Healthcare Financial Credit Union Bridgeport CT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Healthcare Financial, your trusted credit union located at 267 Grant St, Bridgeport, CT 06610. Since our establishment in 1950, we have been committed to serving our community with reliable financial solutions tailored to meet your unique needs. With a dedicated membership of over 9,300 individuals, we pride ourselves on fostering strong relationships and providing exceptional service. At Healthcare Financial, we understand that managing your finances is crucial for a secure future. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking options. With total assets of $66,158,413 and total deposits amounting to $3,580,302, our robust financial standing reflects our commitment to stability and growth for our members. Under the leadership of our CEO Josephine Savino and Board President Michael D'Angelico, we strive to create an inclusive environment where every member feels valued. Our team of 18 employees is always ready to assist you with personalized support. While you can visit us at our branch for any inquiries or transactions, official correspondence should be sent to the same address: 267 Grant St, Bridgeport, CT 06610. You can reach us at (203) 684-2095 or explore more about our offerings by visiting our website at hcffcu.org. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

A Journey Through Time

From our humble beginnings, Healthcare Financial has evolved significantly. We have always focused on helping our members achieve their financial goals through personalized services tailored to their unique needs. As we expanded our offerings over the decades, we maintained a strong connection with the community by supporting local initiatives and programs. Our mission has always been clear: to improve the financial well-being of our members while fostering a sense of belonging and support in Bridgeport and beyond.

Community Engagement and Support

Our dedication doesn't stop at providing financial services; we also engage actively with local organizations to support education, health initiatives, and various community development projects. Collaborating with local charities allows us to give back meaningfully while strengthening ties within Bridgeport. As we move forward, we continue to embrace advancements in technology while ensuring ADA compliance so that everyone can access our services easily. Our focus remains firmly on enhancing customer experiences through digital platforms such as mobile banking and person-to-person payment options. We invite you to join Healthcare Financial today! Experience the benefits of being part of a credit union that values its members and invests in your future. Together, let's build a stronger financial community for all. For more information or assistance, feel free to reach us at (203) 684-2095 or visit us online at hcffcu.org.

Our Mission Statement

Healthcare Financial is dedicated to empowering our members through accessible financial solutions and outstanding service. We strive to provide a range of products, including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our mission goes beyond just numbers; it's about enhancing lives and making meaningful contributions to the community. We believe that by investing in our members' futures, we are simultaneously investing in the future of Bridgeport. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 267 Grant St, Bridgeport, CT 06610. We are proud to offer convenient services like ATM access for easy cash withdrawals and online banking options that allow members to manage their finances from anywhere.

Branch Location & Accessibility

Come Visit Us!

We pride ourselves on creating a welcoming environment where members feel valued. If you have any questions or need assistance, don't hesitate to give us a call at 203-684-2095. We invite you to stop by the Healthcare Financial branch today we're excited to help you achieve your financial goals!

Convenient Access and Amenities

Our branch is designed with accessibility in mind. We offer ample parking and ADA-compliant features to ensure everyone can comfortably access our services. If you're looking for an ATM, we've got you covered with convenient ATM availability right on-site, so you can easily withdraw cash or check your balance without hassle. For those who prefer to bank on-the-go, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, and even credit cards with rewards. Our friendly staff is ready to assist you during our operating hours: Monday from 7:30 AM to 3:30 PM, Tuesday and Wednesday from 8:00 AM to 3:30 PM, and Thursday and Friday from 7:30 AM to 4:00 PM.

