HealthNet Credit Union Memphis TN | Best Auto Loans & Business Banking

Introduction

Welcome to Healthnet, your trusted credit union located at 6029 Walnut Grove Rd, Memphis, TN 38120. Since our establishment in 1955, we've been committed to serving our community with integrity and dedication. With a total membership of 4,702, we are proud to be a cornerstone of financial support for our members, offering a variety of services tailored to meet your needs. At Healthnet, we believe that every member deserves access to quality financial products. Our assets total an impressive $55,363,901, which allows us to provide competitive loans and deposits. Currently, we have 1,119 loans and leases extended to our valued members, alongside total deposits of $4,170,871. Our strong net worth of $7,585,262 reflects our stability and commitment to responsible growth. We understand the importance of financial empowerment and work hard to ensure you have the tools necessary for success. Whether you're looking for personal banking solutions like checking and savings accounts or need financing for your next vehicle or home, we've got you covered. Our experienced team is here to guide you every step of the way. Leadership is key at Healthnet. Under the guidance of our CEO, Elizabeth Sharpe, and Board President, Charles Emerick, we are dedicated to fostering a supportive environment for both our employees and members alike. With a team of 11 employees, we strive to create personalized experiences that cater directly to your financial aspirations. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 1591 Chickering Ln, Cordova, TN 38016-8698. Have questions or want to learn more about how we can assist you? Feel free to reach out by calling us at 901-226-1111 or explore our services online at Healthnet's website. We look forward to being part of your financial journey!

Branch History & Mission

Welcome to Healthnet, a proud member of the Memphis community since 1955. Located at 6029 Walnut Grove Rd, Memphis, TN 38120, our branch has been dedicated to serving our members with a heartfelt commitment to their financial wellbeing. Over the years, we have grown alongside our community, building lasting relationships and expanding our services to meet the evolving needs of our members. Since opening our doors, we have achieved remarkable milestones. With a total membership of over 4,700 and assets totaling $55363901, Healthnet has established itself as a trusted partner for families and businesses in the area. Our success is not just measured by numbers but also by the trust our members place in us every day. At Healthnet, we believe in empowering individuals through accessible financial services while fostering a spirit of community support. Our mission is clear: to provide exceptional personal banking solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We strive to ensure that everyone in Memphis can achieve their financial goals whether it's buying a new home or starting a business. While members can visit us at 6029 Walnut Grove Rd Memphis Tn 38120, official correspondence should be sent to 1591 Chickering Ln, Cordova, TN 38016-8698. This dual address reflects our roots in Memphis while maintaining close ties to our headquarters in Cordova. In addition to traditional banking services, Healthnet embraces modern technology to enhance your banking experience. We offer online banking and mobile applications for easy access to your accounts anytime and anywhere. Plus, with shared service center availability, you can conduct basic transactions even when traveling beyond our branch. Our commitment goes beyond financial services; it extends into community outreach initiatives. We regularly participate in local events and support various charitable causes that uplift those around us. Together with our members, we aim to make a positive impact on the lives of many. As we look forward to the future, we invite you to join Healthnet and experience the benefits of being part of a caring community-focused credit union. Whether you're interested in opening an account or exploring loan options, we're here to help you every step of the way. Contact us today at 901-226-1111 or visit our website at Healthnet FCU for more information on how we can serve you better!

Branch Location & Accessibility

Call Us Anytime

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 901-226-1111. Our team is ready and eager to assist you with everything from personal banking and auto loans to online banking services. At Healthnet, we're committed to providing you with exceptional service right in your community. Come visit us today we can't wait to help you achieve your financial goals!

Convenient Access

Finding us is a breeze! Located near popular landmarks, our branch sits conveniently on Walnut Grove Rd, making it simple to pop in and take care of your finances. While members can visit us at this address, if you need to send any official correspondence, please use our mailing address: 1591 Chickering Ln, Cordova, TN 38016-8698.

Operating Hours

We understand that life gets busy. That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday, Tuesday, and Thursday from 7:30 AM to 4:00 PM; Wednesday from 10:00 AM to 4:00 PM; and Friday from 7:30 AM to 4:30 PM. Feel free to stop by during these hours we'd love to see you!

Welcoming Features

Our branch is designed with your comfort in mind. We offer ample parking for your convenience and ensure that our facilities are ADA compliant, so everyone can access our services without hassle. Although we do not currently have ATM or drive-thru services available at this location, we are proud to provide shared service center transactions for those who need them.

