HealthShare Credit Union Greensboro NC | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Healthshare Credit Union, your trusted financial partner located at Healthshare Credit Union, Greensboro, NC 27401. Established in 1955, we have been dedicated to serving our community for over six decades. With a strong membership base of 5,719 members and total assets of $53,341,460, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Healthshare, we understand the importance of reliable financial services. That's why we provide a wide range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and even credit cards with rewards. Our commitment to our members is reflected in our total deposits of $6,346,642 and robust loan portfolio comprising 2,633 loans and leases. While you can visit us at our branch for all your banking needs, official correspondence should be sent to HealthShare Credit Union, 1200 North Elm Street, Greensboro, NC 27401. We encourage you to connect with us during our operating hours from Monday through Friday, 7:15 AM until 4:45 PM. Led by CEO Genice DeCorte and Board President Keith Ross, our dedicated team of 12 employees is here to help you achieve your financial goals. Whether you're looking for guidance on loans or need assistance with your accounts, we're ready to support you every step of the way. Join us at Healthshare Credit Union today! For more information or assistance, feel free to call us at 336-832-8119 or visit our website at healthsharecu.org. Your financial wellness is just a visit or phone call away!

Branch History & Mission

At Healthshare Credit Union, we are proud of our rich history and deep commitment to the community in Greensboro, NC. Since opening our doors in 1955, we have grown from a small financial institution into a trusted partner for over 5,700 members. Our journey has been marked by significant milestones that reflect our dedication to providing exceptional financial services while fostering a sense of community. Located at Healthshare Credit Union, Greensboro, NC 27401, our branch serves as a hub for personal banking needs. We invite you to visit us during our operating hours: Monday through Friday from 7:15 AM until 4:45 PM. While you're here, you'll find a welcoming environment where your financial goals are our priority. Our mission is clear: to empower our members through comprehensive financial solutions that enhance their lives and strengthen our community. We offer a wide array of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Each service is designed with the member in mind, ensuring that we meet your unique needs. As we evolved over the decades, we've made strides in digital banking to provide convenience and accessibility. Members can enjoy online banking and mobile applications that simplify managing finances on the go. Although we currently do not offer ATM or drive-thru services, we remain committed to delivering personalized service through our dedicated staff. Our partnerships within the community further illustrate our mission. We believe in giving back and supporting local initiatives that make Greensboro a better place for everyone. Whether it's through community outreach programs or financial education workshops, we strive to make a positive impact beyond just banking. While members can visit us at Healthshare Credit Union Greensboro Nc 27401, official correspondence should be sent to HealthShare Credit Union, Greensboro, NC 27401. If you have any questions or wish to learn more about how we can assist you on your financial journey, feel free to reach out at (336) 832-8119. Join us at Healthshare Credit Union and experience the benefits of being part of a community-focused credit union that truly cares about your success!

Branch Location & Accessibility

Accessibility and Parking

Our branch is easily accessible, with dedicated parking available for all members. We are committed to ensuring everyone can visit us comfortably, so our facilities meet ADA compliance standards. You'll find ramps and other accessibility features that make it simple for all members of the community to access our services.

Nearby Landmarks

Located near local favorites and important landmarks, our branch is just a stone's throw away from various shops and eateries. Whether you're stopping by on your way home or making a trip specifically for banking needs, you'll appreciate the ease of getting here.

Operating Hours

We invite you to visit us during our operating hours from Monday through Friday, 7:15 AM until 4:45 PM. Our friendly staff is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and more!

Services Offered

At Healthshare Credit Union, we offer a variety of financial products tailored to meet your needs. From auto financing to credit cards with rewards, we strive to support both personal and business banking endeavors. While we currently do not have ATM availability or drive-thru services at this location, our team is always on hand to assist you in person. If you need assistance or have questions about our services, feel free to call us at 336-832-8119. We're looking forward to helping you achieve your financial goals! While members can visit us at Healthshare Credit Union Greensboro Nc 27401, official correspondence should be sent to HealthShare Credit Union, Greensboro, NC 27401. Come see us today and discover how we can serve you better!

