Healthcare First Credit Union Johnstown PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Healthcare First Credit Union, your trusted financial partner located at 1152 Franklin St, Johnstown, PA 15905. Established in 1979, we take pride in serving our community and fostering strong relationships with our 8,420 members. With total assets of $98,149,567 and deposits amounting to $8,217,741, we are committed to helping you achieve your financial goals. At Healthcare First Credit Union, we understand that every member's needs are unique. Whether you are looking for personal banking solutions, auto loans, or mortgage refinancing, our dedicated team is here to provide personalized assistance. Under the leadership of our CEO, Meghan Sinclair, and Board President, Martin Burket, our experienced staff of 26 employees ensures that you receive exceptional service every time you visit. While members can enjoy face-to-face interactions at our branch, official correspondence should be sent to 1152 Franklin Street, Johnstown, PA 15905-4310. We also offer convenient services like online banking and a drive-thru for quick transactions. Our commitment to you goes beyond just numbers; it's about building a brighter financial future together. We invite you to explore the wide range of services we offer at Healthcare First Credit Union. If you have any questions or need assistance, please don't hesitate to call us at 814-535-2606. Join us today and experience the difference that a supportive credit union can make in your financial journey!

Branch History & Mission

At Healthcare First Credit Union, we take pride in our rich history and our commitment to serving the community of Johnstown, PA. Established in 1979, we have grown alongside our members, offering a range of financial services that prioritize their needs. Our branch, located at 1152 Franklin St, Johnstown, PA 15905, has become a trusted source for financial guidance and support over the years. From our humble beginnings, we've expanded significantly. Today, we proudly serve over 8,420 members and manage total assets amounting to $98,149,567. This growth reflects our dedication to providing exceptional service and innovative financial solutions. Our operating hours are convenient for everyone: Monday through Friday from 7:00 AM to 4:30 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you need help with checking accounts, auto loans, mortgages, or credit cards with rewards, we are here for you. Our mission is clear: to empower our members by providing accessible financial services while supporting the local community. We believe that banking should be personal and inclusive, which is why we strive to create an environment where everyone feels valued and heard. At Healthcare First Credit Union, we focus not only on financial growth but also on enhancing the lives of those we serve through community outreach programs and partnerships. While members can visit us at 1152 Franklin St, official correspondence should be sent to 1152 Franklin Street, Johnstown, PA 15905-4310 if needed. We offer both ATM availability and drive-thru banking options for added convenience. In recent years, we've embraced digital advancements that make banking easier than ever our online banking platform allows you to manage your finances from anywhere. Plus, we ensure ADA compliance so all members can access our services without barriers. As part of our commitment to community support, we actively participate in various local initiatives aimed at improving life in Johnstown. We believe that when our community thrives, we all benefit. If you're looking for a credit union that prioritizes you as a member and cares about its community roots, look no further than Healthcare First Credit Union. Join us today and experience the difference firsthand! For more information or to open an account, visit us online at Healthcare First Credit Union or give us a call at 814-535-2606. Your future starts here!

Branch Location & Accessibility

Accessibility Features

At Healthcare First Credit Union, we prioritize accessibility. Our facilities are ADA compliant with ramps and designated parking spots available for those who need them. Whether you're coming in for a quick transaction or need assistance with more complex banking needs, our friendly staff is here to help.

Convenient Location

Our branch is conveniently situated near local landmarks that enhance your visit. Just a short drive away from popular spots in Johnstown, you'll find us easy to reach. We offer ample parking space right in front of the building, ensuring that your visit starts off hassle-free.

Operating Hours

We know that life can be busy, so we designed our operating hours to fit your schedule. You can stop by Monday through Friday from 7 AM to 4:30 PM and Saturday from 9 AM to 12 PM. These hours are crafted with your convenience in mind, allowing you to access our services at times that work best for you.

Services Offered

Inside the branch, you'll find a range of services designed to meet your financial needs from checking and savings accounts to auto loans and credit cards with rewards. If you're on the go, our drive-thru banking provides a quick way to handle deposits and withdrawals without leaving your vehicle. Plus, we have ATM access available for those times when you need cash fast. While members can visit us at 1152 Franklin St, official correspondence should be sent to our mailing address: 1152 Franklin Street, Johnstown, PA 15905-4310. Feel free to reach out at (814) 535-2606 if you have any questions or need assistance before your visit! We look forward to welcoming you soon at Healthcare First Credit Union.

