HealthNet Credit Union Southaven MS | Affordable Auto Loans & ATM Services

Introduction

Welcome to Healthnet, your trusted financial partner located at 84 Airways Pl, Southaven, MS 38671. Since our establishment in 1955, we have proudly served our community, growing to support over 4,700 members with a commitment to providing personalized and reliable banking solutions. With total assets amounting to an impressive $55,363,901, we are here to help you achieve your financial goals. At Healthnet, we understand that every member has unique needs. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our dedicated team of 11 employees, led by CEO Elizabeth Sharpe and Board President Charles Emerick, is always ready to assist you on your financial journey. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1591 Chickering Ln, Cordova, TN 38016-8698. We invite you to explore our online resources at Healthnet FCU for more information about our offerings. As a member-owned credit union with a net worth of $7,585,262 and total deposits of $4,170,871, we prioritize the financial well-being of our members above all else. Our community-oriented approach ensures that you receive the best possible service while enjoying competitive rates on loans and deposits. We encourage you to call us at (901) 226-1111 or drop by during our operating hours: Monday, Tuesday, Thursday from 7:30 AM - 4:00 PM; Wednesday from 10:00 AM - 4:00 PM; and Friday from 7:30 AM - 4:30 PM. Let us show you how Healthnet can make a positive impact on your financial future!

Branch History & Mission

Welcome to the heart of Southaven, where the story of Healthnet began over six decades ago. Established in 1955, this branch has grown alongside its community, evolving to meet the needs of its members while maintaining a steadfast commitment to service and support. Located at 84 Airways Pl, Southaven, MS 38671, Healthnet serves as a welcoming hub for financial solutions. Just a stone's throw from local landmarks, our branch is easily accessible for all who seek assistance with their financial journeys. As part of our mission to provide exceptional service, we proudly offer features such as an ATM and drive-thru banking, ensuring convenience for every member. At Healthnet, our mission is clear: to empower our members through sound financial services while nurturing a strong sense of community. We believe that everyone deserves access to quality banking options and support. With a total membership of 4,702 and assets reaching $55,363,901, we have built a robust foundation that allows us to offer personalized services tailored to individual needs. Our commitment extends beyond traditional banking; we actively engage with our community through partnerships and outreach programs designed to uplift and support those around us. We understand that financial wellness goes hand in hand with community involvement, and we strive to make a positive impact every day. While members can visit us at 84 Airways Pl, official correspondence should be sent to 1591 Chickering Ln, Cordova, TN 38016-8698 if needed. Our operating hours are designed for your convenience: Monday, Tuesday, Thursday from 7:30 AM to 4:00 PM; Wednesday from 10:00 AM to 4:00 PM; and Friday from 7:30 AM to 4:30 PM. As we continue our journey forward, we embrace digital advancements that enhance accessibility for all members. From online banking to mobile applications, we're dedicated to making your experience as seamless as possible. Join us at Healthnet and discover how we can help you achieve your financial goals while being part of a caring community. Experience the difference that comes from being a member of a credit union that truly values its people. Your journey starts here! For any inquiries or assistance, feel free to reach out at 901-226-1111.

Branch Location & Accessibility

Accessibility Features

At Healthnet, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots to make your visit as smooth as possible. You'll find ample parking available right outside our doors, allowing you easy access whether you're coming in for a quick transaction or an in-depth consultation.

Call to Action

We invite you to visit Healthnet today! Our friendly staff is ready to assist you with any financial needs or questions you may have. Feel free to give us a call at 901-226-1111 if you'd like more information or if you're planning a visit. We look forward to seeing you soon!

Operating Hours

Our team is here to serve you during the following hours: Monday, Tuesday, and Thursday from 7:30 AM to 4:00 PM; Wednesday from 10:00 AM to 4:00 PM; and Friday from 7:30 AM to 4:30 PM. We understand that your time is valuable, so we're committed to being available when you need us most.

Services Offered

Healthnet offers a wide range of services designed with your needs in mind. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, we've got you covered! Plus, we offer basic drive-thru banking services for quick deposits and withdrawals perfect for those on the go. For added convenience, we also provide ATM services right at our branch location. This means you can access your funds anytime without stepping inside if you're in a hurry!

Member Eligibility

Joining the Healthnet community is more than just opening an account; it's about becoming part of a supportive family that truly cares about your financial well-being. If you're looking to become a member of Healthnet, you'll find that eligibility is designed to be accessible and welcoming. Generally, you can qualify if you live, work, worship, or attend school in the areas we serve. Whether you're from Southaven or nearby towns, our doors are open to you! For specific details on who can join and to learn more about our friendly membership criteria, check out this link. Once you're ready to take the next step, opening an account with us is simple. You can start the process online or give us a call at (901) 226-1111 for assistance. We're here to guide you every step of the way! Together at Healthnet, we'll help you achieve your financial goals while enjoying all the benefits that come with being a valued member of our credit union family.

