constantly exploring new ways to enhance your banking experience. Our commitment is to make banking as accessible as possible for all members. With real-time account management and 24/7 access, you'll always be in control of your finances. Explore more about our digital services today at https://www.healthsharecu.org/, and take charge of your financial future with ease!

Financial Strength

Commitment to Growth

Our strength is also evident in our $5,076,123 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $475 in used auto loans and $39,387,478 in total loans and leases, our lending capacity supports your financial goals across various sectors. Moreover, our $201,483 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $9,199,054 in share certificates and $14,963,953 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $6,268,026, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,174 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Our total share accounts stand at 11,243, showing a strong and growing member base that trusts us with their finances. This trust allows us to build a community where everyone can thrive together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthshare is your trusted partner. Visit us at Healthshare Credit Union Greensboro Nc 27403 or call (336) 832-0606 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,707,407 in used vehicle loans and $5,143,262 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to get you behind the wheel without hassle.

Credit Lines and Personal Loans

For those looking for additional financial flexibility, our total credit lines amounting to $18,571,500 can be an excellent option. They provide you with access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,433,699, make buying or refinancing simple. We offer competitive rates and terms designed to help you navigate the path to owning your own home.

Refinancing Options

If you're interested in refinancing existing loans or exploring eligibility options for any of our products, we're here to assist you every step of the way. Our knowledgeable team is ready to guide you through the process and find solutions tailored specifically for your situation. For more information on our loan offerings or to discuss how we can help meet your financial needs, feel free to reach out at 336-832-0606. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Healthshare Credit Union, we're committed to supporting our members with reliable financial services that empower them today and into the future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $699,742 in loans helping members manage their finances effectively. These cards come with features that allow you to build your credit while enjoying rewards for your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

Healthshare