Member Eligibility

At Healthcare First Credit Union, we believe that becoming a member means joining a supportive community where your financial needs are our priority. If you're looking to be part of something special, it's great to know that membership is open to those who work in the healthcare field or are related to someone who does. This includes employees of hospitals, clinics, and other healthcare organizations, as well as their family members. Plus, residents of the local community are also welcome! We aim to make this process as easy as possible so that everyone can benefit from our personalized services and competitive rates. For more detailed information on eligibility criteria, please visit this page. When you're ready to take the next step towards membership at Healthcare First Credit Union, opening an account is simple! You can find all the details you need by visiting this link. If you have any questions or need assistance, feel free to reach out to us at 814-535-2606. We're here for you Monday through Friday from 7 AM to 4:30 PM and Saturday from 9 AM to 12 PM at our branch located at 1152 Franklin St, Johnstown, PA 15905. Join us today and experience the benefits of being part of the Healthcare First family!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to our loan offerings, we provide merchant services that simplify transactions for your business. Whether you need point-of-sale systems or online payment solutions, we have tools that can help streamline your operations and improve cash flow. This means you can focus more on what matters growing your business. Located at 1152 Franklin St Johnstown Pa 15905 in Johnstown, PA, we're here to partner with you on your journey to success. Contact us today at (814) 535-2606 to learn more about how our business banking services can support your goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow easy access to your funds whenever you need them. Plus, we offer basic drive-thru banking for quick deposits and withdrawals without leaving your car. At Healthcare First Credit Union, we focus on making banking as straightforward as possible for our members. If you have questions or want to explore any of these services further, please don't hesitate to call us at 814-535-2606 or visit us during our hours: Monday through Friday from 7 AM to 4:30 PM and Saturday from 9 AM to 12 PM. Join us today and discover how we can partner with you in achieving your financial goals! Visit our website at Healthcare First Credit Union for more information on membership eligibility and how to open an account online.

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options can make your dream ride more accessible. We understand that purchasing a vehicle is a significant decision. That's why we provide competitive rates and flexible terms to help you drive away with confidence.

Business Banking

We haven't forgotten about small businesses! Our business banking services, including merchant services and business loans, are designed to help local entrepreneurs thrive. From managing cash flow to expanding operations, we're here to support your business dreams.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards provide great benefits for everyday purchases. Enjoy cash back on groceries or travel perks when you use our credit card turning everyday spending into valuable rewards!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans can make homeownership possible for you. We also offer refinancing options that could lower your monthly payments or help you tap into your home's equity. Let us guide you through this important investment, making it as smooth as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking, accessing your accounts has never been easier. Check balances, transfer funds, or pay bills right from the palm of your hand anytime, anywhere.

Personal Banking

Our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively. Imagine having a checking account that fits your lifestyle and a savings account that helps you reach your goals whether it's planning a vacation or saving for a rainy day.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether you need funds for home repairs or unexpected medical bills, we are here to help. Additionally, if you're feeling overwhelmed by debt, our debt consolidation services can simplify your payments into one manageable loan.

Digital & Online Banking

Convenient Online Access

With our online banking service available 24/7 at https://www.healthcarefirstcu.com/, you can check balances, transfer funds, and pay bills anytime, anywhere. Our user-friendly interface makes navigation simple, so you can manage your finances without any hassle. Plus, with our electronic signature authorization feature, signing documents is quick and easy no need to print or mail anything!

Mobile Banking at Your Fingertips

Take advantage of our mobile application to manage your accounts on the go. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier. Just a few taps on your smartphone allow for quick transactions without needing to visit a branch.

Security You Can Trust

At Healthcare First Credit Union, security is our top priority. Our online banking services use advanced encryption technology to protect your personal information and account data. You can bank with confidence knowing that your details are safe from unauthorized access. Join us today at Healthcare First Credit Union and experience the convenience of modern banking tailored just for you! Explore more about our digital services at https://www.healthcarefirstcu.com/ and start managing your finances effortlessly!

Stay Updated with E-Statements

Go paperless with e-statements! Not only are they available at your fingertips, but they also help you keep track of your finances in a more environmentally friendly way. You'll receive notifications when new statements are ready, allowing you to stay on top of your account activity without the clutter of paper.

Financial Strength

At Healthcare First Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a strong foundation, and our impressive financial metrics reflect our commitment to serving you. With a net worth of $12,135,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1236 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,413,462 in share certificates and $2,403,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,765,174 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,600 in used auto loans and a total of $34,160,318 in loans and leases across various sectors. Our operational efficiency is highlighted by our current net income of $0, which means we're strategically investing back into the credit union for your benefit. We also take pride in having 21 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 15,348, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthcare First Credit Union is your trusted partner. Visit us at 1152 Franklin St Johnstown PA 15905 or call 814-535-2606 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,274,188 in used vehicle loans and $8,335,333 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the resources to make your purchase without breaking the bank. Plus, our refinancing options can help you save even more on monthly payments.

Credit Lines

For those who prefer flexibility in borrowing, our credit lines offer a total of $2,762,542, allowing you access to funds as needed without the hassle of applying for multiple loans. This option can be particularly useful for covering larger purchases or managing cash flow during uncertain times. At Healthcare First Credit Union located at 1152 Franklin St, Johnstown PA 15905, we're committed to supporting your financial journey. If you're interested in any of our loan products or would like more information on refinancing options or eligibility criteria, don't hesitate to reach out at 814-535-2606. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our services can work for you today!

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage loans for Junior Lien 1-4 Family Residential Properties, we encourage you to explore other financing options available at our branch. If you're considering refinancing an existing mortgage or looking into eligibility for future opportunities, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,966,443 in loans helping members manage their finances effectively. These cards are designed to provide convenience and peace of mind when unexpected costs arise.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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HEALTHCARE FIRST CREDIT UNION - Johnstown, PA

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