Member Eligibility

Joining the family at Healthshare is more than just opening an account; it's about becoming part of a supportive community that truly cares about your financial well-being. If you live, work, or worship in the Greensboro area, or are a member of certain affiliated organizations, you're likely eligible to become a member. We welcome individuals from all walks of life, and we believe that everyone deserves access to friendly and personalized banking services. By choosing Healthshare, you'll enjoy benefits like competitive rates on loans and savings accounts, along with dedicated support from our team. Getting started is simple! You can find all the details regarding eligibility criteria by visiting this link. If you have any questions or want to learn more about the process, feel free to give us a call at (336) 832-8119. We're here for you Monday through Friday from 7:15 AM to 4:45 PM. Let's take this exciting step together towards better financial health at Healthshare, located at Healthshare Credit Union Greensboro Nc 27401!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, seamless transactions are key to customer satisfaction. Our merchant services make it easy for businesses to accept payments efficiently. Imagine a busy café where customers can quickly pay using their mobile phones or credit cards while enjoying their coffee. That's the ease we provide at Healthshare! By simplifying payment processing, we help you focus more on what matters most growing your business. Connect with us at Healthshare Credit Union Greensboro Nc 27401 in Greensboro, NC, or call us at (336) 832-8119 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We understand that finding the right auto loan can be overwhelming. At Healthshare, we provide competitive rates on auto loans and vehicle financing options that fit your budget. Picture yourself driving off in your dream car, knowing you secured a great deal through our credit union.

Business Banking

For small business owners, Healthshare provides essential business banking services including merchant services and business loans. We understand how crucial it is to have reliable financial support as you grow your business, and we're committed to helping you succeed.

Credit Cards with Rewards

Our credit cards not only offer convenience but also rewards for everyday purchases. Imagine earning points while buying groceries or filling up your gas tank these points can lead to exciting perks down the line!

Mortgage Loans & Refinancing

For those considering home ownership or refinancing an existing mortgage, our mortgage loans are designed with your goals in mind. Our knowledgeable team can guide you through the process, ensuring you understand every detail. We believe owning a home should be within reach, and we're here to help make that dream a reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so that managing your finances is just a click away. Whether you want to check balances, transfer funds, or pay bills from the comfort of your home or on the go, we've got you covered. With all these services available at Healthshare, there's something for everyone. If you're ready to learn more about how we can assist with your financial journey, give us a call at (336) 832-8119 or visit us at our branch location in Greensboro, NC. We look forward to welcoming you as part of our community!

Personal Banking

When it comes to personal banking, Healthshare offers various options tailored for your everyday needs. You can choose from our checking and savings accounts that help you manage your finances easily. Imagine having access to funds whenever you need them, whether it's for grocery shopping or planning a special outing with family. Our accounts come with features that make banking simple and stress-free.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for various needs, from consolidating debt to funding home improvements or vacations. With flexible terms and straightforward applications, getting financial support is easier than ever at Healthshare.

Digital & Online Banking

Key Services

With our user-friendly online banking platform available at https://www.healthsharecu.org/, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services give you access to your accounts whenever you need it, fitting perfectly into your busy lifestyle. Need to send money quickly? Our person-to-person transfers make it simple to send money to friends and family in just a few clicks. Plus, if you're looking for an eco-friendly option, we offer e-statements that allow you to view and manage your statements electronically no more cluttered mailboxes! For those who prefer managing their finances through their smartphones, our mobile application is designed just for you. It's packed with features that let you do everything from checking balances to reviewing transactions right from your pocket.

Security and Convenience

We prioritize your security with robust measures in place to protect your information while using our services. While we currently don't offer electronic signature authorization or mobile payments, we are committed to providing a safe banking experience. Experience the ease of managing your finances digitally with us at Healthshare. Explore more about our offerings by visiting https://www.healthsharecu.org/ today!

Financial Strength

At Healthshare, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, reassuring you of our commitment to serving your needs. With a net worth of $6,268,026, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,174, which demonstrates that we are well-capitalized to continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $9,199,054 in share certificates and $14,963,953 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,076,123 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also significant; with $475 in used auto loans and $39,387,478 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $201,483, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending stand at $0, reflecting our ability to provide the resources you need when you need them most. We have built a strong member base with a total of 11,243 share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthshare is your trusted partner. Visit us at Healthshare Credit Union Greensboro Nc 27401 or call (336) 832-8119 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $5,707,407 in used vehicle loans and $5,143,262 in new vehicle loans already helping members get on the road, you can trust us to make your vehicle financing simple and straightforward. We also offer options for refinancing existing auto loans if you want to lower your monthly payments or take advantage of better rates.

Credit Lines

For those who prefer flexibility in their borrowing options, we provide credit lines totaling $18,571,500. This allows our members to access funds as needed while only paying interest on what they use. Our commitment to supporting our community reflects not only in our competitive loan offerings but also in our dedication to providing clear information on eligibility and refinancing options. If you're interested in learning more about how our products can fit your needs, visit us at Healthshare's website or check out our eligibility criteria here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $7,433,699. Whether you're looking to purchase your first home or refinance an existing mortgage, our team is here to guide you through the process with ease.

Unsecured Credit Card Loans

Managing your finances effectively is important, and our flexible terms on unsecured credit card loans can help. We currently offer a total of $699,742 in unsecured credit card loans designed to give you the purchasing power you need without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing you to make informed choices without worrying about hidden fees or misleading information.

Healthshare