Healthcare Plus Credit Union Aberdeen SD | Affordable Auto Loans & ATM Access

Introduction

Welcome to Healthcare Plus, where your financial well-being is our top priority. Located at 203 S Dakota St, Aberdeen, SD 57401, we have proudly served our community since 1979. With a strong commitment to our members and a total membership of nearly 5,000, we understand the importance of providing reliable and personalized banking services that meet your unique needs. At Healthcare Plus, we are more than just a credit union; we are a community partner. Our total assets of $68,667,755 reflect our stability and dedication to helping you achieve your financial goals. Whether you're looking for checking and savings accounts, auto loans, or personal loans, we offer a range of products designed with you in mind. With over 2,788 loans and leases issued, we strive to support your dreams big or small. While members can visit us at our branch address, official correspondence should be sent to PO Box 1857, Aberdeen, SD 57402-1857. We invite you to explore the many ways we can assist you on your financial journey. Our CEO, Guy Trenhaile, alongside Board President Scott Lunzman, leads our team of 14 dedicated employees who are eager to help you navigate your financial future. We take pride in our strong foundation built on trust and reliability, with a net worth of $5,297,402 and cash in hand totaling $1,049,268. At Healthcare Plus, we believe in investing back into our community and creating lasting relationships with our members. Ready to experience personalized service? Give us a call at 605-725-0900 or visit us online at Healthcare Plus. Your financial wellness starts here!

Branch History & Mission

Community Engagement

We actively engage in various community outreach programs and partnerships that strengthen our bonds within Aberdeen. Whether it's sponsoring local events or supporting educational initiatives, we strive to make a positive impact where it matters most.

Join Us!

As we look to the future, we invite you to join the Healthcare Plus family. Experience firsthand how our member-focused approach makes us different from traditional banks. Come visit us during our operating hours from 8:30 AM to 6:00 PM on weekdays or call us at 605-725-0900 for any inquiries. Together, let's build a brighter financial future!

Modern Banking Features

In today's fast-paced world, we understand the importance of convenience. That's why we offer features like online banking and mobile applications to help you manage your finances effortlessly. Our branch also includes an ATM for quick cash access and drive-thru services for easy transactions.

Our Mission

At Healthcare Plus, our mission is simple yet powerful: to empower individuals and families by providing accessible financial services while nurturing the spirit of community. We believe in supporting not just your financial goals but also the broader aspirations of our community. We are dedicated to helping you achieve your dreams through services like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and much more. While members can visit us at 203 S Dakota St, official correspondence should be sent to PO Box 1857, Aberdeen, SD 57402-1857.

Branch Location & Accessibility

Welcome to Healthcare Plus, located at 203 S Dakota St in the heart of Aberdeen, SD! Our branch is easily accessible, making it simple for you to visit us whether you're dropping by for a quick transaction or seeking more information about our services. If you need to send any official correspondence, please note that our mailing address is PO Box 1857, Aberdeen, SD 57402-1857. Situated near local landmarks and community favorites, our location provides a familiar touchstone for our members. You'll find ample parking available right outside the branch, with features designed to ensure everyone can access our services comfortably. We're proud to be ADA compliant, providing ramps and accessible entrances for all. Our friendly team is here to serve you during our convenient operating hours: Monday through Friday from 8:30 AM to 6:00 PM in the lobby, and we also have a drive-thru open until 4:30 PM for your convenience. Whether you're stopping by to open a checking account, inquire about auto loans, or explore other personal banking options, we're ready to assist. At Healthcare Plus, we understand that your time matters. That's why we offer both ATM access and drive-thru banking for quick deposits and withdrawals. With just one stop at our branch, you can manage your finances with ease and comfort. We invite you to come by and experience the welcoming atmosphere at Healthcare Plus. If you have any questions or need assistance before your visit, feel free to give us a call at 605-725-0900. We look forward to serving you soon!

Member Eligibility

At Healthcare Plus, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is easier than you might think! If you live, work, or attend school in the area, you're likely eligible to join our family at Healthcare Plus located at 203 S Dakota St Aberdeen Sd 57401. We welcome individuals from all walks of life and are here to help you navigate your financial journey with personalized service and attention. To kick off your membership, simply reach out to us at (605) 725-0900 or visit our website for more details on eligibility and how to open an account. You can find all the specifics on who can join by checking out this helpful resource: . The process is straightforward, and our team is eager to assist you every step of the way. Join us today and experience the many benefits of being a member at Healthcare Plus!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced market, having efficient payment solutions can set your business apart. At Healthcare Plus, our merchant services are designed to simplify transactions, allowing you to focus on what matters most your customers. Imagine having the ability to accept payments easily, whether in-store or online, enhancing customer satisfaction while boosting your sales potential. Located at 203 S Dakota St Aberdeen Sd 57401, Aberdeen, SD, we are here to provide the support you need. Connect with us at (605) 725-0900 to learn more about how our business banking solutions can help your enterprise thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 funded in commercial loans for our members, we also offer flexible financing solutions to the broader community with $0 available for non-members. With an outstanding commercial loan portfolio of $0, we're dedicated to driving economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

At Healthcare Plus, we also provide essential services such as ATM access, where you can easily withdraw cash or check balances without any hassle. Our basic drive-thru banking allows for quick deposits and withdrawals so that even on busy days, banking remains stress-free. If you're ready to explore how Healthcare Plus can assist you in reaching your financial goals, don't hesitate to reach out! Give us a call at 605-725-0900, or visit us at our branch in Aberdeen. We look forward to serving you!