Member Eligibility

Becoming a member of Healthcare Financial is like joining a close-knit family that truly cares about your financial well-being. Located at 267 Grant St Bridgeport Ct 06610, we welcome individuals who are part of the healthcare community, including employees, retirees, and their families. If you have a connection to the healthcare field, you're likely eligible to join us! It's easy to check the specific criteria on our website at . Once you confirm your eligibility, opening an account is a breeze just visit us or follow the simple steps outlined at https://hcffcu-dn.financial-net.com/profile/enrollment. Our friendly team is always here to help; feel free to reach out at (203) 684-2095 if you have any questions. Join us today and enjoy the many benefits of being a part of the Healthcare Financial community!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your business without worrying about payment processing. Our merchant services provide the tools you need to accept payments easily and securely, allowing you to focus on what really matters growing your business. From point-of-sale systems to online payment options, we help simplify transactions so you can serve your customers better. Located conveniently at 267 Grant St, Bridgeport, CT 06610, our team is ready to assist you with all your business banking needs. Reach out to us at 203-684-2095 and discover how we can support your journey toward success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our branch features an ATM where you can withdraw cash or check your balance anytime during business hours. We prioritize convenience so that accessing your money is hassle-free. In addition to these services, our commitment to digital banking means that you can manage all aspects of your finances from the comfort of your home or on the move. If you have any questions or would like to learn more about how we can assist you financially, please don't hesitate to reach out at 203-684-2095. Visit us today at Healthcare Financial in Bridgeport and discover how we can help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? With our auto loans and vehicle financing, you can get behind the wheel without breaking the bank. We provide competitive rates and flexible terms to fit your budget. Imagine cruising down the road in your new car while knowing you made a smart financial choice with us!

Business Banking

For those running their own businesses, we offer comprehensive business banking solutions including merchant services and business loans. We know how hard you work, and we're here to support your growth and success with tools tailored just for business owners.

Credit Cards with Rewards

Our credit cards come with rewards programs that let you earn points on every purchase. Whether it's for everyday shopping or special treats, enjoy the benefits of using your card responsibly while earning rewards along the way.

Mortgage Loans & Refinancing

Owning a home is one of life's biggest milestones. At Healthcare Financial, we offer mortgage loans that help turn your dream home into a reality. Plus, if you're looking to refinance an existing mortgage, we have options that can lower your monthly payments or help you access equity for renovations or other needs.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services that include checking and savings accounts tailored to help you save for your future. Our user-friendly online and mobile banking options make it simple to keep track of your finances on the go. You can check balances, transfer funds, and pay bills with just a few taps on your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but we're here to help with our personal loans designed for various purposes including debt consolidation. Imagine having just one monthly payment instead of juggling multiple debts it's possible with our straightforward loan options.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that banking should fit into your lifestyle. That's why our online services are straightforward and accessible for everyone. Whether you're at home or out and about, managing your money is just a click away. With real-time updates on your account activity, you'll always know where you stand financially. Experience the freedom of banking on your terms with Healthcare Financial. Our digital offerings not only save you time but also empower you to take charge of your financial journey confidently. For more details about our services, visit us at https://www.hcffcu.org/ today!

Key Services

Our online banking service operates 24/7, allowing you to check your account balances, pay bills, and transfer funds at your convenience. You can also access e-statements, which help you keep track of your financial activity without the clutter of paper statements. We prioritize your security, and for an extra layer of protection, we provide electronic signature authorization for transactions, ensuring that your sensitive information is safe. If you're on the go, our mobile application is here to help. It's designed with ease-of-use in mind, so you can manage your accounts right from your smartphone. Although we don't currently support mobile payments, our app still allows for person-to-person transfers making it easy to send money to friends and family in just a few taps.

Financial Strength

Commitment to Our Members

Net Shares available for lending and investments stand at $3,632,353 while our total share accounts number 15,887, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Healthcare Financial is your trusted partner. Visit us at 267 Grant St or call us at 203-684-2095 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $1,923,210 in share certificates and $1,123,651 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $126,569 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $8,649,675, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $6,395,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,056,734 in used auto loans and a total of $46,353,333 in loans and leases.

Loan Offering

Additional Offerings

In addition to these popular options, we're dedicated to providing our members with comprehensive financial services. This includes personal loans for various needs and business banking solutions for entrepreneurs. If you're considering refinancing your current loans or exploring eligibility options for our products, please visit our website for more details or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Healthcare Financial, we're here to help you find the right loan solution tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,556,634 in used vehicle loans and $3,471,032 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience smooth and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,167,734, make buying or refinancing simple. We offer personalized support through the entire process so you can feel confident every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $968,457 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases easier, our credit card options come with rewards that benefit you.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By gathering information from trusted financial sources, LendMesh provides a level of accuracy that is essential for comparing loan options effectively.