Healthcare First Credit Union Martinsburg PA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Healthcare First Credit Union, your trusted financial partner in the heart of Martinsburg, PA. Located at 437 Givler Dr, Martinsburg, PA 16662, we have proudly served our community since 1979. With a commitment to providing exceptional service, we currently support over 8,420 members with a total asset base of $98,149,567. At Healthcare First Credit Union, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team is here to help you navigate your financial journey and achieve your goals. Our leadership reflects our commitment to excellence. Under the guidance of our CEO, Meghan Sinclair, and Board President Martin Burket, we prioritize community engagement and member satisfaction. We believe in building lasting relationships with our members while ensuring their financial well-being. While members can visit us at our branch location, official correspondence should be sent to the same address: 437 Givler Dr, Martinsburg, PA 16662. With a strong foundation built on trust and reliability, we're proud to hold a net worth of $12,135,035 and maintain deposits totaling $8,217,741. Our goal is to empower you with the tools necessary for financial success. Whether you're looking to buy a new car or save for your future, we're here to support you every step of the way. Ready to experience personalized banking? Give us a call at 814-793-4690 or visit us online at Healthcare First Credit Union. Join us today and see how we can help make your financial dreams a reality!

Branch History & Mission

Community Commitment

In addition to providing excellent financial services, we actively engage in various community outreach efforts. We partner with local organizations and participate in events that uplift and empower those around us. At Healthcare First Credit Union, giving back is not just part of our mission; it's part of who we are. While members can visit us at 437 Givler Dr, official correspondence should be sent to the same address for consistency. Our branch operates Monday through Friday from 8 AM to 1 PM, making it convenient for you to stop by during your busy schedule. As technology evolves, so do we. Our digital banking options ensure that members can access their accounts anytime and anywhere through online banking and mobile applications. We also prioritize accessibility by maintaining ADA compliance across all our services.

Join Us Today!

If you're looking for a credit union that puts its members first and values community engagement as much as you do, look no further than Healthcare First Credit Union. We invite you to join us and experience the difference firsthand. Discover how we can help you achieve your financial goals today! For more information or to become a member, please visit our website at Healthcare First Credit Union or call us at 814-793-4690.

Mission Statement

The mission of Healthcare First Credit Union is clear: we strive to empower our members through responsible financial solutions while fostering a supportive community environment. We believe that everyone deserves a chance at financial wellness. Our team is dedicated to helping members achieve their goals whether that's purchasing a new vehicle or saving for a home. We understand that banking is more than just transactions; it's about building relationships. That's why we focus on creating an inclusive atmosphere where every member feels valued and heard. With total assets reaching $98,149,567, we are well-equipped to support our members' aspirations while ensuring their trust in us remains unshaken.

Branch Location & Accessibility

Convenient Access and Parking

We understand the importance of accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can visit us comfortably. Plus, parking is available nearby, making it easy for you to hop in and out as needed.

Friendly Operating Hours

Our doors are open Monday through Friday from 8 AM to 1 PM. These hours are designed to fit into your busy schedule while providing ample time for you to manage your banking needs. Whether you're looking to open an account or apply for a loan, we're here during these hours to assist you.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 814-793-4690. We invite you to visit us at our Martinsburg office and see how we can support your financial journey. Your community credit union is ready and waiting for you!

Services Tailored for You

At Healthcare First Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is ready to help you find the right solutions. While we do not have ATM services or drive-thru banking at this location, our staff is always on hand to provide personalized support.

Member Eligibility

Joining the Healthcare First Credit Union community is a wonderful way to access personalized financial services and benefits that truly cater to your needs. At Healthcare First Credit Union, located at 437 Givler Dr Martinsburg Pa 16662, we welcome individuals who are associated with healthcare professions, including employees, volunteers, and their families. This means if you're part of the healthcare industry or have someone in your household who is, you can easily become a member. Not only do our members gain access to a range of financial products like checking and savings accounts, auto loans, and more, but they also become part of a supportive network that prioritizes their financial well-being. Becoming a member is simple and inclusive! You can find all the necessary details about eligibility on our website at https://www.healthcarefirstcu.com/membership/ . If you're ready to open an account or need assistance along the way, don't hesitate to reach out to us at (814) 793-4690. We're here to guide you through each step and ensure that joining our credit union feels welcoming and straightforward.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Imagine a busy Saturday where customers are eager to make purchases. With our reliable merchant solutions, transactions happen smoothly, allowing you to serve more clients without a hitch. Located at 437 Givler Dr Martinsburg Pa 16662 in Martinsburg, PA, we're here to partner with you on your business journey. Call us at (814) 793-4690 or visit our website for more information about how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you own a business or are planning to start one, Healthcare First Credit Union offers specialized services tailored just for you. From Merchant Services that help streamline transactions to Business Loans designed to fund your growth initiatives, we provide the support you need to succeed in today's competitive marketplace.

