HealthShare Credit Union Burlington NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Healthshare, your trusted partner in financial wellbeing since 1955. Located conveniently at 1240 Huffman Mill Rd, Burlington, NC 27215, we take pride in serving our community with a personal touch. With over 5,700 members and total assets amounting to an impressive $53,341,460, we are committed to helping you reach your financial goals. At Healthshare, we understand that banking is about more than just transactions; it's about relationships and community support. Our dedicated team of 12 employees is here to provide personalized service tailored to your needs. Under the leadership of our CEO, Genice DeCorte, and Board President, Keith Ross, we work tirelessly to ensure that our members feel valued and supported. We offer a range of services designed for everyone from checking and savings accounts to auto loans and business banking solutions. Our total loans number stands at 2,633, showcasing our commitment to providing financial resources when you need them most. With total deposits reaching $6,346,642, it's clear that our members trust us with their finances. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please address it to the same location: 1240 Huffman Mill Rd, Burlington, NC 27215. Whether you're looking to open a new account or explore loan options, our website at Healthshare Credit Union is a great place to start. We invite you to call us at 336-538-6000 during our operating hours from 7:30 AM until 3:30 PM, Monday through Friday. Experience the difference of banking with a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

Healthshare doesn't just serve as a bank; we are an active member of the Burlington community. Through partnerships with local organizations and outreach programs, we engage with our members beyond financial matters. Whether it's through workshops on financial literacy or support for local events, we strive to give back in meaningful ways. As we continue this journey together, we invite you to join us at Healthshare. Experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being and community growth. Call us at 336-538-6000 or visit us during our operating hours from 7:30 AM until 3:30 PM Monday through Friday. Discover how Healthshare can help you achieve your financial goals today!

Our Mission

At Healthshare, our mission is clear: we aim to empower our members with the financial tools they need to thrive. We provide a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. Our focus is not just on transactions; we believe in building relationships that make a difference in people's lives. We are also committed to ensuring that everyone can access our services comfortably. Our branch adheres to ADA compliance standards and embraces digital advancements like online banking and mobile applications. This commitment extends beyond mere convenience; it reflects our belief that everyone deserves equal access to financial resources.

Branch Location & Accessibility

Accessibility Features

At Healthshare, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots, so everyone can visit us comfortably. We strive to create an inviting atmosphere where you can feel at home while handling your financial needs.

Call-to-Action

We invite you to come see us at Healthshare! If you have any questions or would like more information about our services, don't hesitate to give us a call at 336-538-6000. We look forward to welcoming you into our branch soon!

Operating Hours

We are open Monday through Friday from 7:30 AM until 3:30 PM, making it simple for you to stop by during your day. Whether you're looking to open a new account or discuss loan options, our dedicated team is here during these hours to assist you.

Services Offered

While visiting us, you'll find a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need assistance with business banking? Our team is also equipped to help with merchant services and business loans.

Member Eligibility

At Healthshare, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is quite accessible! Anyone who works for or is affiliated with the healthcare industry, along with their families, can join us. This means you have the chance to benefit from our tailored financial services designed specifically for people like you. For full details on eligibility criteria, feel free to visit our website at http://www.healthsharecu.org/index.php/about-us/about-us#join. Becoming a member at Healthshare opens up a world of advantages, including personalized banking services, competitive loan rates, and various financial products that cater to your needs. Plus, the process to start your membership is easy and straightforward. You can reach out to us at (336) 538-6000 if you have any questions or need assistance with opening your account. We're here to help you every step of the way as you take this exciting step towards financial empowerment!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, effective payment processing can make all the difference. Our merchant services allow you to accept payments quickly and securely, enhancing customer satisfaction while improving your bottom line. From point-of-sale systems to online payment options, we equip you with the tools necessary to thrive. Visit us at 1240 Huffman Mill Rd Burlington Nc 27215 in Burlington, NC or call us at (336) 538-6000 to learn how our business banking services can help you achieve your goals!

Comprehensive List Of Services

Business Banking Tailored for Growth

For those running their own businesses, we offer comprehensive Business Banking solutions. From Merchant Services that help streamline transactions to accessible Business Loans for expansion, we aim to foster the growth of local enterprises.

Credit Solutions that Work for You

With our Credit Cards with Rewards, every purchase brings you closer to earning exciting rewards. Whether it's cash back on groceries or travel points for your next getaway, our credit cards are designed to add value to your spending.