Business Banking Services

For our business members, we offer comprehensive banking solutions that support growth and success. From merchant services that streamline payment processing to business loans designed for expansion, we're here to help your business thrive.

Digital Banking at Your Fingertips

We recognize the importance of convenience in today's fast-paced world. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like secure transactions and easy access to account information, banking has never been more accessible.

Flexible Loan Options

Life can bring unexpected expenses, and when it does, having access to cash is crucial. Our personal loans and debt consolidation services allow you to tackle those challenges head-on. Plus, if you're looking for rewards on everyday spending, our credit cards with rewards offer great benefits that can help you earn while you spend.

Home Financing Solutions

Buying a home is one of the biggest financial decisions you'll ever make. At Healthcare Plus, we provide various mortgage loans and refinancing options designed to fit your unique situation. Our friendly staff will guide you through each step of the process, helping you find the right loan product while ensuring a smooth experience.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for a savings option that fits your lifestyle, our personal banking services have you covered. We offer checking and savings accounts tailored to your needs, making it simple for you to manage daily expenses or save for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, ensuring you can hit the road without breaking the bank.

Digital & Online Banking

Key Features of Our Online Banking Services

Our online banking platform at https://www.hcpfcu.coop/ allows you to manage your accounts 24/7 with ease. You can check your balances, transfer funds, and view transaction history all in one place. Plus, with our electronic signature authorization, signing important documents is straightforward and hassle-free. We also provide e-statements, which means you can access your account statements anytime without waiting for them to arrive in the mail. This not only saves trees but also keeps your information secure and organized. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple. Just enter their details, and you can send funds instantly no need for checks or cash.

Mobile Banking Made Easy

For those who prefer banking on their mobile devices, we have a user-friendly mobile application available that puts all these features right at your fingertips. With our app, you can deposit checks, pay bills, and even make mobile payments with just a few taps though currently, we do not offer mobile payment options directly through the app. Whether you're at home or out running errands, accessing your finances is just a click away. With our commitment to security and ease of use, banking with Healthcare Plus has never been more convenient. In summary, our digital and online banking services empower you to manage your money effectively while ensuring your information remains safe. Join us today at Healthcare Plus and experience the freedom of modern banking!

Financial Strength

A Growing Community

Our financial strength means we can continue serving you with confidence. We currently boast 9,076 total share accounts, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending stand at $7,161. Whether you're saving for a new car or planning your next big purchase, know that Healthcare Plus is here for you. Visit us at 203 S Dakota St Aberdeen SD 57401 or call us at 605-725-0900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $5,036,345 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $11,644,456 allocated to used auto loans and a total of $49,699,647 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $0, which signifies our dedication to maintaining sustainable practices that benefit all members. We also take pride in having 12 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member-Centric Savings Options

Members' savings are secured through $22,129,524 in share certificates and $6,441,957 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,240,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $5,297,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

In addition to auto and mortgage loans, we offer various personal loan products and lines of credit totaling $6,000,000. These can be excellent solutions for those looking for flexibility in managing day-to-day expenses or consolidating debt. If you're interested in refinancing any of these options or want to learn more about eligibility requirements, feel free to contact us or visit our website at Healthcare Plus. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Healthcare Plus, we prioritize our members' financial well-being by providing clear information and support throughout the loan process. Let us help you take the next step toward achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $18,544,456 in used vehicle loans and $5,340,736 in new vehicle loans already helping members get on the road. Our team is here to help you navigate through financing options so you can find what best suits your budget and needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $3,647,745. This means whether you're purchasing your first home or refinancing an existing mortgage, we are ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing finances effectively is key to maintaining a healthy budget. That's why we also offer flexible terms on unsecured credit card loans, with a total of $446,987 in loans available to our members. These cards can help you cover unexpected expenses while keeping your cash flow steady.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can feel confident knowing they are viewing accurate and trustworthy options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users will see all options fairly represented, allowing for informed decision-making. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With LendMesh, comparing different loans is straightforward and efficient. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of the tool in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each loan listing is updated regularly, reflecting current rates and terms so that users can trust the information they see.

HEALTHCARE PLUS FEDERAL CREDIT UNION - Aberdeen, SD