Convenience at Your Fingertips

Understanding that convenience is key in today's busy world, we ensure that our members have access to essential services without hassle. While we do not currently have ATM availability at this branch location, we encourage members to utilize our mobile payment options and online banking tools. Our team is also available by phone at 814-793-4690 during lobby hours from Monday through Friday from 8 AM to 1 PM for any assistance you may need. In summary, whether it's personal banking solutions like checking accounts and auto loans or business banking services that cater specifically to entrepreneurs, Healthcare First Credit Union is here for all your financial needs. We invite you to visit us or explore more about our offerings on our website at Healthcare First Credit Union. Join us today and experience how easy it is to manage your money!

Loans and Financing

For those considering purchasing a new vehicle or refinancing an existing loan, our Auto Loans and Vehicle Financing options provide competitive rates that fit your budget. If you're dreaming of homeownership, explore our Mortgage Loans and Refinancing services. Our team is ready to guide you through the process, ensuring you understand each step along the way. Additionally, if you need extra cash for unexpected expenses or want to consolidate debt, our Personal Loans can give you the financial relief you're looking for. Plus, with our Credit Cards with Rewards, you can earn points on purchases that can be redeemed for exciting rewards.

Personal Banking

Starting with personal banking, we offer Checking and Savings Accounts designed for ease and flexibility. Imagine having access to your funds anytime, anywhere through our Online and Mobile Banking services. You can easily check your balance, transfer money, or pay bills right from your smartphone or computer making managing your finances simple and convenient.

Digital & Online Banking

Key Features

Our online banking features include electronic signature authorization, making it easier for you to handle transactions without the hassle of paperwork. You can also opt for e-statements, which provide a quick and eco-friendly way to keep track of your finances. If you're always on the go, our mobile application allows you to manage your accounts directly from your smartphone. Plus, with mobile payments enabled, making purchases has never been easier just tap and go! Want to send money to friends or family? Our person-to-person transfer feature lets you do just that quickly and securely.

Security & Accessibility

We prioritize your security while ensuring that our services are accessible whenever you need them. Our digital banking tools use advanced encryption technology to keep your information safe. You can have peace of mind knowing that your financial details are protected while enjoying the convenience of real-time account management. At Healthcare First Credit Union, we're committed to providing modern banking solutions tailored to fit your lifestyle. Explore all these options today and discover how easy it is to stay on top of your finances with us!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 15,348, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthcare First Credit Union is your trusted partner. Visit us at 437 Givler Dr Martinsburg Pa 16662 or call 814-793-4690 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $11,413,462 in share certificates and $2,403,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $12,135,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $9,765,174 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,600 in used auto loans and $34,160,318 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,274,188 in used vehicle loans and $8,335,333 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make it easier for you to drive off in the vehicle you want.

Credit Lines

For those needing additional financial flexibility, our credit line loans totaling $2,762,542 can help you cover day-to-day expenses or larger purchases without stress. You only pay interest on what you use! If you're interested in any of these loan products or want to explore refinancing options available through our credit union, please reach out. You can contact us at 814-793-4690 or visit us at our branch located at 437 Givler Dr Martinsburg PA 16662. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to visit our website here for more details about our services or how to become a member today!

Mortgage Loans

Thinking about homeownership? Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans at this time, our team is always here to discuss your options for future financing needs and refinancing solutions as they become available.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,966,443 in loans helping members manage their finances effectively. These cards can be a great way to cover unexpected expenses or consolidate debt without the need for collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a reliable sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear and significant: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HEALTHCARE FIRST CREDIT UNION - Martinsburg, PA