Embracing Digital Convenience

In today's fast-paced world, having access to online and mobile banking is essential. At Healthshare, we provide robust Online & Mobile Banking features that let you manage your accounts from anywhere at any time. You can easily transfer funds, pay bills, and check balances with just a few taps on your device. This flexibility ensures that managing your finances fits seamlessly into your busy life. While we do not currently offer ATM services at this location, rest assured that our team is always available by phone at (336) 538-6000 during our operating hours from 7:30 am until 3:30 pm Monday through Friday for any assistance you may need. At Healthshare, we're committed to being more than just a financial institution; we're a partner in your journey toward financial success. Explore all the ways we can support you today by visiting us or checking out our website at https://www.healthsharecu.org/. Join us and experience how easy managing your finances can be!

Financing Your Dreams

Thinking about purchasing a new vehicle or refinancing your home? Our Auto Loans & Vehicle Financing make it simple to drive away in the car of your dreams without breaking the bank. Plus, if you're considering buying a home, our Mortgage Loans & Refinancing options provide flexible terms and competitive rates to help you settle into that perfect place. If you're facing unexpected expenses or wish to consolidate existing debts, our Personal Loans & Debt Consolidation services offer straightforward solutions that fit within your budget. We understand that life can throw curveballs, and we're here to support you through those times.

Personal Banking Made Easy

Managing your money has never been more convenient. With our Personal Banking options, including Checking & Savings Accounts, you can access your funds whenever you need them. Our accounts are designed with your lifestyle in mind whether you're saving for a vacation or just want easy access to your cash, we have the right account for you.

Digital & Online Banking

In today's fast-paced world, convenience and security in banking are more important than ever. At Healthshare, we understand that your time is valuable, and that's why we offer a range of digital and online banking services designed to make managing your finances as easy as possible. Our online banking platform is available 24/7 at https://www.healthsharecu.org/, allowing you to access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money between accounts, our user-friendly interface makes it all straightforward. You can even send money directly to friends and family with our person-to-person transfer feature no need for cash or checks! For those who prefer managing their finances on the go, our mobile application puts all the essential banking features right at your fingertips. You can easily view your account statements and transaction history, and with e-statements available, you'll always have quick access to your financial information without the clutter of paper. While we do not currently offer electronic signature authorization or mobile payments, rest assured that our online banking services prioritize your security. We employ robust measures to protect your data while ensuring a smooth experience. At Healthshare, we believe that banking should fit seamlessly into your lifestyle. With our digital services, you can enjoy real-time account management from the comfort of your home or on the go. Experience the ease of modern banking today!

Financial Strength

A Growing Member Base

We are proud of our member community, with a total of 11,243 accounts showing that many trust us with their finances. Our net shares available for lending stand at $0, reflecting our capacity to support your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthshare is your trusted partner. Visit us at 1240 Huffman Mill Rd Burlington Nc 27215 or call (336) 538-6000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $5,076,123 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, featuring $475 in used auto loans and $39,387,478 in total loans and leases, supporting your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $201,483, which allows us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 11 full-time employees and 1 part-time employees. This dedicated team is always ready to serve you with knowledge and commitment.

Secure Savings Options

Your savings are secure with us. We hold $9,199,054 in share certificates and $14,963,953 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $6,268,026, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This financial strength is further highlighted by our net worth ratio of $1,174, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing options or would like to learn more about eligibility requirements for any of our loan products, feel free to reach out. We're here to help you navigate your options and find what works best for your unique situation. Our branch is conveniently located at 1240 Huffman Mill Rd, Burlington, NC 27215. For inquiries or assistance with applications, don't hesitate to call us at 336-538-6000 during our operating hours from 7:30 AM until 3:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,707,407 in used vehicle loans and $5,143,262 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to help you drive away in the vehicle of your choice.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $699,742 in loans helping members manage their finances effectively. These cards are designed for convenience and come with competitive interest rates, allowing you to handle unexpected expenses without stress.

Credit Lines

For those who need additional flexibility, our credit lines totaling $18,571,500 provide an accessible source of funds when you need them most. This option can be particularly useful for managing cash flow or covering unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,433,699, make buying or refinancing simple. We aim to guide you through every step of the process so that you can focus on creating memories in your new home.

Loan Aggregator

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Healthshare