Healthcare Systems Credit Union Norfolk VA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Healthcare Systems, your trusted financial partner located at 830 Kempsville Rd, Norfolk, VA 23502. Since our establishment in 1966, we have dedicated ourselves to serving our community and supporting our members' financial goals. With a proud membership of over 14,000 individuals, we are committed to providing personalized banking solutions tailored just for you. At Healthcare Systems, we believe in the power of community. Our total assets of $133,904,800 reflect not only our stability but also our commitment to helping you achieve your dreams through various services. We offer everything from checking and savings accounts to auto loans and mortgage options all designed with you in mind. Under the leadership of our CEO, William Hawkins, and Board President, Henry Schmitt, we strive to create a welcoming environment where every member feels valued. Our team of 34 employees is here to assist you with your banking needs, whether it's through online services or in-person visits during our lobby hours from 8:30 AM to 3:30 PM on Monday, Wednesday, and Thursday. While members can visit us at our branch location, official correspondence should be sent to the same address: 830 Kempsville Rd, Norfolk, VA 23502. If you're looking for a reliable credit union that prioritizes your financial well-being, you've come to the right place. We invite you to explore how we can help you navigate your financial journey. Feel free to reach out by calling us at 757-261-8635 or visit our website at Healthcare Systems for more information. Join us today and discover what it means to be part of a community-focused credit union!

Branch History & Mission

Join Us

As we continue this journey together with our dedicated staff 34 employees strong we invite you to experience what makes Healthcare Systems special. Whether you're looking for a reliable checking account or need assistance with financing your dream car or home, we're here to help every step of the way. Join us today and discover how Healthcare Systems can support your financial journey! For more information or questions, feel free to reach out at 757-261-8635 or explore more on our website Healthcare Systems. Your community credit union awaits!

Mission Statement

At Healthcare Systems, our mission is simple: we strive to empower individuals and families through responsible financial solutions while fostering a strong sense of community. We believe that when our members thrive financially, the entire community benefits. That's why we actively engage in outreach efforts and partnerships aimed at uplifting those around us. We are proud to be ADA compliant and continuously work on enhancing our customer-centric initiatives to ensure everyone can enjoy the full range of services we provide. While members can visit us at 830 Kempsville Rd for all their banking needs during our operating hours from 8:30 AM to 3:30 PM on Monday, Wednesday, and Thursday, official correspondence should be sent to 830 Kempsville RD, Norfolk, VA 23502 if different.

Our Journey

From the beginning, our mission has been clear: to provide exceptional financial services while supporting the health and well-being of our community. Over the years, we have achieved remarkable milestones, including accumulating total assets of $133,904,800. This growth reflects our dedication to not just meeting but exceeding the needs of our members. Our journey includes embracing modern banking technologies while ensuring that we remain accessible to everyone. We offer an array of services such as personal banking, auto loans, mortgage loans, and business banking solutions all designed with you in mind. Additionally, with features like online banking and mobile payments, we make it easier for you to manage your finances anytime and anywhere.

Branch Location & Accessibility

Welcome to Healthcare Systems, your friendly neighborhood credit union located at 830 Kempsville Rd in Norfolk, VA! Our branch is conveniently situated in the vibrant heart of Norfolk City, making it easy for you to access all your banking needs. Whether you're stopping by after a visit to a nearby park or on your way home from work, we're here to help. While members can visit us at 830 Kempsville Rd, official correspondence should be sent to the same address for consistency. Our location is not only easy to find but also offers ample parking and is designed with accessibility in mind, including ADA-compliant features for those who may need assistance. At Healthcare Systems, we know that your time is valuable. That's why we offer convenient lobby hours from 8:30 AM to 3:30 PM on Mondays, Wednesdays, and Thursdays. Whether you're looking to open a new account or have questions about our services, our friendly team is ready to assist you. For those who prefer self-service options, we have an ATM available right outside our branch for quick withdrawals and balance checks. Unfortunately, we do not currently offer drive-thru banking or shared services at this location; however, our staff is always happy to help you with any transactions inside the branch. If you have any questions or need assistance, don't hesitate to give us a call at 757-261-8635. We look forward to welcoming you soon!

Member Eligibility

Joining the family at Healthcare Systems is more than just opening an account; it's about becoming part of a supportive community that truly cares about its members. To be eligible for membership, you simply need to be part of the healthcare industry or have a family member who is. This means whether you're working in a hospital, clinic, or any healthcare-related field, you can easily become a member! For those interested in more specific details about eligibility, feel free to check out our comprehensive guide at http://Healthcarefcu.org/learn/membership/. Once you meet the criteria, opening an account is a breeze! You can start your journey with us by visiting our account opening page at http://Healthcarefcu.org/accounts/renew-account/. If you have any questions or need assistance along the way, don't hesitate to give us a call at (757) 261-8635. We're here to help you every step of the way as you take advantage of the many benefits that come with being a member of Healthcare Systems, located right at 830 Kempsville Rd Norfolk Va 23502.