Business Banking & Commercial Services

Lending Solutions That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no commercial loans funded, we are eager to connect with local businesses looking for financing options when the time is right. Whether you're a startup or an established company, we are here to listen and help you achieve your goals.

Merchant Services Made Simple

In today's fast-paced market, having reliable merchant services is crucial. We offer practical solutions that make transactions easy for your customers and streamline your operations. Imagine your customers enjoying a hassle-free checkout experience while you focus on growing your business. Our services are designed to adapt to your unique needs, ensuring you can manage payments efficiently. For more information about our services or to discuss how we can assist your business, visit us at 84 Airways Pl Southaven Ms 38671 or call us at (901) 226-1111. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Tailored for You

For our entrepreneurial members, Healthnet offers business banking solutions including merchant services and business loans. Whether you're starting up or expanding, we are here to help your business thrive with personalized support and accessible financing.

Convenient Access Anytime

We understand that banking should be convenient. That's why we offer online and mobile banking services that allow you to manage your accounts at your fingertips. Need cash? Our ATM and cash withdrawal services are available for quick access whenever you need it. Plus, our basic drive-thru service makes deposits and withdrawals quick and easy without leaving your car.

Credit Solutions That Fit Your Lifestyle

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. We work with you to find solutions that fit your unique situation, ensuring that you feel supported throughout the borrowing process. Plus, don't forget about our credit cards with rewards designed for those who want to earn while they spend!

Financing Your Dreams

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever to drive off in the vehicle of your choice. With competitive rates and flexible terms, we help simplify the process. If you're considering homeownership, our mortgage loans and refinancing services provide the guidance and support you need to make informed decisions about one of life's biggest investments.

Personal Banking Made Simple

Whether you're looking to open a checking or savings account, Healthnet offers a variety of options tailored just for you. Imagine having a checking account that suits your spending habits or a savings account that helps you reach your goals faster. We prioritize convenience, so you can manage your accounts online or through our mobile banking app from anywhere, anytime.

Shared Branch Transactions

If you're a member of another credit union, you'll appreciate our shared branch transactions, which let you perform deposits and withdrawals seamlessly as if you're at your own branch. At Healthnet, we aim to empower our members with financial solutions that fit their lives. If you're ready to explore how we can assist you further or if you'd like more information about any of our services, don't hesitate to reach out! Call us today at (901) 226-1111 or visit us at 84 Airways Pl Southaven Ms 38671 in Southaven, MS. Let's take the next step together toward achieving your financial goals!

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and accessible 24/7. You can easily manage your accounts, check balances, transfer funds, and even make person-to-person payments without any hassle. To explore all the features we offer, visit us at https://healthnetfcu.org/. One of the standout features is our support for electronic signature authorization. This means you can sign important documents from the comfort of your home, saving time and making transactions smoother. Plus, you'll enjoy e-statements that keep you updated while reducing paper clutter it's an eco-friendly choice too!

Mobile Access

For those who prefer banking on the go, our mobile application brings all these services directly to your smartphone. Whether you're checking your account balance or sending money to a friend using our person-to-person transfer feature, it's quick and easy. And if you're looking for modern payment options, we're excited to offer mobile payments as well coming soon!

Security First

We prioritize your security with robust measures in place to protect your personal information. Enjoy peace of mind knowing that your data is safe while you take advantage of these convenient services. At Healthnet, we believe banking should fit into your life seamlessly. With our digital and online banking services, managing your finances has never been easier or more secure!

Financial Strength

Commitment to Innovation

With $7,585,262 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $475 in used auto loans and $15,334,132 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 8,066, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthnet is your trusted partner. Visit us at 84 Airways Pl Southaven Ms 38671 or call (901) 226-1111 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $5,080,054 in share certificates and $13,445,936 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Foundation

With a net worth of $7,585,262, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,370 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,354,901 in used vehicle loans and $4,676,248 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we have flexible terms to fit your budget.

Credit Lines

In addition to traditional loans, our total credit lines amount to $4,430,000, providing additional financial flexibility for unexpected expenses or larger purchases. This option is perfect for those who want easy access to funds when needed. At Healthnet located at 84 Airways Pl Southaven MS 38671, our team is dedicated to working with you every step of the way. If you're ready to explore your options or need assistance with an application, give us a call at 901-226-1111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at Healthnet for more information on how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can guide you through alternative solutions that suit your needs. If you have questions about eligibility or refinancing options, feel free to reach out.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $102,605 in loans helping members manage their finances effectively. These cards come with benefits that can help you make purchases while keeping your budget in check.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each listing is rooted in verified data, which means that users can trust they are seeing legitimate loan offers that reflect current market conditions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the reliability and effectiveness of the platform. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Healthnet