Member Eligibility

Becoming a member of Healthnet is like joining a close-knit community where your financial well-being is our top priority. If you're looking to become part of this supportive environment, you'll be glad to know that eligibility is straightforward and welcoming. You can join us if you live, work, worship, or attend school in the areas we serve, or if you have a family member who is already a member. This means a wide range of people can easily access our services at 6029 Walnut Grove Rd Memphis Tn 38120 in Memphis. To get started on your journey with us, simply check out the detailed eligibility criteria available at http://www.healthnetfcu.org/types-of-accounts. Opening an account is just as easy! You can find all the information you need about setting up your membership by visiting http://www.healthnetfcu.org/loan-application. If you have any questions along the way, don't hesitate to reach out to us at (901) 226-1111. We're excited to welcome you into the Healthnet family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funding needed to launch your next big project or upgrade your facilities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced marketplace, having the right tools can make all the difference. Our merchant services simplify payment processing, ensuring you can focus on what matters most growing your business. With features designed for efficiency and ease of use, our services help streamline transactions and enhance customer satisfaction. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Memphis, TN. Let us partner with you as you navigate the exciting world of entrepreneurship! For more information, visit us at 6029 Walnut Grove Rd Memphis Tn 38120 or give us a call at (901) 226-1111.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we don't have ATMs on-site, we ensure that cash withdrawal services are readily available through shared branches for our members who need them.

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans are designed to make your purchase easier. With competitive rates and flexible terms, we aim to put you behind the wheel without the stress of hefty payments. Picture driving off in your dream car with manageable monthly payments that fit your budget.

Business Banking

For entrepreneurs and small business owners, Healthnet offers business banking services that include merchant services and business loans. Your business deserves the best support possible, and we're here to provide guidance as you grow.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you every time you spend. Whether it's cash back on groceries or travel points for your next vacation, these cards are designed to give back while you shop.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, our mortgage loans offer options that cater to various budgets and financial situations. We understand that buying a house is one of the most significant investments you'll make, so we work closely with you to find the best fit for your needs.

Online & Mobile Banking

We know convenience is key in today's fast-paced world. That's why our online and mobile banking services allow you to manage your finances anytime and anywhere. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go through our easy-to-use mobile app.

Personal Banking

Starting with personal banking, we provide checking and savings accounts that help you manage your money effectively. Imagine having a simple checking account for your daily expenses and a savings account where you can watch your funds grow over time. This combination is perfect for anyone wanting to keep their finances organized.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's why we provide personal loans for those moments when you need extra cash. Additionally, if managing multiple debts feels overwhelming, consider our debt consolidation options. We can help streamline your payments into one manageable loan, making it easier for you to regain control of your finances.

Shared Branch Transactions

If you're traveling or just away from home, remember that basic shared branch transactions like deposits and withdrawals are available at partner credit unions across the nation. If you're ready to explore how Healthnet can assist you with any of these services or if you have questions about how we can help meet your financial goals, don't hesitate to reach out! Call us at (901) 226-1111 or visit us at 6029 Walnut Grove Rd Memphis Tn 38120 today! Your financial success starts here!

Digital & Online Banking

Key Services

With our user-friendly online banking platform, accessible at https://healthnetfcu.org/, you can check your account balances, pay bills, and transfer money all in just a few clicks. You'll have access to 24/7 online banking services that keep you in control of your finances around the clock. Plus, with electronic signature authorization available, signing documents has never been simpler or safer. We know how important it is to keep track of your spending and savings. That's why we offer e-statements that allow you to view your transaction history quickly and securely. No more waiting for paper statements in the mail; you can access your financial information instantly. If you're looking for convenience on the go, our mobile application makes banking even easier. Available for download now, this app enables you to manage your accounts from the palm of your hand. You can also enjoy person-to-person transfers send money easily to friends and family without any hassle.

Security and Accessibility

At Healthnet, security is our top priority. Our online banking platform employs advanced security features to ensure that your personal information remains safe. You can bank with peace of mind knowing that we take every precaution to protect your data. With all these features, managing your money has never been more straightforward. Whether you're making a quick payment or reviewing your budget, Healthnet's digital banking tools provide the accessibility and ease-of-use you deserve. Join us today and experience how simple it can be to take charge of your financial life!

Financial Strength

Commitment to Growth

With $7,585,262 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $475 in used auto loans and $15,334,132 in total loans and leases, supporting our members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $5,080,054 in share certificates and $13,445,936 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees ready to assist you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $7,585,262, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,370 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Stability

Total Share and Deposit Accounts: 8,066, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our readiness to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthnet is your trusted partner. Visit us at 6029 Walnut Grove Rd Memphis Tn 38120 or call (901) 226-1111 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

Our lending services extend beyond just auto and mortgage loans. If you're interested in managing existing debts or making significant purchases, our personal loans can be tailored to meet your specific needs. Furthermore, for those looking for extra funding for business ventures or projects, we provide commercial loan options as well. If you're considering refinancing any existing loans or want to explore eligibility options, our team is here to assist you with personalized guidance tailored to your situation. For more information on our loan offerings or if you're ready to apply, feel free to reach out at (901) 226-1111 or visit us at our branch located at 6029 Walnut Grove Rd Memphis Tn 38120 in Memphis, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take control of your financial future today with a loan from Healthnet!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,354,901 in used vehicle loans and $4,676,248 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing to ensure you get the financing you need without any hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We strive to make the home-buying process as easy as possible, guiding you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $102,605 in loans helping members manage their finances effectively. This option allows you to make purchases without tying them to collateral, giving you greater freedom and flexibility.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are not only accurate but also fair and transparent. Users can trust that they are receiving legitimate offers from credible financial institutions.

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