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that streamline how you manage transactions. Picture this: a busy day at your shop where customers want to pay quickly and easily. With our merchant services, you can accept payments seamlessly, allowing you more time to focus on what matters most growing your business. At Healthcare Systems, located at 830 Kempsville Rd Norfolk Va 23502, we're dedicated to helping businesses thrive. Give us a call at (757) 261-8635 to learn more about how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or hire additional staff without financial worry. Our loans empower entrepreneurs like you to make those crucial decisions that lead to success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, financing shouldn't be a headache. Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to help you get behind the wheel without stress. Whether you're buying a new car or refinancing an existing loan, we work with you to find a solution that fits your budget.

Business Banking

For our small business members, we offer robust Business Banking services including merchant services and business loans. We aim to support local businesses by providing financial solutions that foster growth and success in today's competitive market.

Convenient Access

In addition to traditional banking services, we pride ourselves on our digital offerings. With access to Online & Mobile Banking, ATM services for cash withdrawals, and basic ATM access for balance checks, managing your finances is easier than ever before. Whether you're looking for personal banking solutions or business assistance, Healthcare Systems is here for you every step of the way. If you'd like more information about any of our services or want to get started today, don't hesitate to reach out at 757-261-8635 or visit us online at Healthcare Systems. Your financial journey starts here!

Credit Cards with Rewards

Our Credit Cards with Rewards program offers more than just spending power; it rewards you for every purchase! From cashback on groceries to travel points, you'll benefit every time you use your card. It's an excellent way to maximize your spending while earning rewards along the way.

Mortgage Loans & Refinancing

Looking to buy your dream home or refinance your current mortgage? Our Mortgage Loans & Refinancing services are designed to simplify the process for you. We offer various mortgage products that can help make homeownership more accessible. Let us guide you through each step so you can feel confident in making such an important decision.

Personal Banking

We understand that everyone has different banking needs. That's why we offer Personal Banking solutions that include checking and savings accounts designed to help you manage your finances effectively. With our user-friendly online and mobile banking options, you can check balances, transfer funds, and pay bills anytime, anywhere. Imagine being able to handle your banking from the comfort of your home or while on the go it's that easy!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to streamline your finances, our Personal Loans & Debt Consolidation options might be just what you need. We provide loans with reasonable interest rates that allow you to consolidate debt into one manageable payment, helping you regain control over your financial situation.

Digital & Online Banking

Key Features

Our digital banking platform includes convenient features like E-Statements, which allow you to view your account statements electronically, saving paper and making it easier to keep track of your finances. Plus, with electronic signature authorization, signing important documents is quick and hassle-free no more waiting for the mail or making special trips to the branch. For those on the go, our mobile application provides all the tools you need right in your pocket. You can make mobile payments easily, ensuring that paying bills or shopping is just a tap away. Our app also supports person-to-person transfers, allowing you to send money to friends or family instantly without any fuss.

Security & Ease of Use

We prioritize your security while keeping things user-friendly. Our online banking services use advanced security measures to protect your information so you can bank with confidence. Everything from checking balances to transferring funds is designed to be straightforward and intuitive. With Healthcare Systems, real-time account management is at your fingertips. Whether you're checking your balance during a coffee break or transferring funds while waiting in line, we make it easy for you to stay on top of your finances. In summary, our digital and online banking services are here to enhance your banking experience by providing convenience, security, and ease of use because at Healthcare Systems, we're committed to serving you better every day!

Financial Strength

At Healthcare Systems, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building trust through transparency and sound financial practices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $14,457,007, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,873,058 in share certificates and $8,065,787 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,260,139, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,707,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,292,2134 in total loans and leases and 791 used auto loans. Our operational efficiency is reflected in our net income of $588,975, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 24,957, showing a robust member base that trusts us with their finances. Our net shares available for lending and investments remain steady at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthcare Systems is your trusted partner. Visit us at 830 Kempsville Rd Norfolk Va 23502 or call 757-261-8635 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,702,675 in used vehicle loans and $9,323,929 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Credit Lines and Credit Cards

For those who prefer flexibility in managing their finances, we provide credit lines totaling $10,774,261. Additionally, our unsecured credit card loans amounting to $5,914,335 give members access to quick funds when needed without requiring collateral. With flexible terms and competitive rates, these options can help you navigate various financial situations effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,622,838. These products are tailored for those looking to secure their dream home or refinance an existing mortgage for better terms.

Refinancing and Eligibility Options

We also understand that circumstances change over time. If you're considering refinancing your current loans or exploring eligibility options for our services, our team is here to guide you through the process. We aim to make borrowing straightforward and accessible for all our members. At Healthcare Systems, we prioritize transparency and support for our members' financial journeys. For more information on our loan offerings or to start your application today, feel free to reach us at 757-261-8635 or visit our website at Healthcarefcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.